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Travel Insurance for Children

Have you been looking for great value children's travel insurance, but aren't sure how to go about buying for under 18s? It might be among a thousand other things on an ever-growing to-do list for your holiday.

We're all about making travel insurance as straightforward for you as possible. We want to help ensure the whole family can enjoy less hassle and more holiday, without compromising quality for cost.

Both of our Single Trip and Annual travel insurance policies offer flexible cover for your children at a great price. With the choice of three different cover levels, you can select the most suitable level of cover for your personal needs. While we don't have any lower or upper age limits on our single policies, if you want to buy annual travel insurance for children they must travel with an adult and not independently.

Compare children's travel insurance cover levels

When you book children's travel insurance you will have a choice of three varying cover levels. Below is a breakdown of what you are exactly covered for. For a more in-depth overview of what each policy level offers, be sure to check out our policy documents page.

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Can children travel alone?

You might wonder at what age children can legally travel alone and where this stands with insurance.

Children are able to travel independently on Single Trip policies with Holiday Extras. However, for Annual Multi-Trip policies, children or (under 18s) must travel with an adult. With both of our policies, we've made sure every child travel insurance policy is equipped with suitable levels of medical cover, lost luggage, cancellation and repatriation cover.

To make sure their journey runs smoothly, always ensure that children aged 17 and under are accompanied to their departure point by a responsible adult. We encourage to check the age resitrictions (if any) the company you are travelling with adopts. Check out our page on flying under 18 years of age.

Travel advice for children going on holiday

If you'd like some more tips and advice on travelling with the kids or inspiration for the next family holiday, check out our other pages below:

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.