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Travel Insurance for Turkey
Dreaming of haggling in Istanbul's bazaars, floating over Cappadocia at sunrise or slowing things down on the Turquoise Coast? With Holiday Extras, getting your travel insurance for Turkey is easy. Turkey sits in our Europe region, so when you get a quote, simply select Europe and tick 'yes', if Turkey is the only stop on your trip. Once that’s sorted, you can get back to planning the fun stuff like baklava stops, boat trips and golden hour photos.
Holiday Extras travel insurance for Turkey helps protect the important bits of your trip, including emergency medical care, cancellations and lost baggage. With Bronze , Silver and Gold cover levels to choose from, it’s easy to pick a policy that fits your plans.
If you’re comparing travel insurance for Turkey or keeping an eye on your budget, our range of cover levels makes it simpler to find something that suits both your holiday style and your wallet.
Do I need travel insurance for Turkey?
Travel insurance for Turkey isn’t compulsory to enter the country, but it's a good idea to get reliable travel insurance for any trip abroad. Without cover in place, you could be left paying out of pocket if you need medical treatment, your trip is cancelled or your belongings go missing while you’re away.
There’s no EHIC (European Health Insurance Card) or GHIC (Global Health Insurance Card) cover in Turkey, and the UK doesn’t have a reciprocal healthcare agreement there. That means you won’t have access to state healthcare in the same way you might in some European Union countries. A travel insurance policy for Turkey with medical cover can help towards the cost of treatment if you’re ill or injured abroad. If you have medical conditions, these must be declared at the time of buying your policy.
Cover can also step in if your holiday is delayed, you need to cut your trip short for a covered reason or your luggage doesn’t make it to the carousel.
Why choose Holiday Extras for travel insurance to Turkey?
Turkey offers a mix of culture, from coastline stays to city escapes - and your cover should be just as flexible. At Holiday Extras, we keep things simple so you can spend less time on forms and more time planning hammam visits and Bosphorus cruises.
With Holiday Extras you will also benefit from:
- Flexible cover levels - If you love frequent getaways, our annual travel insurance can cover multiple trips. For a one-off adventure, a single trip policy may be just the thing.
- Support for pre-existing conditions - Most medical conditions are considered, with a straightforward online screening that lets you tell us what we need to know.
- Medical support abroad, made easy - Every policy includes access to AnywhereGP , our virtual GP service for non urgent medical advice while you are away.
- Optional extras - Add extra cover for things like gadgets, winter sports or higher-risk activities. Ideal if your Turkey itinerary includes more than sun loungers and pool days.
- Award winning cover - We have been voted Best Insurance Provider for 16 years in a row, so you are choosing a brand that holidaymakers trust for Turkey and beyond.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
Tailored policies to suit your personal requirements.
£13.8 million paid in 2024, providing reliable support when it matters most.
Is Turkey in Europe for travel insurance?
Turkey sits across both Europe and Asia, but for Holiday Extras policies it’s classed within our Europe region. That means when you get a quote for travel insurance for Turkey, you should select Europe and tick 'yes', unless you’re also travelling to countries that need Worldwide cover.
Our cover regions include:
- Europe (including Turkey and other popular holiday spots)
- Worldwide exc. USA, Canada, Mexico and Caribbean
- Worldwide inc. USA, Canada, Mexico and Caribbean
So if you’ve ever wondered whether Turkey is classed as Europe for travel insurance, the simple answer with Holiday Extras is yes. Choose Europe unless your wider trip needs a Worldwide option.
Not sure which one you need? Use our destination checker to confirm your cover region before you buy.
AnywhereGP: 24/7 Medical Help
Powered by Air Doctor
Included with this Holiday Extras policy, AnywhereGP gives you quick video access to UK based GPs for non emergency outpatient issues while you are away on a covered trip outside the UK. You can use the service up to three times per person in each policy period, and you can claim back the cost of prescriptions issued through AnywhereGP without paying an excess.
Does travel insurance for Turkey include activities?
Turkey is ideal if you like to mix laid-back beach days with a little adventure. Think hot air ballooning over Cappadocia, sailing between bays from Fethiye or hiking clifftop trails along the Lycian Way. Some lower risk activities are covered on standard policies, while others may need an add on or written approval from the underwriter, so it is always worth checking the wording of your travel insurance for Turkey before you book excursions.
Water sports
From relaxed paddle boarding in sheltered bays to snorkelling along rocky coves, lots of low-risk water sports are included under our standard activity list. Some water sports may require the Extended Risk add on or may exclude personal accident and liability. Our activity checker makes it easy to see exactly how each activity is covered.
Extended Risk add on
If your Turkey itinerary includes more adventurous plans, some activities may be classed as higher risk. Activities like supervised white-water rafting on lower-grade rivers or organised sea kayaking can be covered when you add the Extended Risk add on. Other activities, such as paragliding and quad biking, aren’t covered, so it’s important to check before you book.
Use our activity checker to see whether your chosen activity or sport is covered as standard, or if you will need to add extra cover to your insurance for Turkey travel.
What does our travel insurance cover?
Travel insurance is designed to step in when things do not go to plan. For example, if your luggage goes astray, you have to cancel your trip for a covered reason, or you need emergency medical treatment while you are away, a Turkey travel insurance policy can help reduce the financial impact.
With Holiday Extras, you can choose from three levels of cover, each with different limits and features. From our simpler Bronze plan up to our Gold level, you can tailor your travel insurance for Turkey to the style of trip you are taking. This flexibility is helpful if you are balancing cover with price and want to be clear on what is and is not included. Take a look at the key benefits below, or view the full details in our cover level table and Policy Documents .
If price is a priority, you can compare our levels to find travel insurance to Turkey that provides the benefits you care about. For some trips, Bronze may be enough, while for others you may prefer the extra protection of Silver or Gold.
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Where to go in Turkey
Istanbul - Cross between continents in a single day, browse the Grand Bazaar, visit the Hagia Sophia and watch the sunset from a Bosphorus ferry, with your travel insurance for Turkey in place.
Cappadocia - Stay in a cave hotel, explore rock cut churches and see hot air balloons drifting over the valleys at dawn.
Antalya - A Turquoise Coast classic with a lively old town, beach clubs and easy day trips to waterfalls and ancient ruins.
Fethiye and Ölüdeniz - Think pine clad hills, island hopping boat trips and that famous blue lagoon backdrop for your holiday photos.
Bodrum - Smart marinas, buzzy nightlife and coastal restaurants serving fresh seafood beside the castle walls.
Ephesus and Pamukkale - Combine some of the best preserved Roman remains in the region with the bright white travertine pools of Pamukkale.
Whether you are city hopping or sticking to the coast, Turkey has plenty of ways to fill your days, and suitable travel insurance helps keep those plans protected from the unexpected.
Let us answer your questions
Is Turkey classed as Europe for travel insurance?
For most policies, including Holiday Extras, Turkey is treated as part of the Europe region rather than Worldwide. When you get a quote, choose Europe unless you’re also visiting countries that need Worldwide cover.
What currency is used in Turkey, and can I buy it in the UK?
Turkey uses the Turkish lira (TRY). You can usually buy lira in the UK or withdraw cash from ATMs once you arrive. Cards are widely accepted in cities and resorts, but smaller notes are handy for markets and cafés. Travel insurance doesn’t cover normal currency fluctuations.
Do I need any vaccinations?
It’s a good idea to speak to your GP or a travel clinic around 6 to 8 weeks before you travel. Advice depends on your health and itinerary, but vaccinations such as tetanus, diphtheria and hepatitis A are often discussed for trips to Turkey. Remember to declare any relevant conditions when arranging your travel insurance.
What are the emergency numbers in Turkey?
Turkey uses 112 as the general emergency number for ambulance, police and fire services. Save it in your phone and keep your policy details handy in case you need support while you’re away.
Any cultural etiquette tips?
Beachwear is fine by the pool or sea, but in towns, markets and religious sites it’s respectful to dress more modestly. You may be asked to cover shoulders, knees or hair in mosques, and you’ll need to remove your shoes before entering. Asking before taking photos and being mindful of local customs can go a long way.
Is Turkey safe to visit?
Turkey welcomes millions of visitors every year. As with any destination, it is sensible to stay aware of your surroundings, follow local advice and keep an eye on your belongings in busy areas. Before you travel, check the latest guidance from the UK Government . A suitable travel insurance policy adds extra reassurance if something unexpected happens.
Is Turkey covered by the EHIC or GHIC?
No, Turkey isn’t covered by the EHIC or GHIC. You won’t have access to free or reduced-cost state healthcare, so travel insurance for Turkey with medical cover is especially important.
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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.