Winter Sports Holiday Insurance
Winter sports cover so you can hit the slopes with confidence
Winter sports ensures a fun-packed holiday for families, couples and thrill seekers alike. Whether you're booking your next skiing holiday or a once-in-a-lifetime trip to Lapland, it's important to have the right travel insurance. This includes getting covered for any activities you might take part in.
Our winter sports holiday insurance can be added to your policy at the time of booking. The add-on covers for things like equipment hire, personal equipment cover, for a range of wintry activities.
What does winter sports insurance cover?
You can upgrade your insurance to include winter sports cover – giving you everything you need to make the most of the snowy mountains. The winter sports add on is available for travellers aged 64 and under on both European and worldwide policies. Whether you can add winter sports cover may also depend on what medical conditions you declare.
With our winter sports add-on, you can enjoy a range of activities including skiing, skiing off-piste, snowboarding, outdoor ice-skating, ice-windsurfing and snowmobiling plus many more. For a more in-depth overview of what's covered, please check your policy wording. Our activity checker also provides a list of what winter sports are included with the add–on.
Winter sports equipment - we will cover the loss, theft or damage and delay of your equipment. This includes the repair and replacement of your equipment or the cost for hiring new equipment.
Loss of Ski pass - If your ski pass gets lost or goes missing, we will cover the replacement for a new ski pass.
Unused ski pass - If you are unable to ski due to illness or injury, we will cover the proportion of your ski pass that you are unable to use
If you are unable to ski -we will pay a set amount towards the cost of travelling to an alternative resort or the proportion of your ski pass that you are unable to use. Due to avalanche, landslide, not enough snow; or too much snow; or adverse weather.
Cover for emergency medical expenses and repatriation - as a result of an injury whilst taking part in winter sports.
How do I book winter sports travel insurance?
Booking winter sports travel insurance consists of 3 easy steps:
- 1) Complete our online insurance quote form here.
- 2) Choose from our selection of Bronze, Silver or Gold cover levels.
- 3) Upgrade your policy by choosing our winter sports travel insurance in the add-ons section.
For an overview of all sports covered, please check out our sports cover page.
Do I need winter sports travel insurance?
If you're planning to take part in winter sports, you'll need to add our winter sports add-on to your policy to be covered. This add-on provides protection for a range of listed winter sports and related incidents that aren't included in our standard travel insurance.
"Protecting you and your trip has always been our priority. With three levels of cover to suit you and your trip and 24/7 support, it's never been easier to enjoy your holiday, hassle-free."
Alice Lawson, Associate Director of Holiday Extras Cover
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
AnywhereGP: 24/7 Medical Help
Powered by Air Doctor
We're thrilled to introduce AnywhereGP, powered by Air Doctor – your on-the-go medical solution abroad!
Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.
Can I get winter sports insurance if I have a medical condition?
Yes, you can still add winter sports cover if you have medical conditions declared on your policy. This must be done via our call centre. You can call us on 0333 038 9635.
All pre-existing medical conditions should be declared. If required, we may ask a few questions about your medical conditions. This is to ensure you have the right level of cover for your trip. We can then determine if we can add the winter sports add-on for you.
If you will be travelling with medication, check out our page full of helpful tips and advice. You will also find more information on our page dedicated to travel insurance with pre-existing medical conditions.
Let us answer your questions
Are there any age restrictions for ski insurance?
Holiday Extras winter sports add on is only available for those aged under 65.
Am I covered to ski or snowboard off-piste?
You are covered to ski or snowboard off-piste provided you remain within the resort boundaries. Skiing off-piste outside resort boundaries is excluded.
Is winter sports insurance worth it?
If you are taking part in winter sports, then winter sports insurance is definitely worth it, as standard insurance will not usually cover the extra risk that comes with these activities. That said, the decision to buy insurance, and which type to choose, is entirely yours.
Do I need winter sports for Lapland?
Whether you need winter sports cover for Lapland depends on the activities you plan to do. Some activities are covered as standard under your policy, and some require the Winter Sports add-on. You should read your policy wording for full details or take a look at our handy Activity Checker. You can also ask SYD, our helpful AI assistant to search your documents and point you to the right section.
How much does winter sports insurance cost?
The price of your insurance policy will vary depending on a variety of factors. These can include things like your trip destination, your age, your level of cover and any medical conditions you may have.
Articles we think you'll love...
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk