Travel Insurance for a Working Holiday
Working on a gap year is an excellent way to gain valuable skills and experience a culture from a different perspective. Before you go ahead and grab your gap year by the horns, make sure you're covered for any work you plan to take on.
There are numerous agencies specialising in securing work placements, accommodation and giving support to working 'gappers'. Remember though, these agencies expect you to organise your own travel insurance cover. Don't expect them to foot the bill in a medical emergency!
Pre-existing medical conditions
Unfortunately, some insurers do not provide working holiday insurance to those with certain pre-existing medical conditions. With Holiday Extras, you shouldn't let a pre-existing medical condition hold you back from applying for travel insurance. Simply tell us of any pre-existing medical conditions you may have at the booking process, and we will do our utmost to make sure you receive appropriate cover.
Avoid high excesses/inconvenient exclusions
These can be especially troublesome for a working 'gapper' abroad, as very often, your access to funds will be limited. Once again, the importance of reading through the policy wording cannot be over-stated. If you do need to make a claim for a work related incident or anything for that matter, you don't want to be faced with huge charges.
Holiday Extras Working abroad travel insurance
Holiday extras offer a range of travel insurance policies to suit your holidaying needs. When it comes to a policy for your working abroad holiday, we encourage you to get in touch through our friendly UK-based call centre, before booking. Every working abroad situation is different, so we'll need to know some extra details about your trip before we can issue a policy. Please note that our working abroad policies do not include cover for public liability.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.