Get 10% off your quote
10% off applies to the base rate of Travel Insurance and additional options added during the booking process and does not apply to any additional premiums for any pre-existing medical condition(s).
Under 18s Travel Insurance
Get peace of mind with travel insurance for children.
Whether they’re setting off on a school trip or holidaying with relatives or friends, make sure they’re covered for the unexpected with travel insurance that has their back.
How does travel insurance for under 18s work?
With flexible options for younger travellers, our under-18s travel insurance is built to fit a wide range of adventures, and includes:
- Access to AnywhereGP if they need medical advice overseas
- Cancellations to help cover costs if their trip is called off before they leave
- Personal possessions protection in case things get lost, damaged or stolen along the way
- Flight delay cover with a benefit of your choice as per our policy conditions.
Single-trip and annual multi-trip options are available, helping you find a policy that suits their needs.
Terms, conditions, exclusions, limits and excesses apply, so please read the relevant policy wording for all the details.
Compare travel insurance cover levels
Our Bronze, Silver, and Gold cover levels give you a range of choice. Here are some of the key differences at a glance, or you can get a full breakdown in our cover-level table and policy wording.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £750 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £750 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £1250 | Gadget Cover |
*Or as specified on your schedule
What's the maximum trip duration for under 18 travel insurance?
Our policies come with the following set duration limits:
| Policy Type | Cover Level | Max Trip Duration (per individual trip) |
|---|---|---|
| Single Trip Policy | Bronze, Silver, Gold | 365 days |
| Annual Multi-Trip Policy | Bronze | 22 days |
| Silver | 31 days | |
| Gold |
45 days |
Things to think about
Here are six tips for finding the right cover.
Eligibility
Our under-18s travel insurance is only available when they’re travelling with a responsible adult, and must be purchased by their parent or legal guardian. Check our policy wording for full details.
Location
Is their trip in the UK, Europe or further afield? This can affect the type of cover you need, especially if your child is heading to a country that has higher medical costs.
Dates
For a single-trip policy, cancellation cover starts when the policy is purchased. For an annual multi-trip policy, select the date you want your cover to start when prompted during the booking process.
Cost
Select the value of your trip per person when prompted during the booking process. This should include travel, accommodation, activities and anything else you’ve already paid towards the holiday.
Pre-existing medical
Answer all the medical screening questions correctly, making sure you declare your pre-existing conditions. Failing to do this could affect your cover or a future claim.
Activities
Use our activity checker to make sure the policy you’ve selected covers all planned activities, especially if they’re doing something adventurous. If not, you might want to add winter sports cover or additional gadget cover.
Other under-18s travel requirements
If they are travelling without a legal guardian, they may need written consent. Our child under 18 travel consent form page offers a free download, so all you have to do is fill it out and give it to your child before they travel.
Your questions, answered
Can I get travel insurance for my under-18?
We offer travel insurance for children provided that a responsible adult accompanies them. The policy must be purchased by a parent or legal guardian and not by the child.
Do under-18s need a consent letter when travelling?
If a child under the age of 18 is travelling abroad with a group, a family member or a friend, they may need a letter of consent. This must be written by their parent or legal guardian. You can download one using our travel consent form page.
Can someone under 18 buy travel insurance themselves?
Travel insurance for under-18s must be purchased by a parent or legal guardian. Our policies are available in different cover levels, and we offer single-trip and annual multi-trip options.
What does under-18 travel insurance cover?
Under-18 travel insurance covers medical emergencies, trip cancellation, personal belongings, missed departures, and more. You can also opt for extras like gadget or extended risk activity cover depending on what they’re doing. Explore our cover-level table for more details.
Can my child travel without me and still be insured?
Under 18s may be covered when travelling without their parent or legal guardian provided they are accompanied by a responsible adult and meet the policy terms and conditions. You must purchase the policy on the child’s behalf for it to be valid.
If anyone to be included on the policy has complex medical issues that can’t be covered by Holiday Extras, Money Helper has a directory of specialist insurance providers who could help you find the cover you need. Call them on 0800 138 7777 from Monday to Friday, 8 am to 6 pm:
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Disclaimer: Cover, limits and excesses vary by policy, cover level and optional extras selected. Eligibility criteria, terms, conditions and exclusions apply. Please read the Insurance Product Information Document and policy wording before buying.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.
