Don't let painful joints spoil your holiday mood

It can be difficult to fully enjoy your holiday if you feel limited by a medical condition. Varying forms of arthritis are caused by inflammation and breakdown of the joint cartilage, the most common types including rheumatoid arthritis, osteoarthritis and psoriatic arthritis. So tasks such as handling luggage and long walks can cause discomfort and may even require medical attention. With this in mind, it is important to ensure that you declare your arthritis as a pre-existing condition when choosing your holiday insurance policy.

How do I declare my arthritis condition?

Follow our simple screening questions to declare your conditions.

Does rheumatoid arthritis affect travel insurance?

Arthritis is one of the most common chronic conditions of the joints, affected upwards of 10 million people in the UK alone, and naturally there is a wide degree of variation when it comes to the severity of the condition. As with most pre-existing medical conditions, the effect arthritis will have on your travel insurance premium will largely depend on the exact nature of your condition, and the extent to which it affects your daily life.

As arthritis is a condition that doesn't just affect older people - a reported 10,000 people under the age of 18 experiencing the condition in the UK- you may find that age can also play a role in determining your insurance premium.

Whatever the situation, it's always best to declare your arthritis on a travel insurance policy, as this will save complications later on should you need to make a claim.

What if I choose not to declare my arthritis?

It is always in your best interests to declare all of your medical conditions. Should you decide not to and you do require medical assistance, we won't be able to cover you if it is related to your undeclared condition and your policy will be rendered invalid.

Holiday Extras Cover Limited are authorised and regulated by the Financial Conduct Authority under registration number 828848, Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address, Ashford road, Newingreen, Kent CT21 4JF

Holiday Extras Cover Ltd is underwritten by White Horse Insurance Ireland dac is registered in Ireland No. 306045. White Horse Insurance Ireland dac’s Registered Office is First Floor, Rineanna House, Shannon Free Zone, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. Deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website, our FRN is 203320.