Travelling with an Allergy
Suffering with an allergy can cause apprehension, especially when booking your holiday. But taking out travel insurance, should an allergic reaction occur when you're away, can alleviate pre-holiday stress, as well as give you peace of mind when you're away.
How do I declare my existing allergy?
Is an allergy a pre-existing medical condition?
It can be a little confusing to know which allergies are worth declaring as pre-existing medical conditions on a travel insurance policy, as allergies can vary in their severity. Something as simple as nut allergy can vary greatly in degrees of seriousness, some people experiencing only minor discomfort, while others suffering life-threatening symptoms.
As a general rule of thumb you should declare an allergy on your travel insurance if you have received a diagnosis, a prescription, a change in treatment or your condition has not remained stable in the period leading up to your policy start date.
What if I choose not to declare my allergy?
You must declare all medical conditions, allergies included. Should you choose not to, you will be liable for any medical costs issued throughout your holiday.
Similarly, if you require treatment for an undeclared condition and you haven't informed us, your policy will be rendered invalid and you won't be able to submit a claim.
Looking for information regarding a different condition?
With regard to any other medical conditions, be sure to have a read up on our pre-existing conditions travel insurance.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register