Canada is known for its stunning mountains, fresh air, and friendly people. It's no wonder it's one of the most visited worldwide destinations.
If you're planning a trip, it's a good idea to buy travel insurance. It can protect you if something unexpected happens. We want to believe nothing will go wrong on holiday, however, the reality is that something unexpected could happen. Having the right cover in place means you can set off knowing you're prepared for whatever comes your way.
Holiday Extras travel insurance for Canada covers emergency medical care, cancellations, and lost baggage. Our bronze, silver and gold cover levels let you choose the protection that fits your trip, so you can travel with confidence.
Do I need travel insurance for Canada?
While it's not a legal requirement to enter Canada, it's a good idea to get reliable travel insurance for any trip abroad.
The UK does not have a reciprocal healthcare agreement with Canada. This means UK travellers won't receive free or reduced-cost medical treatment if they need care while visiting. Healthcare in Canada can be very expensive for tourists, especially for hospital stays, emergency transport, or specialist treatment. Because of this, travel insurance with emergency medical cover is a good idea. It helps protect you from high medical bills and gives you support if something unexpected happens during your trip.
Medical costs aside, knowing you're covered for lost baggage, unexpected illness and flight delays means you can relax and focus on all the fun stuff. Just remember that all cover is subject to the terms and conditions of your policy.
Which travel insurance region do I need?
At Holiday Extras, we offer cover for many worldwide destinations, but it's always worth double-checking your policy to confirm the country or region you're travelling to is included. Canada is covered under our Worldwide (including USA, Canada, Caribbean & Mexico) travel insurance region.
Not sure which region your destination falls into? Visit our Destination Checker for a simple guide.
Medical insurance for travel to Canada
Canada has healthcare, but it's not free for tourists, and bills can add up fast. Even routine medical care abroad can become expensive without the right protection. Our travel insurance gives you cover for emergency treatment, hospital stays and more, helping you stay protected while you enjoy everything Canada has to offer.
With Holiday Extras travel insurance, you can choose the level of medical cover that suits your trip. Our Bronze policies include up to £15,000,000 in emergency medical and repatriation cover, while our Gold policies offer unlimited protection. Compare our cover levels below.
To make sure your policy works for you, it's important to declare all existing medical conditions when you buy your cover. For more information on this, take a look at our page dedicated to holiday insurance with pre-existing medical conditions..
AnywhereGP: 24/7 Medical Help
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We're thrilled to introduce AnywhereGP, powered by Air Doctor – your on-the-go medical solution abroad!
Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Does Canada travel insurance include activities?
Canada offers a huge range of exciting activities, from hiking in the Rockies to kayaking on its famous lakes. With so much to enjoy, it's important to make sure your travel insurance covers the adventures you've got planned. Some activities are covered as standard, but others – especially those considered higher risk – might need an add-on or approval from the underwriter.
Winter Sports
Heading to the snowy slopes of Whistler or Banff? If you're planning to take part in winter sports, you'll likely need our Winter Sports add-on which is designed to help keep you protected on the mountains. This includes popular activities like on-piste skiing and snowboarding.
Water sports
Planning to kayak on Canada's lakes? Some lower-risk water activities may be covered as standard. But if you're taking things further, such as white-water rafting, you may need the Extended Risk add-on.
Extended Risk add-on
Pushing your adventure up a level? Higher-risk activities may fall under our Extended Risk add-on. This upgrade provides cover for a range of activities that involve extra risk, and you can add it at the 'add-on' stage before payment.
Use our handy activity checker to see whether your chosen activity or sport is covered as standard, or if you'll need to add extra cover.
What are the benefits of buying a Holiday Extras insurance policy?
- Flexible cover levels - Pick from bronze, silver, or gold policies to suit your trip plans and budget, whether you're going all out, or keeping things simple.
- Support for pre-existing conditions - Most medical conditions are considered, with a quick and easy online screening process.
- Medical support abroad, made easy - Every policy includes free access to AnywhereGP, a 24/7 virtual medical support service for non-urgent help while you're away.
- Extra cover, if you want it - Add-ons are available for gadget protection and winter sports so you can tailor your policy to your plans.
- Award-winning protection - We've been voted Best Insurance Provider for 16 years in a row.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
Tailored policies to suit your personal requirements.
£13.8 million paid in claims last year, providing reliable support when it matters most.
Smart, simple cover with help from our AI assistant, SYD.
Let us answer your questions
Do I need travel insurance for Canada from the UK?
While travel insurance isn't required to enter Canada, it could be a good idea. Healthcare for visitors can be expensive, and the UK does not have a reciprocal healthcare agreement with Canada. A travel insurance policy helps protect you against costly medical bills, cancellations and lost baggage.
Are winter sports covered in Canada?
Canada is known for its ski resorts and snowy adventures, but winter sports are not always covered as standard with an insurance policy. With Holiday Extras, you may need our Winter Sports add-on to make sure activities like skiing or snowboarding are included.
Use our handy activity checker to see whether your chosen activity or sport is covered as standard, or if you'll need to add extra cover to make sure activities like on-piste skiing and snowboarding are included.
Do I need to declare my medical conditions when buying Canada travel insurance?
Yes. It's important to declare all existing medical conditions when you buy your policy. This ensures your cover is valid and you're protected if you need treatment while you're away. Holiday Extras also includes Anywhere GP, giving you access to a UK doctor online from anywhere in the world.
Travel guide to Canada
Check out our fun travel guide video to the beauty of Canada below!
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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.