Travelling with an Allergy

Suffering with an allergy can cause apprehension, especially when booking your holiday. But taking out travel insurance, should an allergic reaction occur when you're away, can alleviate pre-holiday stress, as well as give you peace of mind when you're away.

How do I declare my existing allergy?

Should you wish to declare your allergy, simply fill in the insurance quote form above - you will automatically be transferred to our screening process. Following the completion of your screening a medical insurance policy may be provided.

Is an allergy a pre-existing medical condition?

It can be a little confusing to know which allergies are worth declaring as pre-existing medical conditions on a travel insurance policy, as allergies can vary in their severity. Something as simple as nut allergy can vary greatly in degrees of seriousness, some people experiencing only minor discomfort, while others suffering life-threatening symptoms.

As a general rule of thumb you should declare an allergy on your travel insurance if you have received a diagnosis, a prescription, a change in treatment or your condition has not remained stable in the period leading up to your policy start date.

What if I choose not to declare my allergy?

You must declare all medical conditions, allergies included. Should you choose not to, you will be liable for any medical costs issued throughout your holiday.

Similarly, if you require treatment for an undeclared condition and you haven't informed us, your policy will be rendered invalid and you won't be able to submit a claim.

Looking for information regarding a different condition?

With regard to any other medical conditions, be sure to have a read up on our pre-existing conditions travel insurance.

Holiday Extras Cover Limited are authorised and regulated by the Financial Conduct Authority under registration number 828848, Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address, Ashford road, Newingreen, Kent CT21 4JF

Holiday Extras Cover Ltd is underwritten by White Horse Insurance Ireland dac is registered in Ireland No. 306045. White Horse Insurance Ireland dac’s Registered Office is First Floor, Rineanna House, Shannon Free Zone, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. Deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website, our FRN is 203320.