Annual Travel Insurance

Annual Travel Insurance, or what insurers refer to as Annual Multi-Trip (AMT) insurance, is a policy that insures you across 12 months of travel.

Within one year you can go on an unlimited amount of trips and still be covered by the one policy, eliminating the need to take out a new policy for each holiday. Whether you're planning trips worldwide or a few city-hops around Europe, you could save both time and money by purchasing travel insurance on an annual basis.

What are the advantages of Annual Travel Insurance?

If you are a frequent traveller, embarking on more than two trips throughout the year, then it may be beneficial to you to buy an Annual Travel Insurance policy. There are numerous advantages to choosing a broader form of coverage, the most practical being the ease of one single payment rather than a last-minute search for travel insurance before you step on the plane.

Compare cover levels of Annual Travel Insurance

When you book one of our travel insurance policies you'll be able to choose from three levels of varying cover:

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Annual travel insurance reviews

At Holiday Extras, we like to be as transparent as possible about our products and services. That's why were proud to be rated 'Great' by Trustpilot. If you're thinking about taking out annual travel insurance with us, why not take a look at our reviews to see what previous customers have to say.

How long can I go away for on an Annual Travel Insurance policy?

Depending on which level of cover you choose, there is a varying maximum trip duration. Essentially with each cover level there is limited number of consecutive days for which you can be insured for. Just make sure that all of your trips within the year do not exceed the length of time dictated by your chosen cover level of your annual multi-trip travel insurance policy.

How to book your Annual Travel Insurance

To book online, or to get a quote, simply click below and consider the following information:


    - Region: UK, Europe or Worldwide?

    - Date: When will you be going?

    - Money: The total cost of the holiday, including travel?

    - Health: Any pre-existing medical conditions?

Cancelling your Annual Travel Insurance policy

If you feel you no longer need your insurance policy it is possible to cancel your multi-trip policy within 14 days. In return, we fully refund your payment, providing you haven't travelled, made a claim, or intend to make a claim.


For more information about the exact terms and conditions of your Annual Travel Insurance policy, please consult your policy booklet.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.