Stroke travel insurance
For stroke victims, the unpredictable nature of the condition can make the idea of travelling seem a little daunting. Holiday Extras' travel insurance policies are tailored to ensure that travellers with pre-existing medical conditions are able to holiday with peace of mind.
Do i need to declare my medical condition?
In order to secure travel insurance after a stroke, it's essential that you declare any and all pre-existing medical conditions when booking your policy. Failure to do so could invalidate any claims you make, should they pertain to any undeclared conditions.
How do I declare my condition?
Declaring your condition is a simple process and takes only a few minutes to complete. Fill in the traveller details on the quote form, complete the declaration, and you will be automatically transferred to the medical screening. You'll then need to answer a series of questions designed to provide us with the right information regarding your condition. We can then come up with a policy suited to cater for your needs as a stroke victim. Alternatively, if you'd like to speak to an advisor, you can via our Insurance Support Page where our 30 UK-based insurance experts will happily guide you through the process.
Compare travel insurance cover levels
Holiday Extras' offer three levels of cover, ranging from a basic, essential cover all the way to a premium policy.
Here is a brief overview of some of the main upper limits and inclusions that each policy offers. Alternatively, you can read through the Policy Documents for a more comprehensive overview of cover.
|Emergency medical and repatriation expenses|
|Curtailment and loss of holiday|
|Passport and other documents|
|Baggage Delay (outward journey)|
|Legal costs and expenses|
|Scheduled airline failure|
|End supplier failure|
*Or as specified on your schedule
Can you still fly after a stroke?
The recommended period of time to wait before travel will depend on the airline, with some carriers recommending up to three months. The Civil Aviation Authority in the UK suggests waiting at least ten days after a stroke before taking a flight. In some instances, if you are in a stable condition, you may be able to fly after three days. It's important to note that you cannot fly unless both a doctor and the airline you are flying with have declared you fit to travel.
If you have had a haemorrhagic stroke (a stroke caused by bleeding into the brain), it is advised is to wait at least six weeks until you fly.
Travelling with medication
If you need to carry medication in you hand luggage, it's important that you bring a doctors note, as well as a copy of your prescription. This will help avoid any potential delays you wmay otherwise have. It will also help should you need medical attention or more medication when you're on your trip.
As well as packing enough medication for your trip, it might be worth packing an excess, should your trip be delayed, extended or you lose some.
Can I fly after a TIA?
A Transient ischaemic attack (TIA) or "mini stroke" is a less severe type of stroke that affects approximately 50/100,000 people in the UK. It's important to be mindful of these, as doctors say TIA's serve as a warning that you are at a higher risk of a stroke.
Although TIA's are less severe than a stroke (the symptoms usually dissipate within 24 hours), doctors still recommend waiting at least ten days until you fly, and to err on the side of caution.
Looking for information regarding a different condition?
Be sure to have a read up on our pre-existing medical conditions travel insurance overview page.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.