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Worldwide Travel Insurance
Ready for your big adventure? It's easy for organising travel insurance to slip down the priority list amidst the excitement of holiday planning. However, booking a reliable travel insurance policy before embarking on your trip is an absolute must, and could potentially save you thousands of pounds in the event of having to make a claim.
Finding the best travel insurance ensures you're covered for cancellations, medical emergencies, or lost possessions – essential for a hassle–free trip.
What is Worldwide Travel Insurance?
Planning a road trip across the USA, a safari in Africa, or a relaxing getaway on a Caribbean beach? Worldwide travel insurance can provide the cover you need for those unexpected events that might otherwise leave you out of pocket.
From trip cancellations to medical expenses and even theft of your belongings, a worldwide policy helps protect your travel plans. Our policies are designed to cover most global destinations, and you can choose between single-trip or annual cover to suit your needs.
Holiday Extras' Worldwide Travel Insurance - protecting you in over 150 countries
With Holiday Extras' worldwide travel insurance, we always take your destination into account and ensure you're covered wherever your adventures take you.
| Policy | Coverage |
|---|---|
| Worldwide Including USA, Canada, Mexico, and the Caribbean | This policy covers all countries across the globe. |
| Worldwide Excluding USA, Canada, Mexico, and the Caribbean | This policy covers all countries except the following: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Bermuda, St. Eustatius and Saba, Canada, Caribbean Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, United States of America, Virgin Islands (UK) and Virgin Islands (US). |
| Europe Cover | This policy covers countries like Spain, Cyprus, Malta, Turkey, and Greece. |
When choosing a worldwide travel insurance policy, ensure your destination is included for complete peace of mind.
What Types of Worldwide Travel Insurance Do We Offer?
Single trip policy: Ideal for longer holidays, such as a trip of a lifetime, lasting several months.Annual travel insurance: Perfect for frequent travellers, offering cover for unlimited trips within a 365-day period.
What Does Holiday Extras' Worldwide Travel Insurance Typically Cover?
Our worldwide travel insurance policies are designed to provide comprehensive cover for a variety of unexpected situations, ensuring peace of mind wherever you travel.
- Repatriation Costs – In the unlikely event of a medical emergency or accident, our policies include repatriation cover to get you back to the UK safely.
- Medical Expenses – Whether it's a minor ailment or a more serious medical condition, we offer cover for a wide range of scenarios. Make sure to declare any pre-existing conditions when purchasing your policy.
- Travel Delays – Our outbound delay cover helps reduce the stress of delayed departures, covering additional expenses caused by unforeseen disruptions.
- Holiday Cancellations – Life happens, and plans can change. Cancellation insurance ensures you're reimbursed for non-refundable costs if you need to cancel your trip for covered reasons.
- Gadget Cover – Travelling with your smartphone, tablet, or laptop? Our gadget cover protects your devices against theft, damage, or loss while you're on the move.
Planning a gap year? We've got you covered.
Gap year travel insurance – sometimes called backpacker insurance or long-stay insurance – is specifically designed for those embarking on extended adventures, often spanning multiple countries.
Holiday Extras' worldwide travel insurance is ideal for covering medical expenses, cancellations, and personal belongings while you explore the world. As well as the usual benefits of travel insurance, gap year policies can include protection for activities like volunteering, working abroad, or adventure sports. To find out more about your options, visit our dedicated Gap Year Travel Insurance page.
Sports and Adventure Cover
Planning a trip filled with adventure? Whether you're scuba diving along the Great Barrier Reef in Australia, bungee jumping in Bali, or skiing the slopes of the Swiss Alps, having the right travel insurance is essential to ensure you're protected while enjoying your favourite activities.
Holiday Extras' travel insurance offers comprehensive cover for a wide range of sports and activities across destinations worldwide. From adventure-packed trips to relaxing golfing holidays, we've got you covered:
- Sports Travel Insurance – Ideal for thrill-seekers engaging in activities like surfing, windsurfing, or hiking.
- Winter Sports Insurance – Perfect for skiing, snowboarding, or other winter sports in destinations like Canada, Austria, or Japan.
Each policy is designed to cover you against potential risks such as medical emergencies, lost equipment, or cancellations due to unforeseen circumstances. Be sure to check the details of your chosen policy to ensure your planned activities are fully covered.
Your Worldwide Travel to-do list
Heading off on a worldwide adventure? Make sure you're fully prepared by following these essential steps before you go:
Arrange Visas Early: Many destinations require a visa for entry, so make sure you apply well in advance. Countries such as India, Australia, and parts of Africa often have specific visa requirements. If you're travelling to the USA, you may be able to take advantage of the Visa Waiver Program, but ensure you complete any necessary applications before departure.
Get the Right Vaccinations: Requirements vary by destination, so it's important to check what's needed for your trip. For instance:
- If you're heading to parts of Africa, you may need vaccinations for Yellow Fever or Hepatitis A.
- For trips to Thailand or other areas in Southeast Asia, consider vaccinations for Typhoid or Japanese Encephalitis.
- Visiting the Amazon in South America? Yellow Fever protection may be required for certain regions.
Plan ahead as some vaccines require multiple doses. For detailed advice, visit the NHS Fit for Travel website to ensure you're fully covered.
Respect Local Customs: Understanding local culture can make a huge difference to your trip. Taking time to learn the basics of cultural etiquette can enhance your experience and help you avoid unintentional offence.
To find some more great travel tips, visit our Holiday Extras blog, where you can also explore worldwide destinations!
Worldwide Travel Insurance FAQs
How long will worldwide travel insurance cover you for?
Worldwide travel insurance from Holiday Extras can cover you for trips lasting from just a few days to several months, depending on the policy you choose.
For longer adventures, such as a trip of a lifetime lasting several months, single-trip policies are the best choice. The maximum duration will depend on your specific policy, so it's important to check the terms before booking.
If you're planning multiple trips in a year, our annual multi-trip insurance covers you for unlimited trips within a 365 day period, with each trip's maximum duration outlined in your policy.
Always review your policy wording to ensure it meets your travel plans.
Is there an age limit on worldwide travel insurance policies?
While most policies have no strict age limit, higher premiums may apply for older travellers. Holiday Extras offers policies for individuals of various ages, including specialised cover for seniors.
Always check the terms and conditions of your chosen policy for any age-related considerations.
Should I buy a single or annual-multi trip policy for my worldwide trip?
Single trip policies are perfect for extended holidays, such as gap years or sabbaticals. If you're planning multiple trips in a year, an annual-multi trip policy could be more cost-effective and provides cover for unlimited trips within 12 months.
Important Details for Annual Cover:
- Each trip must begin and end in the UK.
- Trips must not exceed the maximum duration outlined in your policy.
- Cover applies only to trips with at least one overnight stay - day trips are not covered.
Will my Global Health Insurance Card (GHIC) cover me for global travel?
No, the Global Health Insurance Card (GHIC) only provides access to state-provided healthcare in participating European countries and does not cover global travel.
If you're travelling outside Europe to destinations like Australia, Thailand, or South America, you'll need comprehensive worldwide travel insurance. Holiday Extras offers policies that include medical cover, cancellations, and more to ensure you're protected wherever you go. Always review your policy to ensure it meets your specific travel needs.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk