Sports and Activities Travel Insurance

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For some people, lying on a beach basking in the sun is the perfect holiday, but for many people, taking part in activities and sports is what makes a holiday dynamic and exciting. It's important to make sure that you've got suitable sports travel insurance cover and protection for when you take part.

As well as covering many sports, we consider most pre-existing medical conditions and provide emergency assistance for the duration of your trip. You can choose from bronze, silver or gold cover levels to book a level of cover that suits you and your trip.

Will travel insurance cover me for sports and activities?

Our travel insurance policies come with a large amount of sports and activities covered as standard. There are a number of activities, though, that require additional cover. This includes any winter sports or activities deemed to be 'higher-risk'. If your activity falls under either of these categories, then you will need to purchase the relevant add-on to be covered. This can easily be done at the time of booking.

Most insurance providers will have a few activities that they will not cover. These activities will be highlighted as excluded, and you will not be covered if you choose to take part in them.

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What sports and activities are covered under my policy?

There are many fun sports and activities that are included in our policies. Some of these as an example include:

• Golf
• Swimming
• Yoga
• Hiking (below 2,500 metres)
• Zip lining
• Paddle boarding
• Surfing
• Scuba diving (down to 30m and with qualified instructor)
• Windsurfing
• Recreational sports such as, rounders, tennis, basketball, volleyball

This is just a small fraction of what's covered. For the full list of activities and sports, please check the activity checker table and your policy documents.

High-risk activities

If you're planning on taking part in some adventurous activities during your trip, these may not be covered as standard. However, by adding the extended-risk add on to your policy, you can enure you're covered for any activities that might be classed as 'higher risk'.

Some activities are classed by insurers as higher risk because they involve a greater chance of injury or danger. That's why you may need to pay a small additional premium to make sure you're fully covered.

If your activity requires the extended risk add on, this will be stated in your policy documents. You can also refer to the activity checker.

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Why choose Holiday Extras?

• Expert UK-based team available to support you - our travel insurance specialists on hand to answer your questions, guide you through claims and ensure your holiday runs smoothly.

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What's included when you insure your holiday with us

If you've decided to go on holiday, the last thing you want to be worrying about is something going wrong.

Travel insurance helps protect you financially if something unexpected happens on your trip – like lost bags, cancelled holidays or medical emergencies.

You can also ask SYD (our AI document assistant) who can answer questions about your policy.

• Emergency Medical Cover - If you fall ill or are injured, you can focus on your recovery, secure in the knowledge that we'll cover your medical expenses.


• Trip Cancellation and Curtailment - Having to cancel or cut short your holiday is never nice, let alone the sting of a financial loss. With our cover, you can be rest assured that cancellation cover is in place should you unexpectantly fall ill. When your cancellation cover begins will be dependent on the policy type you choose.


• Personal Possession cover - Personal possessions cover protects your belongings against loss, theft or damage, so the items that matter the most to you can be replaced or reimbursed.

Cover is subject to the terms and conditions of your policy and the authorisation the emergency assistance team.

Can I get sports travel insurance if I have a medical condition?

Yes, provided we are able to insure you and your conditions, cover for sports and activities will work exactly the same way.

When purchasing travel insurance, you will be asked a few questions about your health and any conditions will need to be declared. This is to ensure you have the right level of cover for your trip. You can simply do this online or over the phone. You can find more information on our page dedicated to travel insurance with pre-existing medical conditions.

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Am I covered for winter sports?

If you are taking part in winter sports, then you will need to purchase our winter sports add-on at the time of booking your policy. With our winter sports cover add-on, you can enjoy a range of activities including skiing, snowboarding, outdoor ice-skating, plus many more. For a more detail, check our page dedicated to winter sports holiday insurance.

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How to book sports travel insurance

To book a travel insurance policy with cover for your sports and activities, simply click on the get a quote button below.

You will then be taken to a form where you can choose your policy and fill out your trip and traveller details.

Next, follow our online screening process to declare any medical conditions. Then choose from our Bonze, Silver or Gold cover.

If your activity is not covered as standard, you can choose to add the winter sports or the extended risk activity add on if required.

Continue to payment to purchase your policy.

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Let us answer your questions

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