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Travel Insurance for Children and Teens

Arranging travel insurance is a key part of ensuring any trip goes smoothly and safely. For younger travellers venturing out on their own, having a good level of protection becomes even more important. As a parent, you want to know your child is safe and cared-for.

We're here to make travel insurance as simple and stress-free as possible, without compromising on quality or cost. With our Single Trip and Annual travel insurance policies, you'll find flexible cover for your children at a price that works for you. Plus, with three cover levels to choose from, you can easily tailor the protection to suit your family's needs.


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Key Points

  • Check directly with your airline to find out what age children can fly without a guardian.
  • Travel consent forms are required for children travelling without a parent or guardian.
  • Make sure your child is covered for any activities they take part in.

Can under-18s travel alone?

Most airlines classify travellers aged 5 to 12 as "unaccompanied minors." In these cases, a small fee is sometimes charged for mandatory supervision, and a letter of consent from a parent or guardian is typically required. You can find more details by visiting our travel consent form for under-18s page.

Once children are over the age of 12, this service is generally no longer required unless specifically requested by the parent. By the age of 17, travellers can usually fly independently, just like an adult. However, we strongly recommend checking the specific policies of the airline you're flying with, as rules can vary. For further guidance, read our guide on whether you can fly alone under 18 years of age.

Can you buy insurance for kids travelling alone?

You might be wondering at what age a child can have their own insurance policy. In most cases, they must be over 18 to take out cover independently.

At Holiday Extras, children cannot take out their own insurance policy. However, you can insure your child under a group policy with family, relatives, or friends, as long as at least one person is over 18. Our single-trip and annual multi-trip policies provide cover to suit young people. This includes things like medical cover, lost luggage, gadget cover, and cancellation cover.


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Choosing the right destination

Choosing the right destination is an important part of arranging any holiday, especially if your child is travelling alone. Before booking your trip, check the FCDO's travel advice, as we can't cover trips to countries they advise against travelling to. It's also a reliable way to review entry requirements and confirm the destination is safe for solo travellers.

When choosing a destination for kids, safety matters, but so does fun! From exciting activities to sunny weather, our guide to top destinations for under-18s travelling alone has you covered.



Book your solo Travel Insurance today

Find travel insurance that suits your needs. Choose from our three cover levels – Gold, Silver, and Bronze, each offering their own levels of protection.

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Things to Consider

  • Got a teen that loves adventure? - Be sure to check the policy wording to make sure they are covered for any activities or sports during their trip. You may need to add additional cover to your policy for winter sports or extended risk activities. This can be done at the add-on stage before you pay.
  • Travel consent form - Under-18s need to have a travel consent form signed by their parents or legal guardian, if travelling without them. You can find out more information by reading our guide on child travel consent forms.
  • Medical conditions - If your child has any pre-existing medical conditions, they must be declared when buying travel insurance. This is to ensure they are fully covered for anything that could happen during their trip.

Compare cover levels

Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your and your child's needs. Take a look at our cover-level table to see what's covered, and read through the Policy Documents for more detail on cover.

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Related articles

If you found the tips and insights useful, then check out our other helpful articles on travelling as an under-18:




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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.

Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register