Travelling with an Allergy
Suffering with an allergy can cause apprehension, especially when booking your holiday. But taking out travel insurance, should an allergic reaction occur when you're away, can alleviate pre-holiday stress, as well as give you peace of mind when you're away.
How do I declare my existing allergy?
Is an allergy a pre-existing medical condition?
It can be a little confusing to know which allergies are worth declaring as pre-existing medical conditions on a travel insurance policy, as allergies can vary in their severity. Something as simple as nut allergy can vary greatly in degrees of seriousness, some people experiencing only minor discomfort, while others suffering life-threatening symptoms.
As a general rule of thumb you should declare an allergy on your travel insurance if you have received a diagnosis, a prescription, a change in treatment or your condition has not remained stable in the period leading up to your policy start date.
What if I choose not to declare my allergy?
You must declare all medical conditions, allergies included. Should you choose not to, you will be liable for any medical costs issued throughout your holiday.
Similarly, if you require treatment for an undeclared condition and you haven't informed us, your policy will be rendered invalid and you won't be able to submit a claim.
Looking for information regarding a different condition?
With regard to any other medical conditions, be sure to have a read up on our pre-existing conditions travel insurance.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.