Taking care of the what-ifs
Our Gold travel insurance can be booked in just a few clicks and provides you with our highest level of protection within our range. A step up from our Bronze and Silver policies, it’s built for extra peace of mind when you’re away from home.
Cover when you need it most
We believe that buying travel insurance is an important part of planning a trip abroad. And the UK government recommends it too. That’s why our Kent-based team is on hand to help you cut the hassle and enjoy more holiday.
Why pick this?
Our Gold-level insurance is our take on providing comprehensive cover for unforeseen events while travelling, and is not available on comparison sites.
Benefits that have your back
With our Gold policy, you’ll get:
- Unlimited medical emergency and repatriation cover
- Cancellation and curtailment cover from £5,000 up to £25,000 (subject to an additional premium)
- Up to £5,000 for loss of or damage to personal possessions
- Access to our 24/7 medical emergency assistance
- AnywhereGP, so you can connect with a medical professional when needed
- A £50 excess
- Assistance with the claims process, should you need it
The above are subject to terms and conditions - please check your policy documents for details.
Find the package that suits you best
We’ve created two different options so you can make a decision that best fits your trip:
- Single-trip insurance: created for those who don’t travel often and haven’t planned for any other breaks during the year. This policy covers one trip of up to 365 days and has no upper age limit.
- Annual-trip insurance: designed for those with wanderlust, this is ideal if you’re taking multiple trips over 12 months and may offer better value in the long run. Applicable for customers aged 90 or younger.
Our full Gold-level travel insurance cover at a glance
| Cover type |
|
|---|---|
| Excess |
|
| Emergency medical and repatriation expenses |
|
| Cancellation |
|
| Curtailment and loss of holiday |
|
| Personal possessions |
|
| Passport and other documents |
|
| Personal money |
|
| Baggage Delay (outward journey) |
|
| Missed departure |
|
| Missed connection |
|
| Personal liability |
|
| Legal costs and expenses |
|
| Gadget Cover |
|
| Personal accident |
|
| Pet Care |
|
*From £5,000 up to £25,000 (subject to additional premium)
Things that are designed to have your back
24/7 Medical help
How our medical cover works abroad:- From organising emergency treatment while you’re away to managing your repatriation back home, our 24-hour assistance team is here to help.
- AnywhereGP gives you speedy access to English-speaking and multilingual doctors day or night. It also includes video consultations or in-person appointments when you need medical advice away from home.
- Outside the USA, Canada and Mexico: +44 (0) 1403 788 718
- In the USA or Canada: +1 844 780 0494
Cancellation and curtailment cover
Top tips:- If you're opting for a Gold single-trip policy, your cover starts from the moment you buy it.
- For a Gold annual-trip policy, your cover starts on the date you select when booking. If you choose your departure date, you won't be covered for cancellations before you travel.
- You'll need to check that your reason for calling off the trip is included in your policy before you make a claim.
- The same applies to curtailment cover.
Need something extra?
Tailor your policy with some of our add-ons, for example:
- Winter sports cover: includes ski equipment, piste closure and avalanche disruption protection.
- Additional Gadget cover: provides extra protection against loss for things like smartphones, tablets, cameras and other portable electronic devices.
- Wedding cover: up to £15,000 wedding or civil ceremony cancellation cover per person registered on the policy. Plus, protection for wedding gifts, clothing, and rings if they’re lost, stolen or damaged.
Remember to read our policy documents for all the details.
Good to know before you book
- How we define a single-trip policy
- When an annual multi-trip policy may be worth considering
- What to do if you’re travelling with a pre-existing medical condition
This insures you for one trip for a maximum duration of 365 days, but must start and end in the UK to be valid.
If you’re planning more than two trips within twelve months, each with a maximum duration of 31 days, an annual policy may offer better value than buying insurance individually. You’ll get the same benefits as our single-policy trip, and can opt for our additional winter sports and gadget cover if you need it.
We’ll ask about any pre-existing medical conditions as part of the quote process, which you can apply for online or via our support team by calling 0333 051 0672. If relevant pre-existing medical conditions aren’t declared, it may affect your cover and any future claims.
Need a bit more cover?
We want to help you find a policy that suits your needs. If our Gold cover isn’t exactly what you're looking for, you might be interested in either our Bronze or Silver options instead.
To save you time, here are the key differences at a glance:
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Check out our full cover level table for a quick comparison and read the policy documents to make sure the cover suits your trip.
You’ll have a team behind you throughout your journey
If you need help buying or amending your policy, our Kent-based team of insurance experts are here to help. It’s about connecting with real people when it counts the most.
Call centre times:
- Monday to Friday: 9 am - 8 pm
- Saturday and Sunday: 9 am - 5 pm
For information on how to submit a claim, visit our travel insurance claims help and support page.
Disclaimer: All information supplied on this page is subject to policy terms and conditions, exclusions and limitations. We will not be liable for misinterpretation of said information and advise you to check your policy documents for full details.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
A choice of cover levels and add-ons to help you pick the policy that suits your trip
£10.4 million paid in 2025, providing reliable support when it matters most.
Holiday Extras Policy Wording
Want to find out more about your Silver level travel insurance? Read all about the different cover levels on our policy wording.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.
