Adventure Sports Travel Insurance Add-On
If you're one for seeking adventures and plan on taking part in some adrenaline-fuelled sports on holiday, you might be interested in ensuring you're covered with our extended-risk activity cover.
Although our travel insurance comes with many activities already included, this add-on provides cover for certain activities that are classed as being 'higher-risk' which wouldn't be covered as standard.
All of our policies come with emergency medical cover, cancellation cover and a 24/7 emergency assistance on hand for when you need it most.
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Get a QuoteWhy might I need adventure sport cover?
If you're planning on taking part in any of the following adventure activities during your trip, these are not covered as standard. However, by adding the extended-risk add-on to your policy, you can enure you're covered:
- Abseiling (within organiser's guidelines)
- Black Water Rafting
- Land Skiing (not on snow)
- Octopush
- Rap Jumping/Running (within organiser's guidelines)
- Safari Trekking on foot (must be organised tour booked in the United Kingdom)
- Sea Kayaking
- White Water Rafting (up to grade 3 within organiser's guidelines)
These activities fall into this higher-risk category because they carry a greater chance of injury or danger. For that reason, you need to pay a small additional premium to ensure you're covered.
It's also worth bearing in mind that some activities are covered but, exclude personal accident and personal liability cover. You can check this by using our activity checker.
How to book
To book a travel insurance policy with the extended risk activities add-on, simply click on the get a quote button below.
Complete the form where you can choose your policy and fill out your trip and traveller details.
Next, follow our online screening process to declare any medical conditions. Then choose from our Bonze, Silver or Gold cover.
You will then come to the add-on stage, where you can select to add the extended risk activity add-on to your policy.
Continue to payment to purchase your policy.
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Get a QuoteWhy choose Holiday Extras?
- Expert UK-based team available to support you - our travel insurance specialists on hand to answer your questions, guide you through claims and ensure your holiday runs smoothly.
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Get a Quote- Emergency Medical Cover - If you fall ill or are injured, you can focus on your recovery, secure in the knowledge that we'll cover your medical expenses.
- Trip Cancellation and Curtailment - Having to cancel or cut short your holiday is never nice, let alone the sting of a financial loss. With our cover, you can be rest assured that cancellation cover is in place should you unexpectantly fall ill. When your cancellation cover begins will be dependent on the policy type you choose.
- Personal Possession cover - Personal possessions cover protects your belongings against loss, theft or damage, so the items that matter the most to you can be replaced or reimbursed.
Cover is subject to the terms and conditions of your policy and the authorisation the emergency assistance team.
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Get a QuoteCan I get sports travel insurance if I have a medical condition?
Yes, provided we are able to insure you and your conditions, cover for sports and activities will work exactly the same way.
When purchasing travel insurance, you will be asked a few questions about your health and any conditions will need to be declared. This is to ensure you have the right level of cover for your trip. You can simply do this online or over the phone. You can find more information on our page dedicated to travel insurance with pre-existing medical conditions.
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Am I covered for winter sports?
If you are taking part in winter sports, then you will need to purchase our winter sports add-on at the time of booking your policy. With our winter sports cover add-on, you can enjoy a range of activities including skiing, skiing off-piste, snowboarding, outdoor ice-skating, plus many more. For a more detail, check our page dedicated to winter sports holiday insurance.
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Get a QuoteNeed more help? Contact us
- Insurance enquiries: If you have any questions and would like to contact us, start a Live Chat or speak to our team on 0333 188 0080
- Make a claim: Please consult our Claims page for in-depth instructions on how to make a claim.
- Amend or cancel: Please visit Insurance support or contact your travel agent that you purchased the policy from.
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Emergency assistance (24/7):
Outside US/CA/MX: +44 (0)1403 788 718
US/CA (toll free): +1-844-780-0494
Mexico: 00 1 819 780 0494
Let us answer your questions
Are there any high-risk activities that aren't included in travel insurance?
There are many activities that are not covered by travel insurance. These activities will be marked as excluded within the policy wording. If your activity is not mentioned at all, then it is excluded unless agreed otherwise.
Do I need adventure sports travel insurance?
Although adding the 'extended risk activities' add-on is not compulsory, it's imperative to be aware that you will not be covered if you choose to take part in any of the activities set out in the 'extended risk activities' list. This includes any emergency medical and any repatriation costs. Without insurance, medical treatment abroad will leave you with a significant bill.
What is classed as an adventure sport on travel insurance?
Insurers classify certain activities as higher risk due to their nature and the additional danger they may involve. As a result, an additional premium may be charged dependent on the nature of the activity. To find out if your activity is high-risk, check your policy documents.
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