Group Travel Insurance
Planning a trip with a large family, a few couples, or a small group of friends? Managing separate travel insurance policies for everyone can be a hassle. Holiday Extras Group Travel Insurance is a great option for parties of up to 9 people travelling together.
Choosing the Right Cover: Policy Types Explained
At Holiday Extras, we offer options that fit how you travel, whether you're a couple, a family, or a small group of friends.
When you run a travel insurance quote, you’ll be asked to choose whether you’re booking cover as a couple, family or group. Select the policy type that best describes your party size and relationship to ensure you get the best cover for you.
| Policy Type | Who is Covered? | Max People/Children | Ideal For... |
|---|---|---|---|
| Couple | Two adults who are in a relationship and live at the same address. | 2 Adults | Couples going on a trip together. |
| Family | Parents/Guardians and up to five children. | 2 Adults + Max 5 Children | Parents travelling with one or two children. |
| Group | Up to 9 individuals travelling together. | Up to 9 Individuals | Friends, large families (6+ children), or multiple couples travelling together. |
Couple
Family
Group
How does group travel insurance work?
Group travel insurance allows up to 9 people to be covered under one policy, making it more convenient than buying individual cover. It’s designed for friends, big families, mixed households, sports clubs, students, or multiple couples travelling together.
All travellers named on the policy are entitled to the same levels of cover, including emergency medical, cancellation and baggage cover. To stay valid, group travel insurance requires all travellers to be taking the same trip, even if you’re not all travelling from the same address.
Can you travel separately on group travel insurance?
Whether you can travel independently on a group travel insurance policy depends on the type of cover you’ve chosen. Each works slightly differently in terms of how often you can travel and whether group members can take separate trips.
Single-trip group travel insurance
For single-trip group travel insurance, all travellers named on the policy must be taking the same trip together for the cover to remain valid. If one or more people travel separately, the policy may no longer apply.
Annual multi-trip group insurance
If you've booked an annual multi-trip group travel insurance policy, some members of the group can take independent trips throughout the year. A group policy covers up to 9 individuals travelling together, and those travellers can take separate trips as long as they are all named on the policy.
Why choose a group policy?
There are several benefits to taking out a group travel insurance policy, especially if you’re travelling with friends, extended family or a larger party:
- Instead of juggling lots of individual policies, a group policy keeps everyone’s cover in one place.
- A group policy ensures each traveller has the same level of protection, so you don’t need to worry about gaps between policies.
Why choose Holiday Extras cover?
Our travel insurance is simple, with emergency medical cover, 24/7 support, and AnywhereGP for non-urgent advice. Get a quick online quote and easy screening if you’ve had pregnancy complications.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
Tailored policies to suit your personal requirements.
£13.8 million paid in 2024, providing reliable support when it matters most.
Smart, simple cover with help from our AI assistant, SYD.
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Let us answer your questions
Is it cheaper to get travel insurance as a group?
Group travel insurance can sometimes work out cheaper, but it isn’t guaranteed. The price of any travel insurance policy will always depend on a range of factors, including the travellers’ ages, destinations, trip length, and any declared medical conditions.
Because a group policy covers everyone under one booking, it may offer better value than purchasing multiple individual policies, but the final cost will always vary based on your group’s specific details.
What is the minimum number of people for a group travel insurance policy?
Most insurers class a group as three or more people travelling together on the same trip. At Holiday Extras, a group policy can typically cover anywhere from three up to nine travellers under one policy.
Still unsure? Simply ask SYD (Search Your Documents), our AI travel insurance expert. SYD can search your documents and quickly tell you what is or is not covered.
AnywhereGP: 24/7 Medical Help
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We're thrilled to introduce AnywhereGP, powered by Air Doctor – your on-the-go medical solution abroad!
Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.
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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.