Caribbean travel insurance

When it comes to holidaying in the Caribbean, you've likely already spent a considerable amount on flights, accommodation and activities. The last thing you want is to have to pay a fortune on travel insurance. That's why Holidays Extras provide high quality, comprehensive travel insurance to the Caribbean at a reasonable price.

Compare Caribbean travel insurance cover levels

Holiday Extras offers comprehensive travel insurance in four distinct levels:

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Water sports cover

The Caribbean is a popular destination for surfing, scuba-diving, snorkelling and other underwater activities, so if you have anything like this planned, it's important to make sure that the policy you choose covers for water sports. With Holiday Extras, all of our policies include cover for 100+ sports with a variety of water sports

If you are taking part in more extreme or high risk watersports, you may need to take out an extra activities pack for additional cover. Activities packs can be selected at the quote stage. If you are unsure whether an activity you have planned is covered or not, be sure to check the policy wording which can be found when making a quote. Check out our extreme sports travel insurance page for more information.

Travel insurance for Caribbean cruise

Another popular way to experience the Caribbean is to take a cruise tour, stopping off at the major islands. If this is how you plan to visit the Caribbean, then you will need to look for a specialised cruise travel insurance policy for the Caribbean.

When is the best time to visit the Caribbean?

If you're looking to experience the Caribbean on a budget, you'll find that it's generally cheaper to travel during the off-season, which occurs between the mid-April to mid-November range. It's important to note, this off-peak time is also hurricane season.

Caribbean etiquette

As with any time you're touching down on foreign soil, it's important to ensure you've read up on local etiquette. Here are some important things to be aware of when travelling around the Caribbean:

Don't wear Khaki - In Caribbean islands such as Barbados, it's illegal for anyone except the Barbados Defence Force to wear camouflage. The same law applies in St. Vincent and the Grenadines, so avoid wearing anything that even vaguely resembles camouflage clothing.

Don't disturb the turtle nests - It is a criminal offence to disturb a nesting turtle, with fines and prison sentences imposed. Although rare, accidents can happen, so always be aware of where you're treading, expecially when on Caribbean beaches.

Beach fires are illegal. - It's against the law to have beach fires throughout the Caribbean islands. Doing so could land you a hefty fine, or in extreme cases, a night in a prison cell.

Popular places to visit in the Caribbean

Bequia in St.Vincent and the Grenadines - One of the 32 islands that make up the Grenadines, Bequia is a little tricky to get to and because of that, it's a lot less well-developed compared to the other Caribbean islands. However, if you're choosing to stay here, you'll experience the real, unfiltered Caribbean charm.

Barbados - With some beautiful botanical gardens, historical buildings and turtle watching - Barbados offers the perfect blend of history, culture, and paradisean bliss.

Dominican Republic - With a varied terrain of highlands, rainforests and Savannahs, and boasting the tallest mountain in the Caribbean, the Dominican Republic is well worth a visit. Known for its top-class golfing resorts, it's the perfect retreat for fans of the sport.

Related content

For more information on travel to the Caribbean, check out our other posts on the topic:

Holiday Extras Cover Limited are authorised and regulated by the Financial Conduct Authority under registration number 828848, Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address, Ashford road, Newingreen, Kent CT21 4JF

Holiday Extras Cover Ltd is underwritten by White Horse Insurance Ireland dac is registered in Ireland No. 306045. White Horse Insurance Ireland dac’s Registered Office is First Floor, Rineanna House, Shannon Free Zone, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. Deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website, our FRN is 203320.