Travel Insurance for Tenerife
With beautiful coasts, stunning volcanic landscapes and world heritage sites, it's no wonder Tenerife attracts millions of tourists every year.
Whether you're lounging in Los Gigantes or trekking up Mount Teide, it's a good idea to get a reliable travel insurance policy for your trip. Take a look at our guide to holidaying in Tenerife and getting the right travel insurance policy for your trip.
Holiday Extras travel insurance policies for Tenerife come with protection for things like emergency medical care, cancellations and lost baggage. Our bronze, silver and gold cover levels give you the flexibility to choose the protection that suits your trip, so you can travel with confidence.
Do I need travel insurance for Tenerife?
While travel insurance isn't a legal requirement for visiting Tenerife, it's a good idea to get travel insurance for any trip abroad. Without it, you could end up covering costly medical expenses yourself if you fall ill or have an accident while away.
If you hold a GHIC (Global Health Insurance Card), this may cover some medical treatments at state-run hospitals in Tenerife. However, it won't cover medical repatriation or private healthcare. A good travel insurance policy provides this additional protection, along with cover for lost luggage, flight delays, and unexpected illness.
If you have a pre-existing medical condition, there's a higher chance you may need to make a claim. To find out more, take a look at our page on holiday insurance with pre-existing medical conditions.
Why choose Holiday Extras for travel insurance to Tenerife?
With the Holiday Extras booking process, you can choose the exact level of cover that suits your needs. Choose from three cover levels, with optional extras for extreme sports, wedding, and gadgets.
For frequent travellers, we offer an annual travel policy, which provides year-long protection under just one policy. If you are a less frequent traveller, or if you are taking a long trip, a single-trip policy may suit your plans.
All policies come with access to AnywhereGP, offering you 24/7 medical support whilst you are on your trip.
AnywhereGP: 24/7 Medical Help
Powered by Air Doctor
We're thrilled to introduce AnywhereGP, powered by Air Doctor – your on-the-go medical solution abroad!
Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.
Does travel insurance for Tenerife include activities?
From hiking up Mount Teide to surfing the waves in Playa de las Américas, Tenerife is packed with thrilling adventures. With so much to explore, it's important to make sure your travel insurance covers the activities you've got planned. Some are included as standard, but higher-risk activities may need an add-on or approval from the underwriter.
Water sports
From scuba diving around the volcanic reefs to windsurfing in El Médano, Tenerife is a paradise for water lovers. Some water sports are covered as standard, but depending on the level of risk, certain activities may require the Extended Risk add-on.
Extended Risk add-on
Planning something more adventurous? Activities such as abseiling the Acros Canyon or sea kayaking along the cliffs of Los Gigantes may fall under our Extended Risk add-on. This add-on provides cover for higher-risk experiences and can be selected at the 'add-on stage' before payment.
Use our handy activity checker to see whether your chosen activity or sport is covered as standard, or if you'll need to add extra cover.
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Where to go in Tenerife
With so much to do in Tenerife, choosing where to go really depends on the kind of holiday you're looking for.
El Medano, Los Gigantes - For days spent relaxing on sun-bathed shores, El Medano and Los Gigantes offer some of the best beach experiences. With two of Tenerife's largest beaches, El Medano is also the ideal location for beginner surfers.
Puerto De La Cruz - If you're looking for a dose of Canary Island culture, history and cuisine, head for Puerto De la Cruz. Here you'll find art galleries, museums, exotic botanical gardens, and restaurants serving delicious local food.
Playa de las Americas - For nightclubs, beach bars and boutique stores, look no further than Playa de Las Americas. The resort also hosts water sports such as snorkelling and jet skiing opportunities.
Places to stay in Tenerife
Tenerife has a range of places to stay, from luxury 5-star resorts, to more affordable, functional apartments and hostels. Getting a room at short notice is usually quite easy to do in the north of the Island, in places like Santa Cruz. However, if you are visiting the south, you will want to book accommodation in advance, as these areas tend to be popular with holidaymakers.
If you are willing to spend out on accommodation, there are a variety of excellent quality, luxury hotels and resorts to choose from. Costa Adeje boasts numerous beautiful resorts with heated freshwater pools, hot tubs, poolside restaurants and live piano music.
Places to visit in Tenerife
Volcan El Teide - At 3718m tall - the tallest peak in Spain and the third-tallest volcanic peak in the world - this world heritage site attracts millions of visitors a year. With a vast network of hikers' trails, it makes for a great day out, with fantastic views across the island.
Cueva del Viento - Running for 11 miles in a three-tiered labyrinth, this volcanic tunnel is the fourth largest of its kind in the world. Take a guided tour to really get the most out of your visit, with commentaries available in English.
Jardin Botanico - With fragrant herb gardens and collections of tropical and subtropical plants, visiting the Jardin Botanico of Santa Puerto de la Cruz is a great way to spend a leisurely afternoon.
La Laguna - Considered one of the most beautiful towns in Tenerife, La Laguna boasts a rare combination of rich history, culture and a lively nightlife.
Are you going on a cruise to the Canary Islands?
If you are setting off on a sea-going cruise to the Canary Islands, our cruise policy covers for cruise-specific situations that standard travel insurance often doesn't.
For more information on cruise policies check out our page dedicated to cruise travel insurance.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
Tailored policies to suit your personal requirements.
£13.8 million paid in claims last year, providing reliable support when it matters most.
Smart, simple cover with help from our AI assistant, SYD.
Let us answer your questions
Does Tenerife come under Spain for travel insurance?
Yes, although the Canary islands are geographically closer to Africa, they are a part of Spain. When booking your travel insurance policy, you should select the destinatios region 'Europe' and 'Yes' to "Europe inc. Spain, Cyprus, Malta, Greece & Turkey".
If you want to check what reigon your destination falls under, take a look at our handy destination checker.
Is Tenerife in Europe?
Yes, since Tenerife is part of Spain, it is also a part of the European Union.
Why choose Holiday Extras travel insurance for your trip to Tenerife?
With 40 years experience selling holiday insurance and over half a million policies sold in a single year*, it's safe to say we know a thing or two about travel insurance. That's why we've won Globe's Best Insurance Provider 16 years running.
Our team of insurance experts are here to help you through the booking process and assist with any queries you may have. Whilst you're away, you'll have access to 24/7 medical assistance, 365 days a year.
Articles we think you'll love...
*This figure reflects policies sold between 1st January and 31st December 2023.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk