Travel Insurance for Europe

Explore Europe and discover sun, stunning landscapes and remarkable cultural diversity. Before you set off, be sure to pack a Holiday Extras' holiday insurance policy to reduce any hassle when travelling. Once you've booked you'll benefit from a policy level of your choosing, which will offer reassuring cover tailored to your trip. If you are travelling with any medical conditions you will be comforted to know that we will consider all medical conditions and proudly offer cover for the majority of conditions, at excellent value. And if your trip includes extreme sports, like white water rafting or skiing in the Alps, we'll be able to arrange extra cover.

Cover for European travel with Holiday Extras

We've got two types of policies to choose from. You can book great value European travel insurance for a single trip of up to 365 days with varying levels of cover to suit your budget. If you plan to travel more than twice this year, you may want to look at our our annual travel insurance policy. Depending on what you plan to do on your holidays, this can be an incredibly cost effective option, providing the same level of cover as a Single Trip but for an unlimited amount of trips across 12 months. Just make sure each trip does not exceed each cover level's maximum trip limit.

Do I still need travel insurance if I have an EHIC card?

A European health insurance card (or EHIC card) is a provision available to all citizens of participating European countries that entitles you to the same level of state provided medical care as a person living in the country you're visiting.

While it is indeed very helpful to have an EHIC card, it may not always provide as much cover as a specific European travel insurance policy. This is because the exact medical cover you can expect to receive with an EHIC card will vary from country to country, and in many cases you will still be expected to pay at least part of the medical bill. Under and EHIC card you are not insured for repatriation back to your home country should the need arise, and repatriation can be very costly.

What's more, an EHIC card won't cover you for other possible eventualities such as lost luggage,missed flights or cover for your gadgets and tech.

What is classed as European travel?

Before you go ahead and book your European travel insurance policy, it's always wise to find out if the destination is classed as within Europe or not. While it may be obvious that countries like France, Germany and Spain all come under European cover, for countries like Greece, Russia and Turkey, the categorisation can vary from insurer to insurer. If you are unsure as to whether your holiday destination is classed as within Europe or not, simply fill out the quote form at the top of the page, entering the destination to be given an accurate quote.

Lower rates for travel to Europe

With Holiday Extras, you can take advantage of lower costs for travel to European countries, and you'll still receive high levels of protection from unforeseen events. You can choose from two levels of cover depending on your destination: Europe, either including or excluding Greece, Spain, Cyprus, Malta and Turkey. The higher costs for the latter policy are still great value, and the increased premium reflects the higher cost of medical expenses in those countries.

Top European activities

  • Enjoy the spectacular scenery like never before - by horse! Our favourite horse riding destination is Italy, where you can pass by ancient villages, along rugged mountain lanes and beside beautiful vineyards.
  • Europe is cycle crazy, so pedal from the Atlantic to the Mediterranean Coast in France, or tackle the scenic flats of the Netherlands.
  • Leave the beaten track and spot the Northern Lights in Finland. You can hike through the wilderness or stay in a relaxing village near the Russian border to experience one of the most wondrous sights known to man.

Which city are you travelling to?

Looking for more specific travel and insurance information on a particular european city? Take a look at our in-depth city guides:

Holiday Extras Cover Limited are authorised and regulated by the Financial Conduct Authority under registration number 828848, Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address, Ashford road, Newingreen, Kent CT21 4JF

Holiday Extras Cover Ltd is underwritten by White Horse Insurance Ireland dac is registered in Ireland No. 306045. White Horse Insurance Ireland dac’s Registered Office is First Floor, Rineanna House, Shannon Free Zone, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. Deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website, our FRN is 203320.