Faster and smarter in the app... Open app
Holiday Extras Featured In
Get 12% off if you book now

Get 12% off if you book now.


Book Cruise Travel Insurance for your next holiday from just *

*Up to £65k cancellation cover


Cruise travel insurance is a specific policy that covers the activities and risks more likely to be associated with a cruise holiday. This may include cover for missed port departures and cabin confinement which would not be included in most standard travel insurance packages.

Whether you are looking to purchase cover for your whole family, for seniors, or simply enough cover to enjoy a bit of scuba diving with your partner whilst you're away, it's important to plan ahead and buy the right travel insurance for your particular needs. At Holiday Extras, we offer dedicated cruise insurance policies to help ensure you have a tranquil, stress-free time at sea.


Alice Lawson, Associate Director of Holiday Extras Cover

"Protecting you and your trip has always been our priority. With three levels of cover to suit you and your trip and 24/7 support, it's never been easier to enjoy your holiday, hassle-free."

Alice Lawson, Associate Director of Holiday Extras Cover


"Holiday Extras offer our guests cruise specific policies that give them peace of mind and confidence when booking their cruise"
Clive Jones | Senior Director | Guest Services | Prestige Cruise Holdings (Regent Seven Seas Cruises & Oceania Cruises)
"With Holiday Extra's dedicated Cruise insurance policy, our customers are able to be totally confident that they have high-quality insurance cover in place specifically designed for a cruise holiday at sea"
Jeremy Hatton | Head of Customer Services | Fred. Olsen Cruise Lines
SYD your pocket travel insurance expert

Confused by cover?

Your pocket travel insurance expert


Do I need Cruise specific travel insurance?

If all or part of your trip is aboard a cruise ship, you will need to take out a cruise policy, which covers cruise-specific necessities such as missed excursions, itinerary changes and cabin confinement. You will be asked to confirm if you're going on a cruise in the initial stages of the booking process.


How do I book my Cruise travel insurance?

  1. Enter your details at the top of the page in the yellow booking form.
  2. Press 'Search'.
  3. On the next page, make sure to select 'Yes' on the 'Are you going on a cruise?' section.
  4. Follow the on-screen instructions to book your Cruise travel insurance policy.

Cruise travel insurance for pre-existing medical conditions

At Holiday Extras we cover thousands of pre-existing medical conditions with our travel insurance packages and your Cruise insurance is no exception. When booking, you will be guided through the process of getting declaring any medical conditions you may have. Rest assured, your information will be treated with the utmost trust and confidentiality.


Compare travel insurance cruise cover levels:

At Holiday Extras we have three levels of cruise cover available for you - our Bronze, Silver and Gold policies. To help you decide which level of cover is right for you, our table below illustrates examples of cover available at our Bronze, Silver or Gold Cruise levels. Be sure to read through the policy documents for more comprehensive cover details.


Bronze
Silver
Gold
Emergency medical and repatriation expenses
£10,000,000
£10,000,000
Unlimited
Cancellation
£1,000
£2,000
£5,000*
Curtailment and loss of holiday
£1,000
£2,000
£5,000*
Missed port
£100 per port up to £1,000
£150 per port up to £1,500
£200 per port up to £2,000
Cabin confinement
£50 per 24 hours up to £500
£75 per port up to £750
£100 per port up to £1,000
Unused excursions
£500
£500
£500
Increased personal baggage limits
£2,500
£2,500
£2,500
Evening Wear
£100
£100
£150
Personal possessions
£1,500
£1,500
£2,500
Passport and other documents
£150
£250
£300
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£75 after each 12 hours of delay up to £150
£75 after each 12 hours of delay up to £150
£75 after each 12 hours of delay up to £150
Missed departure
£250
£500
£1,000
Missed connection
£250
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000

*Or as specified on your schedule

Cruise travel insurance reviews

The experience was great. Ella put me at ease from the very beginning. She was very engaging and explained points to me when I asked. Very nicely spoken and very understanding. She explained about yearly cover and cover inclusive of a cruise. Could not have asked for a better experience. Thanks Ella.

- ★★★★★

Lauren was amazing today I was panicking over a cruise insurance she was able to look for it and direct me to the correct people. Very friendly and polite service.

- ★★★★★

Price for two people for one year including medical conditions and cruise cover is very competitive. Used teh chat facility to clear up a question and got a human who new what they were doing and answered my questions quickly.

- ★★★★★

I needed to add cruise cover to my existing policy and my credit card had changed. Deborah was so helpful, all changes made with efficiency and a great sense of humour. Email confirmation received immediately. Thank you!

- ★★★★★

The girl I spoke to was, efficient, friendly and very helpful. This company is very fair with existing medical conditions. I had to claim last year after missing a cruise due to covid, I didn't have any problems , it was quick and painless, very professional. I will continue to use Holiday Extras in the future.

- ★★★★★

Obviously this was an unusual experience for us as it's our first cruise. The English language used by Cunard was very strong and we feared not having proper insurance for the trip or even the risk of not being allowed on the ship. Michelle was extremely patient ,professional and made us feel at ease. She is a very good advert for your business and experienced in giving customers what is best for them without pressure. Very proficient lady.

- ★★★★★

Terrific insurance company. Was on a cruise. Had accident on 28th feb 2024. Was hospitalised.cruise ship left without me. kept me up to date.put me in hotel. Made sure i had constant contact. Send me a nurse to check up on me. Ambulance fro hotel to airport. Ambulance from airport to home. Terrific service. Can't ask for anything else. Plus I got refund for missing 3 days of my cruise.

- ★★★★★

Great experience with Kali on taking me through booking my cruise insurance today. Very knowledgeable and so helpful, also taking time in explaining all aspects of the policy . My call dropped out and I was called straight back and confirmed my booking.

- ★★★★★

Live Chat worked fine to cancel policy, although website was not so clear about the policy being cancelled. Good & clear replies from Charlie in the Insurance Team.

- ★★★★☆

the person who dealt with our travel insurance was very helpful and had a nice manner she was very good.

- ★★★★☆



Further Cruise Information

If you are looking forward to your next cruise adventure and are preparing to step aboard, then please visit a few of our helpful cruise guides listed below. From travelling vaccinations for your next holiday, to the appropriate documentation you may need to travel with, these may help you in preparing for your next cruise holiday.


Planning your next cruise?

Sign up and be the first to hear about our latest Holiday Extras deals.

*Up to £15k cancellation cover available on our Cruise policies (£5k as standard with the option to increase to £15k), with an optional £50k top-up cancellation cover available before checkout.

*12% off applies to Travel Insurance but does not apply to premiums for pre-existing medical conditions or extra options selected during the booking process.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.

Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register