In simple terms, repatriation insurance covers you for an unexpected return to your home country in the event of a medical emergency.
Travel insurance with repatriation
You may have noticed that very few travel insurance policies explicitly state repatriation in their summary of cover. This is because repatriation insurance is actually a component of any travel insurance policy worth it's salt. You'll ordinarily find it grouped together under 'Emergency Medical expenses' in the policy wording. The amount listed under this category heading covers for the possibility of an unexpected return trip to the UK as a result of a medical emergency.
As you can imagine, repatriation back to the UK can be extremely costly, so it's really important to check out the repatriation section of any policy before buying, as amounts and benefits can vary.
Here is a break down of what is covered under medical emergency and repatriation:
- Medical practitioners' fees
- Hospital expenses
- In-patient and out-patient medical treatment
- Medical transportation
- Medical escort
- Repatriation travel costs
Holiday Extras travel insurance provides repatriation insurance as part of the cover for medical emergency expenses. With a Silver level policy, you can expect to be covered for up to £15 million for medical emergency expenses, including repatriation back to the UK.
Here's how much you can expect to be covered for under medical emergencies and repatriation:
Though we really hate to think of anything going wrong on your trip, we want you to know that if you've booked travel insurance with us, you can be sure that we'll get you treated and safely back home, should you unexpectedly require medical assistance. You can see your total repatriation amount under the emergency medical expenses section of your policy, which covers travel expenses incurred getting you home or to the hospital, as well as any medical attention you might require.
Repatriation insurance cost
Considering the costs of transportation, medical escorts and possibly even an emergency air ambulance, it's easy to see how costs can rack up. For this reason, make sure your travel insurance policy has sufficient repatriation cover. While, a policy might appear cheap on the surface, there may be prohibitively high excesses and low cover levels.
If you'd like to know more about travel insurance for children, visit our children's travel insurance page.
Pre-existing medical conditions
Don't fret that your pre-existing medical condition will exclude you from our repatriation insurance: we specialise in medical policies that cover all kinds of conditions. Our discreet screening process is quick and simple, making it easy for us to create a policy tailored to your specific needs.
For more information on travel insurance with a pre-existing medical condition, visit our travel insurance with medical conditions page.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.