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Cheap holiday insurance for travelling around Europe

At Holiday Extras we understand that booking your cheap travel insurance Europe can seem a complicated task, there are many insurance providers offering different levels of cover for a range of prices - so you need to be sure you're getting the best cheap cover for your vacation around Europe.

A cheap travel insurance policy for Europe can protect you if things don't work out the way you had planned. This comprehensive holiday insurance provides emergency cover which includes cancellation, medical costs and lost luggage cover. If you are travelling with any medical conditions we can provide you with the insurance that you need, at excellent value too. We cover the majority of pre-existing medical conditions.

At Holiday Extras, getting great cheap additional cover for your European trip, is also simple and can be applied to your existing policy so that you're covered for all of your planned holiday activities. You can add additional winter sports, gadget cover cover to your travel insurance.

Types of cover

Our cheapest travel insurance for Europe single trip policy provides cover for one trip of up to 365 days. We have three levels of cover to choose from, so you don't have to pay extra for any cover you don't need. You can take out cheaper travel insurance for Europe without compromising on great cover. For more information on our cheap single trip travel insurance policies, visit our single trip travel insurance page.

If you are a more frequent traveller you may benefit from purchasing comprehensive cheap annual travel insurance cover for your European trip and enjoy an unlimited amount of trips across 12 months given that each trip does not exceed the number of days specified by your level of cover. For more information on our reliable, cheap annual holiday insurance for travelling throughout Europe then visit our annual travel insurance page.

With Holiday Extras you can get cheap, reliable European travel insurance or cheap worldwide travel insurance cover. If you are unsure whether your destination is covered under cheap travel insurance Europe, simply apply online today for a quote.

Levels of cover

Depending on your budget, we have cheap holiday insurance packages available to suit every traveller on their journey. With high levels of protection and a 24-hour emergency contact team, there's no need to compromise on your cover if you're on a tight budget and need European travel insurance.

Our cover levels include:

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Top European activities

  • Leave the beaten track and spot the Northern Lights in Finland. You can hike through the wilderness or stay in a relaxing village near to the Russian border to experience one of the most wondrous sights known to man.
  • Europe is cycle crazy, so pedal from the Atlantic to the Mediterranean Coast in France, or tackle the scenic flats of the Netherlands.
  • How about horse-riding in Italy? Enjoy the spectacular scenery like never before in our favourite horse-riding destination, where you can pass by ancient villages, along rugged mountain lanes and beside beautiful vineyards.

Globetrotting around Europe

A few handy tips before you take-off:

  • If you are travelling with medication check the airline requirements and follow the correct guidelines if you have a pre-existing medical condition.
  • Remain mobile on lengthy journeys, whether you're flying, driving or taking a plane or ferry. Sitting still for long hours can exacerbate medical health problems, and can even cause deep vein thrombosis.
  • Restrict your plans in the immediate aftermath of a long flight. When your plane arrives, you could be tired and jetlagged, so allow yourself some time to relax and recover.
  • Arrange your accommodation and transport from a port or airport ahead of time, this could allow you the extra time you need to recharge before you start exploring.

Need some cheap worldwide holiday inspiration?

If you would like some exciting ideas about where to travel to, then check out our fantastic video guide to six superb destinations you can choose from and explore in Europe and beyond - including the beautiful beaches in Cyprus!



Cheap trip ideas in Europe

If you would like some more inspiration check out one of our many European destination pages and get packing:

Frequently asked questions

Do I still need travel insurance if I have an EHIC card?

A European health insurance card (or EHIC card) is a provision available to all citizens of participating European countries that entitles you to the same level of state provided medical care as a person living in the country you're visiting.

While it is indeed very helpful to have an EHIC card, it may not always provide as much cover as a fully comprehensive European travel insurance policy. This is because the exact medical cover you can expect to receive with an EHIC card will vary from country to country, and in many cases, you will still be expected to pay at least part of the medical bill. Under and EHIC card you are not insured for repatriation back to your home country should the need arise, and repatriation can be very costly.

Travelling with medical conditions

It can be difficult to find a cheap provider of European travel insurance whilst suffering with a medical condition. With a potentially higher need for medical assistance whilst abroad, at Holiday Extras it doesn't always have to mean a higher price. We have a dedicated team on-hand to organise a quote tailored to you, so we can provide a policy that is individual to your needs. As long as you have disclosed all pre-existing conditions - we are more than happy to provide comprehensive cheap worldwide cover on both a single trip and annual basis, though please note age restrictions may apply. Please read our travel insurance with medical conditions page to find out more.

What if I choose not to declare an existing medical condition?

In the unfortunate event that you require medical treatment that is in any way related to your undisclosed condition, then all of your claims will be rejected and your travel insurance policy will be rendered invalid, if you haven't declared a pre-existing medical condition on your policy.

Bear in mind that medical treatment abroad can cost thousands. Visit our travel insurance with medical conditions page to learn more.

When should you buy travel insurance?

If you are venturing on a single trip then you should buy travel insurance prior to your trip and select the date your holiday begins. When booking an annual multi-trip policy, you should be looking to book your policy 60 days in advance. This way you'll have a policy all set for your summer holidays.

What does travel insurance cover?

Most travel insurance plans are package plans that include various coverage. This cover can include cancellation cover, medical cover, cover for delayed or lost possessions (baggage cover), personal liability and legal expenses.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.