Ski Holiday Insurance
Ski cover so you're set for the slopes
Whether you're carving down the Alps or taking your first turns on the nursery slopes, make sure you've got the right protection in place with our winter sports add-on.
Add this to your travel insurance policy to stay covered while you're skiing (including off-piste, as long as you are within resort boundaries and your policy terms). You'll also get handy extras like cover for ski equipment and equipment hire, so if your gear goes missing or takes a tumble, we've got you covered.
For the full lowdown on what's included (and any limits or exclusions), check your policy wording. You can also use our activity checker to see exactly what's covered under skiing.
What will ski insurance cover me for?
Add the Winter Sports add-on to your travel insurance for trips where you'll be skiing, the following will be included.
Skiing (including off-piste)
Cover while skiing on marked runs - and off-piste within resort boundaries where permitted.
Your ski equipment
- Loss, theft, damage or delay to your own or hired skis, boots or poles.
- Repair or replacement, or equipment hire if temporary kit is needed.
Lift passes
- Lost pass: cost of a replacement.
- Unused pass (illness or injury): cover for the unused proportion.
If you can't ski (conditions & piste closure)
When skiing isn't possible due to avalanche, landslide, too little/too much snow or adverse weather:
- We will pay a set amount towards the cost of travelling to an alternative resort, or
- The unused proportion of your lift pass (per policy wording).
Emergency medical & repatriation
Cover for emergency medical expenses and repatriation following an injury while skiing.
Good to know
- Available for travellers aged 64 and under on European and worldwide policies.
- For limits, excesses and exclusions, check your policy wording.
- Use the activity checker to confirm exactly what's covered under skiing.
- Check out which other sports are included in your winter sports add-on.
How do I book winter sports travel insurance?
Booking winter sports travel insurance consists of 3 easy steps:
- 1) Complete our insurance quote form at the top of this page.
- 2) Choose from our selection of Bronze, Silver or Gold.
- 3) Upgrade your policy by choosing our winter sports travel insurance in the add-ons section.
If you have a medical condition, or have already arranged insurance, and wish to add this then please get in touch with our contact centre on 0333 1880 080 and they will be happy to arrange this for you.
Top skiing destinations
- France: The most popular European winter destination, France has excellent family resorts like Chamonix, and the legendary Val d'Isere offers dynamic runs for more advanced skiers.
- Finland: Though not as mountainous as other options, Finland's cross country skiing is unparalleled, and it's one of the top destinations for beginners.
- Canada: Arguably the most beautiful place to ski in the world, Canada's epic mountain ranges offer both forest trails and exhilarating off-piste opportunities.
- Switzerland: From Zermatt on the Matterhorn mountain to Verbier, when you ski with the Swiss you're guaranteed an abundance of snow and plenty of fun.
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
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Let us answer your questions
Am I covered if the pistes are closed due to bad weather?
Yes, if you can't ski because of official piste closures caused by lack of snow, avalanche or adverse weather, you may be able to claim up to the limit shown in your policy for either:
- a contribution towards travel to another resort; or
- the cost of the proportion of your pre-booked ski-pack (e.g. lift pass, lessons and/or equipment hire) that you're unable to use.
All claims are subject to the policy terms, conditions and evidence of closure.
Am I covered to ski off-piste?
You are covered to ski off-piste, provided you remain within the resort boundaries. Skiing off-piste outside resort boundaries is excluded.
Can I add winter sports add-on cover to my existing policy?
Yes, if you already have a travel insurance policy, you can add the Winter Sports Add-On before you travel. Just make sure it's added before your trip starts.
If you have a medical condition, or have already arranged insurance, and wish to add this then please get in touch with our contact centre on 0333 1880 080 and they will be happy to arrange this for you.
Does ski insurance cover everyone in my group?
Yes, as long as every traveller is named on the policy and has added the winter sports cover. Each person will have their own cover limits as outlined in the policy documents.
How much does ski insurance cost?
The price of your insurance policy will vary depending on a variety of factors. These can include things like your trip destination, your age, your level of cover and any medical conditions you may have.
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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk