Travel Insurance Hong Kong
Booking a holiday to Hong Kong is certainly one to tick off the bucket list, and after you've bought your flights and booked your hotel, you will want to put a measure in place to protect your holiday. A travel insurance policy covers you against a safety net for insurable, unexpected circumstances beyond your control.
A holiday is meant for relaxing and taking in your destinations culture, however sometimes things don't always go to plan. With travel insurance for Hong Kong, you can travel with peace of mind knowing you are covered.
What is covered under a travel insurance policy to Hong Kong?
Holiday Extras offer flexible policies which you can tailor to match your holiday plans. With four cover levels available and a wide range of additonal cover too, you can select a suitable amount of cover for each element of your trip:
- Cover against cancellation
- Medical emergency cover
- Cover for pre-existing medical conditions
- Lost baggage cover
- Repatriation insurance
Let us remove the hassle from planning your holiday and enjoy your trip to Hong Kong safe in the knowledge that you are covered. That's what Holiday Extras travel insurance is for: to help you in your time of need and to give peace of mind when you travel.
Medical cover in Hong Kong
Getting the right travel insurance policy designed around your personal situation, as well where you're travelling to, is paramount. The cost of medical care abroad can vary wildly from country to country, and taking into account the cost of medical treatments in Hong Kong should be no exception.
The standard of medical care in Hong Kong is generally considered excellent, but often comes at a high cost. There are both public and private health services available in Hong Kong, and the cost between these two will be vastly different. In the case of an emergency, if possible, you should phone your travel insurance provider first to find out which facility is the best and the most appropriate for your medical situation.
As well as providing up to £15 million worth of medical cover, we also offer cover for the majority of pre-existing medical conditions. If you are unsure whether you will be covered, please check out our medical conditions page for futher information. When you book your travel insurance online you will be presented with a series of discreet and sensitive medical screening questios, whereby you are required to declare any past or present medical condition that could affect your travel insurance policy. Failing to declare a pre-existing condition could render your policy invalid.
Compare cover levels of travel insurance to Hong Kong
Our policies are flexible, allowing you to take out any additional cover you may need for your trip to Hong Kong
|Emergency medical and repatriation expenses|
|Curtailment and loss of holiday|
|Passport and other documents|
|Baggage Delay (outward journey)|
|Legal costs and expenses|
|Scheduled airline failure|
|End supplier failure|
*Or as specified on your schedule
Transport in Hong Kong
Travel with an Octopus card
Hong Kong's stored value system. It works on the MTR, buses, ferries, trams, light railways, and any transport to and from the airport. You can even use it to pay at McDonald's, 7/11, Starbucks, vending machines, and parking meters as well as other convenience stores and shops. We recommend picking up a three-day airport express octopus card, which will not only get you from the airport and back but also allows for three days of unlimited travel on the MTR, costing just 220HK dollars.
Get around with the metro
The Hong Kong metro system is one of the best in the world covering most of Hong Kong island, Kowloon and even parts of the new territories. It's cheap, clean and runs with extraordinary punctuality. MTR stations can be very large. You can haphazardly meander out of any exit and end up blocks away from your intended destination. It's a good idea to consult with one of the exit maps to see which exit corresponds with where you want to go, so you don't end up on the wrong side of a 4-lane highway. Eating and drinking in the metro system is forbidden and there's a two thousand dollar fine if you get caught.
Hong Kong taxis
Taxis in Hong Kongare coloured-coded depending on the region they serve. You are most likely to see red taxis. Blue taxis are for Lantow island and the airport, while green taxi's are for the new territories. You are required by law to wear your seatbelt. Some taxi's take octopus cards and credit cards, look for the sticker on the outside before you get in to figure out if the taxi takes payment in these forms.
This costs 25 us cents for the 11 minute crossing and breath-taking views of Hong Kong
Getting from the airport to Hong Kong central
There is really only one good way to get from the airport to Hong Kong central and that's with the airport express. The services takes you directly to central on Hong Kong island, costing only 100HK dollars and taking only 24 mins. Taxies are expensive and buses are slow, only getting you to the nearest MTR station
Eating in Hong Kong
A culinary megacity, you are spoiled for choice when it comes to Michelin starred restaurants in Hong Kong. Even if you don't fancy spending a fortune on food, there are hundreds of small bistros, cafes, food shacks and bazaars with all manner of savoury and sweet offerings for very reasonable prices. Here are some of the things we recommend eating during your Hong Kong adventure.
- Pineapple buns – a sweet sugar crusted bun usually served with a stick of butter. Despite being named as such, the pineapple bun does not traditionally contain pineapple - rather it gets its name from the golden-brown sugar coated top which resembles a pineapple. Declared a part of the city's intangible heritage by the Hong Kong government, there's no way you can leave the city without trying one of these sweet treats.
- Char suey – this dish of grilled, barbequed pork served with rice is a beloved favourite among Hongkongers, and an absolute must-try for visitors. Duck into one of the many grill houses for a true local experience.
- Siu ma – a traditional Dim Sum dish that you can often find on the streets of Hong Kong, Siu mai is a dumpling wit either fish or pork filling served on a stick, often dipped in curry or sweet sauce for an extra hit of flavour.
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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.