Faster and smarter in the app... Download now

Travel Insurance Bali

It's been said that Bali is everything the ideal holiday destination strives to be. It's got a warm tropical climate year round, breath-taking natural beauty, a rich cultural heritage, stunning cuisine and some of the most reasonable prices around. Whether it's to soak in the sun, culture and beauty of the place, to dive into the local surf culture or just to experience the famed island nightlife, you'll want the peace of mind that comes with booking suitable travel insurance to Bali. Here's how you can get the most out of your trip to this Island paradise.

How to book

Booking with Holiday Extras is simple. There's a range of policies to choose from, whatever your Bali travel needs may be. Enter the trip details into the booking engine for a quick quote, and select the policy that best suits your needs. If you need any further assistance, our free UK-based call centre is on hand to help.

Travel Insurance Bali cover limits

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

How long is your stay in Bali?

When you're looking to get the most suitable travel insurance to Bali, one of the first things to consider is how long your trip will be. If your plan is to simply spend a couple weeks of sun-drenched bliss by the Indian ocean, then a single trip travel insurance policy could provide the cover you need.

What activities have I planned?

Consider too, the types of activities you have planned for your trip to Bali. Will you be cutting up the surf in Kuta or riding a pipeline in Padang Padang? Then be sure to check your travel insurance includes water sports cover or cover for surfing.

Bali offers many opportunities for adventure sports, such as wake-boarding and fly-boarding in Benoa, rafting in Telaga Waja and paragliding in Timbis. If you've planned any of these activities or ones like these, you'll naturally want to choose a travel insurance policy that covers for these sports. In many cases, such activities will be classed as extreme sports and require additional premiums.

Diving in Bali

A popular destination amongst divers, with dive sites at Padang Bay and Pulau Menjangan, Bali attracts divers from all over the world. If you plan to do some diving during your stay, you'll want to find a policy that covers for this activity. Holiday Extras offer diving cover at no extra cost as part of a standard travel insurance policy. This complimentary cover is only valid however, when diving up to 30m and with an instructor, so if you wish to dive deeper, you will need to take out additional cover by selecting one of our 3 activity packs when getting a quote. For more information, check out the scuba diving travel insurance page.

Tips for Holidaying in Bali

When's the best time to visit?

Being 8 degrees south of the equator, Bali enjoys a warm tropical climate year round. Even so, you'll want to think carefully about when you plan to visit. Rainy season runs from October to March, and accommodation is considerably cheaper. Having said this, even during the wet monsoon season, it's likely to be sunny for a good part of the day.

The dry season runs from May to September and it's during these months that tourism picks up, July and August seeing the Island at it's busiest.

The best times to visit Bali tend to be just before and just after high season, during the months of April, May, June and September. Around these times, it's still dry season, though it's less humid and accommodation can be up to 50% cheaper than during peak times in the dry season. The island is generally less busy than in the mid-season months, making it the perfect time to visit famous tourist sites or go surfing, scuba diving and snorkelling.

Do I need a visa when travelling to Bali?

If you're a UK citizen, there's no need for a visa when visiting Bali, at least for the first 30 days of your stay. If you plan to stay for longer than 30 days, you'll need to apply for a visa either before you travel at the Indonesian embassy in London, or upon arrival at the airport.

Be mindful of local customs

Being an Indonesian island, Bali has strong Hindu and Muslim influence, with religious ceremonies and customs very much integrated into the Balinese way of life. Don't be surprised if your taxi driver decides to pull over to ask for a blessing, or if everything is closed on festival days.

When you're visiting temples and other religious sites, remember to respect the dress code and keep knees and shoulders covered. It's also worth pointing out that certain bars and restaurants will have a dress code and won't allow you to enter dressed in beach wear. To avoid this, phone ahead to check for the dress code.

Related Bali content

If you'd would like more info on making the most of your trip to Bali, check out some of our related articles:

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.