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Travel Insurance

Holiday Extras' award-winning, flexible policies are here to help you travel hassle-free and with peace of mind.

With over 35 years' experience selling holiday insurance, half a million policies sold annually and the recipient of Globe's Best Insurance Provider thirteen years running, it's safe to say we know a thing or two about insurance. That's why, at Holiday Extras we've put together three levels of cover that can be tailored specifically to your individual needs.

Book your travel insurance on or offline

We have over 30 trained insurance specialists, as well as an Insurance Support Page waiting to help you book the perfect policy and answer any questions you may have. We've also put together the Holiday Extras' Hassle-free Holiday Hub; your one-stop shop for information to get you prepared for travel returning.

What is Travel Insurance?

While no one wants to think about worst-case scenarios whilst on holiday, it is worth having a safety net in place should something go wrong down the line that could potentially leave you out of pocket. That's why it's important to have the best travel insurance for your own specific needs.Whether you need a single trip or annual travel insurance policy, or maybe you're setting sail and need cruise insurance — we have a wide array of comparable holiday insurance options for you to choose from.

Alongside our trusted, reliable and comprehensive cover, Holiday Extras are also specialists for medical travel insurance. If you have a serious medical condition (or multiple conditions), our compassionate and understanding team will work with you to find you a policy that meets your requirements.With over 99% of common conditions covered, we are proud to say that our specialist medical cover meets the requirements for inclusion on the Money Advice Service (MAS) travel insurance directory.

Four reasons to choose Holiday Extras for your travel insurance:

travel insurance 1. Flexible policies
travel insurance 2. Trusted providers
medical insurance 3. Medical specialists
travel insurance 4. Cruise cover specialists
Three cover levels to suit your travel needs Voted best insurance provider by the Globe Travel Awards 13 years running We will consider ALL medical conditions Cruise-specific policies available
UK cover available for those not travelling internationally Rated Excellent on Trustpilot Up to £15 million worth of medical cover We're partnered with the largest cruise lines
Single or Annual? Europe or Worldwide? Recommended and used by over 500 travel agents COVID cover included as standard Cruise cover for itinerary change, cabin confinement and abandonment
Extras including gadget cover, winter sports available. Award-winning Kent-based contact centre 24/7 online medical screening No upper age limit on single trip policies

Compare travel insurance cover levels

You can then choose from three levels of cover, each differently priced, ranging from a basic and essential cover to a higher, premium level of cover. Here is a brief overview of some of the main upper limits and inclusions of each policy. Be sure to read through the Policy Documents for more comprehensive cover details.

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet care
X
X
£500

*Or as specified on your schedule

Our promise to you

Protection and Peace of Mind, with Holiday Extras

At Holiday Extras, it's been our 39 year mission to help our customers travel hassle-free and with peace of mind. We pride ourselves on giving our customers the best service possible. As such, if you take out a travel insurance policy with us, this is our promise to you:

Before you travel: If you need to contact us, our Kent-based service team is there for you 7 days a week, excluding Christmas Day.

While you're away: If anything goes wrong our Emergency Helpline is there for you 24/7, wherever you are in the world.

On your return: If you have any issues with your policy, we'll fully address this within 10 working days. If we fail to deliver on this, we'll give you your money back. It's as simple as that.

Cheap Travel Insurance

Single trip and annual travel insurance policies available.

Our single trip travel insurance is a great option if you're looking for insurance for one holiday. A single trip policy will cover you for one trip up to 365 days.

If you're planning on taking more than one trip in a year, you may want to consider taking out an annual multi-trip travel insurance policy. This annual policy insures you for an unlimited number of trips throughout the 12 month policy period, given that each trip does not exceed 45 days, and could save you the money and the hassle of having to take out a brand new policy for each individual trip. Our annual trip insurance also covers you both abroad and for UK trips.

Medical travel insurance

Holiday Extras is a medical insurance specialist, featuring on the Money Advice Service (MAS) travel insurance directory, which the FCA (Financial Conduct Authority) has confirmed meets its criteria for addition to the 'medical cover firm directory'. If you have a serious medical condition or multiple conditions, we will endeavour to find a policy that both covers your needs and suits your exacting requirements.

With a Holiday Extras policy, you can get up to £15 million worth of medical insurance should anything happen to you while abroad. While this initally might seem like an enormous amount, and maybe even unnecessary for you, the cost health care abroad is wildly more expensive than it is at home in the UK. If you currently have a pre-existing medical condition, or have previously had one, then you will need to declare your condition(s) via our confidentail medical screening process..

We will consider all medical conditions and offer cover for the majority of pre-existing conditions. This includes all forms of cancer.


Travel insurance and the FCDO

Holiday Extras now offers enhanced COVID-19 protect enabling you to travel to European countries where the Foreign, Commonwealth & Development Office (FCDO) advises against "non-essential" travel, as long as the advice is against all but essential travel solely as a result of COVID-19. For more information, see our COVID-19 cover section of this page.

Ukraine Travel Advice - due to the invasion of Ukraine, the Foreign and Commonwealth Development Office (FCDO) advises against all travel to Russia, and flights are suspended between Russia and most of the world including the UK. The FCDO advises against all travel to Belarus. Moldovan airspace is closed. The FCDO also advises against crossing from any of the bordering countries into Ukraine.


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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.