Built for the unexpected
Intended to provide more than just our basic cover, our Silver policy may be an option if you’re looking for mid-range travel insurance. Booked in just a few clicks, it’s built to protect you when things don’t go to plan.
Cover when you need it most
Did you know that taking out travel insurance before going abroad is actually recommended by the UK government? So, if you’re all about minimum hassle and a lot more holiday, our Kent-based team are here to help.
Why pick this?
A step above our basic package, you may find this an appropriate option if you’re planning long weekends, short city breaks, or modest trips abroad.
Benefits that have your back
With our Silver cover, you’ll get:
- Up to £20 million per person for medical emergencies and repatriation
- Cancellation and curtailment cover up to £2,500
- Up to £3,000 for loss of or damage to personal possessions
- Access to our 24/7 medical emergency assistance
- AnywhereGP, so you can connect with a medical professional when needed
- A £99 excess
- Assistance with the claims process, should you need it
The above are subject to terms and conditions - please check your policy documents for details.
Choose an option that suits you best
It’s important to us that you make the right decision, which is why we offer two options:
- Single-trip insurance: if your travel plans are limited and you don’t expect to travel more than once during the year, this policy is designed for you. It has no upper age limit and covers one trip of up to 365 days.
- Annual-trip insurance: offers protection for multiple trips within 12 months, each spanning up to 31 days. Designed for frequent travellers and busy professionals, it’s valid for customers aged 90 or younger.
Our full Silver-level travel insurance cover at a glance
| Cover type |
|
|---|---|
| Excess |
|
| Emergency medical and repatriation expenses |
|
| Cancellation |
|
| Curtailment and loss of holiday |
|
| Personal possessions |
|
| Passport and other documents |
|
| Personal money |
|
| Baggage Delay (outward journey) |
|
| Missed departure |
|
| Missed connection |
|
| Personal liability |
|
| Legal costs and expenses |
|
| Gadget Cover |
|
| Pet Care |
|
*Unless you've paid extra to reduce your excess
Cover designed to protect
24/7 Medical help
How our medical cover works abroad:- From organising emergency treatment while you're away to managing your repatriation back home, our 24-hour assistance team is here to help.
- AnywhereGP gives you speedy access to English-speaking and multilingual doctors day or night. It also includes video consultations or in-person appointments when you need medical advice away from home.
- Outside the USA, Canada and Mexico: +44 (0) 1403 788 718
- In the USA or Canada: +1 844 780 0494
Cancellation and curtailment cover
Top tips:- If you're opting for a Silver single-trip policy, your cover starts from the moment you buy it.
- For a Silver annual-trip policy, your cover starts on the date you select when booking. If you choose your departure date, you won't be covered for cancellations before you travel.
- You'll need to check that your reason for calling off the trip is included in your policy before you make a claim.
- The same applies to curtailment cover.
Need something extra?
Tailor your policy with some of our add-ons, for example:
- Winter sports cover: includes ski equipment, piste closure and avalanche disruption protection.
- Additional Gadget cover: provides extra protection against loss for things like smartphones, tablets, cameras and other portable electronic devices.
- Wedding cover: up to £15,000 wedding or civil ceremony cancellation cover per person registered on the policy. Plus, protection for wedding gifts, clothing, and rings if they’re lost, stolen or damaged.
Remember to read our policy documents for all the details.
Good to know before you book
- How we define a single-trip policy
- When an annual multi-trip policy may be worth considering
- What to do if you’re travelling with a pre-existing medical condition
This insures you for one trip for a maximum duration of 365 days, but must start and end in the UK to be valid.
If you’re planning more than two trips within twelve months, each with a maximum duration of 31 days, an annual policy may offer better value than buying insurance individually. You’ll get the same benefits as our single-policy trip, and can opt for our additional winter sports and gadget cover if you need it.
We’ll ask about any pre-existing medical conditions as part of the quote process, which you can apply for online or via our support team by calling 0333 051 0672. If relevant pre-existing medical conditions aren’t declared, it may affect your cover and any future claims.
Need a bit more cover?
We want to help you find a policy that suits your needs. If our Silver cover isn’t exactly what you're looking for, you might be interested in either our Bronze or Gold options instead.
To save you time, here are the key differences at a glance:
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Check out our full cover level table for a quick comparison and read the policy documents to make sure the cover suits your trip.
You’ll have a team behind you throughout your journey
If you need help buying or amending your policy, our Kent-based team of insurance experts are here to help. It’s about connecting with real people when it counts the most.
Call centre times:
- Monday to Friday: 9 am - 8 pm
- Saturday and Sunday: 9 am - 5 pm
For information on how to submit a claim, visit our travel insurance claims help and support page.
Disclaimer: All information supplied on this page is subject to policy terms and conditions, exclusions and limitations. We will not be liable for misinterpretation of said information and advise you to check your policy documents for full details.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
A choice of cover levels and add-ons to help you pick the policy that suits your trip
£10.4 million paid in 2025, providing reliable support when it matters most.
Holiday Extras Policy Wording
Want to find out more about your Silver level travel insurance? Read all about the different cover levels on our policy wording.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.
