Caribbean travel insurance

When it comes to holidaying in the Caribbean, you've likely already spent a considerable amount on flights, accommodation and activities. The last thing you want is to have to pay a fortune on travel insurance. That's why Holidays Extras provide high quality, comprehensive travel insurance to the Caribbean at a reasonable price.

Compare Caribbean travel insurance cover levels

Holiday Extras offers comprehensive travel insurance in four distinct levels:

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Water sports cover

The Caribbean is a popular destination for surfing, scuba-diving, snorkelling and other underwater activities, so if you have anything like this planned, it's important to make sure that the policy you choose covers for water sports. With Holiday Extras, all of our policies include cover for 100+ sports with a variety of water sports

If you are taking part in more extreme or high risk watersports, you may need to take out an extra activities pack for additional cover. Activities packs can be selected at the quote stage. If you are unsure whether an activity you have planned is covered or not, be sure to check the policy wording which can be found when making a quote. Check out our extreme sports travel insurance page for more information.

Travel insurance for Caribbean cruise

Another popular way to experience the Caribbean is to take a cruise tour, stopping off at the major islands. If this is how you plan to visit the Caribbean, then you will need to look for a specialised cruise travel insurance policy for the Caribbean.

When is the best time to visit the Caribbean?

If you're looking to experience the Caribbean on a budget, you'll find that it's generally cheaper to travel during the off-season, which occurs between the mid-April to mid-November range. It's important to note, this off-peak time is also hurricane season.

Caribbean etiquette

As with any time you're touching down on foreign soil, it's important to ensure you've read up on local etiquette. Here are some important things to be aware of when travelling around the Caribbean:

Don't wear Khaki - In Caribbean islands such as Barbados, it's illegal for anyone except the Barbados Defence Force to wear camouflage. The same law applies in St. Vincent and the Grenadines, so avoid wearing anything that even vaguely resembles camouflage clothing.

Don't disturb the turtle nests - It is a criminal offence to disturb a nesting turtle, with fines and prison sentences imposed. Although rare, accidents can happen, so always be aware of where you're treading, expecially when on Caribbean beaches.

Beach fires are illegal. - It's against the law to have beach fires throughout the Caribbean islands. Doing so could land you a hefty fine, or in extreme cases, a night in a prison cell.

Popular places to visit in the Caribbean

Bequia in St.Vincent and the Grenadines - One of the 32 islands that make up the Grenadines, Bequia is a little tricky to get to and because of that, it's a lot less well-developed compared to the other Caribbean islands. However, if you're choosing to stay here, you'll experience the real, unfiltered Caribbean charm.

Barbados - With some beautiful botanical gardens, historical buildings and turtle watching - Barbados offers the perfect blend of history, culture, and paradisean bliss.

Dominican Republic - With a varied terrain of highlands, rainforests and Savannahs, and boasting the tallest mountain in the Caribbean, the Dominican Republic is well worth a visit. Known for its top-class golfing resorts, it's the perfect retreat for fans of the sport.

Related content

For more information on travel to the Caribbean, check out our other posts on the topic:

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.