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Backpacker Travel Insurance
How do I book Backpacker travel insurance?
To book your Backpacker travel insurance, please call , and one of our trained insurance specialists will assist you in getting covered.
For all other policy types, you can get a quote easily online
Adventure awaits, with Backpacker travel insurance
Discover a world of adventure as a backpacker, with the perfect companion by your side – Backpacker travel insurance. Tailored for those who want to holiday their own way, Holiday Extras' Backpacker travel insurance provides coverage for unexpected mishaps, medical emergencies, trip cancellations, lost belongings and much more. So, whether you're trekking through rugged landscapes or immersing yourself in vibrant cultures, let Backpacker Travel Insurance be your safety net, ensuring your journey remains unforgettable for all the right reasons.
Compare Backpacker travel insurance cover levels
You can choose from two levels of Defaqto 4* rated cover, ranging from a standard cover to a higher, premium level of cover. Both Adventure and Adventure Plus policies have a trip limit of up to 550 days. Here is a brief overview of some of the main upper limits and inclusions of each policy. Be sure to read through the Policy Documents for more comprehensive cover details.
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| Emergency medical and repatriation expenses |
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| Cancellation |
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| Curtailment, loss of holiday and trip resumption |
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| Personal possessions |
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| Personal money |
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| Passport and other documents |
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| Gadget (optional) |
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| - Accidental or malicious damage, loss or theft |
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| - Unauthorised use |
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| Baggage Delay on outward journey |
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| Missed departure |
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| Personal liability |
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| Hijack |
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| Legal costs and expenses |
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| - Cancellation |
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| - Curtailment |
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| - Emergency medical and repatriation expenses |
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Let us answer your questions
What insurance do you need for backpacking?
Planning the adventure of a lifetime? If you're heading off to explore the world, chances are you'll be away for a while. Our Backpacker Policy gives you the freedom to roam for up to 18 months, so you're covered every step of the way. Plus, with protection for a number of activities that may be popular with backpackers, you can dive into new experiences with confidence. Wherever your journey takes you, we've got your back!
Need to check if your activity is covered? Simply ask SYD, your travel insurance expert. SYD can search your documents and quickly tell you what is or is not covered.
What is the difference between backpacker and annual travel insurance?
Backpacker insurance is ideal for long-term travellers visiting multiple countries, covering extended trips that can last a year or more. Whilst the policy cover limits aren't the highest available, it does include protection for various activities and travel circumstances suited to long-term travel.
Annual multi-trip insurance is designed for frequent travellers taking multiple trips within a 12-month period. With higher cover limits, you can be rest assured that there will be a level of protection that suits all your trips for the year. Our policies offer different trip duration limits based on cover level: Bronze – 22 days, Silver – 31 days, Gold – 45 days (annual non-cruise).
How does backpacker insurance work?
A Backpacker Insurance policy provides you with cover for a longer period of time - ideal for those travelling for more than a year to multiple destinations. Our policies include a range of cover options to suit the needs of a backpacker, such as medical expenses, personal liability, cancellation, and personal belongings cover.
With the Backpacker policy you also have the option to return home at least once during your period of cover. This can be for any reason you choose, like attending a family event or even if you just feel a little homesick!
If you have a medical emergency abroad, your policy will automatically be extended until you return home to make sure you have cover for the entire time you are away.
Why is backpacker insurance cheaper than a single trip?
A backpacker policy contains all the essentials for a longer travelling holiday. As the cover limits are slightly less on this policy, policy prices tend to be cheaper than a standard single policy, making this a great option for travellers on a budget.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register