Travel Insurance for New Zealand

It would be unwise to travel to the other side of the world without some type of precaution in place. Holiday Extras travel insurance policies provide just that, serving as a valuable measure to cover for things beyond your control.

Since the Māori migration of the 14th century, countless travellers have fallen for the wild, unadulterated natural beauty of New Zealand. Its vast, rugged landscapes and rich cultural heritage affirms New Zealand's position as a country that invokes awe and intoxicates the imagination of every traveller. Though you may be eager to begin your journey through this amazing country, you mustn't forget to have a reliable travel insurance policy in place.

Lake Pukaki, New Zealand

Buying a travel insurance policy for ease might not sufficiently support you or reflect your personal situation. Should something unforeseeable and insurable happen and you needed to make a claim, you might not be financially covered if the right insurance isn't in place and your policy could be rendered invalid.

Compare our levels of New Zealand travel insurance

When booking your travel insurance for your holiday to New Zealand online, under the 'travelling to' drop-down list, select Australia and New Zealand, rather than the all-encompassing worldwide option.

Levels of cover

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

that wanaka tree

Medical insurance for your New Zealand holiday

Staying healthy is something universally sought after, but unfortunately even when you're on holiday things don't always go to plan. Sometimes it helps to have a little protection in place as a precaution. Being over 11,000 miles away from the medical treatment prescribed by the NHS, it would be unwise to fly so far from home without a precaution in place. Under the UK reciprocal health agreement, British nationals are eligible to emergency health care in New Zealand on the same terms as citizens of New Zealand.

UK-New Zealand reciprocal health agreement

According to the FCDO there are a few stipulations that Brits need to adhere to in order to recieve medical care:

  • Show a valid UK passport when requested
  • Are normally a full-time UK resident
  • Are temporarily staying in New Zealand
  • Medical care is deemed necessary by a medical practioner
  • The medical emergency occured after arriving in New Zealand, or a declared pre-existing medical treatment has been exacerbated since arrival

The service offered includes:

  • Diagnosis
  • Alleviation
  • Care of the condition
  • Acute and non-acute treatment for new conditions, or to prevent the condition becoming acute.

While this international agreement can cover you for some costs, to secure valuable cover for medical repatriation and personal accident insurance, a Holiday Extras travel insurance policy can be a good investment. With the ability to claim up to £15 million worth of medical cover should you need it, you can travel to New Zealand with confidence.

Securing a good travel insurance policy that sufficiently covers you for emergency medical treatment is paramount, especially if you have a pre-existing medical condition. Before you buy your travel insurance online you will go through a series of discreet questions in our medical screening process to determine if you have, or previously had, a medical condition which your policy would need to reflect. To find out more about travel insurance with medical conditions please visit our page here.


Milford Sound

Travel insurance for activities in New Zealand

Extreme sports

New Zealand has rightly been described as the adrenaline junkies' paradise, being famous for canyon swinging, skydiving, jet boat riding, scuba diving, and being the home of the world's first commercial bungee. Under our annual and single trip policies, you are covered for a range of activities. For activities that carry a higher risk, you may need to take out one of our three extra activities packs which can be added to your policy when making a quote.

Another valuable add-on we offer with all of our policies is cover for winter sports. With such a diverse climate, New Zealand's Southern Alps make for a great skiing location — being even larger than the Swiss, French and Austrian Alps combined. If you're planning a skiing holiday, it may be a good idea to add the winter sports add-on to your policy, which gives cover for things like piste closure and the loss, theft or damage of ski equpiment.

For more information under what's covered under our activities packs, see our full policy documents.

Working holiday travel insurance

For British citizens, New Zealand is a great place for a working holiday, as you are automatically allowed a working holiday visa for 23 months (provided you're under 30 years of age). So, if you're thirsting for a new challenge, then experiencing what it's like to live and work in this country may be just what you're looking for. Check out our working holiday page for more information on getting the most suitable cover for a working holiday.

New Zealand: at a glance

  • What is the currency in New Zealand? New Zealand dollar (NZ$)
  • How long is the flight from the UK to New Zealand? 23 hours 48 mins
  • What is the capital city of New Zealand? Wellington
  • What is the emergency number in New Zealand? '111'
  • How many hours ahead is New Zealand? 12 hours ahead of BST (British Summer Time) but 13 hours ahead of GMT (Greenwich Mean Time)
  • What language is spoken in New Zealand? Māori is the official language but since colonisation, English has become a defacto first language

Top 10 places to visit in New Zealand

  • Hobbiton - For fans of the fantasy epic Lord of the Rings, a trip to Matamata to visit the set of Hobbiton is an absolute must!
  • Rotorua - Described as the thermal wonderland of New Zealand, this unique landscape of fuming geysers and hot springs is a definite must see.
  • Franz Josef Glacier - One of South Westland's major tourist attractions, visitors can walk right to the foot of the gigantic glacier. If you're feeling brave, it's only a short helicopter ride to the top, for a trek along the glacier edge.
  • Tongariro National Park - New Zealand's first national park contains a diverse range of ecosystems, from tranquil lakes to active volcanoes.
  • Abel Tasman National Park - A hiker's dream, this national park located on the northern tip of the country's southern island makes a great destination for some serious hiking! Make sure you check out our sports page first to see if the level of hike you're participating in is covered by our Extra Activity Packs.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.