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Travel Insurance for Trekking

Taking a trip out into the wild with nothing but your survival gear is truly a liberating and invigorating experience, despite the challenges involved. Part of any sound preparations for a trekking trip, is finding good solid travel insurance, that will have your back should anything go wrong.

Below are our policy cover levels detailing which type of trekking is covered under the pertinent Extra Activity Pack:

Baggage cover
Cancellation cover
Medical cover
£5 million
£10 million
£10 million
£10 million
Excess charge
Lost passport
Personal money
Wedding cover
Gadget cover

Extra Activity Pack 1 — covered as standard

  • Trekking (UK-booked
  • Safari trekking (UK-booked)
  • Trekking up to 1,000m (in a group)

Extra Activity Pack 2

  • Trekking up to 2,000m (in a group)

Extra Activity Pack 3

  • Gorilla trekking (booked during trip — requires appropriate trekking altitude pack)

Extra Activity Pack 4

  • Trekking up to 3,000m (in a group)
  • Trekking up to 4,000m (in a group)

Medical emergency expenses

This covers the cost of any emergency treatment you might need to receive during your trekking trip. Should you twist an ankle, break an arm or injure yourself in another other way during the trek, we have you covered for any expenses incurred from medical treatment and hospital stays.

Personal possessions

This part of your cover insures you against the loss, damage or theft of any of your belongings including your personal trekking equipment. This would include things like your trekking poles, boots, tent, GPS device or mobile phone. Please note, you will have to provide proof of purchase and keep any damaged items for inspection.

Personal accident

This section of your cover goes towards any expenses that result from a lasting injury to your person, or anyone else covered by the policy. This part of your cover is really designed to support you and your family should you receive an injury that causes permanent physical disablement or, in the worst case scenario, death. Thankfully, it's highly unlikely that you'll ever need to make use of this part of your cover, but it's good to know that you have all eventualities catered for.

Benefits of trekking

"The mountains are calling..and I must go..." This famous quote by 19th century American explorer John Muir has served as a mantra for trekkers and adventurers around the world, and neatly sums up the magnetic appeal of losing yourself in natural surroundings. As any experienced trekker can tell you, there are a host of benefits - both physical and mental - to trekking in the wilderness.

  • Improves overall fitness - all that time spent clambering over boulders, hopping over streams and traversing challenging terrain gives your body a serious work out and increases your overall strength, agility and heart health. Carrying your trekking pack adds to the work-out, increasing the amount of calories you burn per hour. As such, trekking is also a great activity if you're looking to lose weight.
  • Improves heart health - if you make trekking a regular activity, then you'll start to see benefits for your heart health, as trekking is a cardiovascular activity that requires your heart to work harder to supply oxygen to the body. On top of this, the clean forest and mountain air you're breathing in does a world of good for your respiratory system as a whole, and makes an excellent change from the polluted city air that we are accustomed to.
  • Digital detox - Spending an extended amount of time outdoors gives you a unique opportunity to unplug and get away from the noise of the digital sphere. With all the physical activity and the beautiful views of nature, you simply won't have the time or desire to check your facebook feed.
  • A stress reducer - there's considerable scientific and anecdotal evidence to suggest that trekking has an excellent effect on mental health, significantly reducing stress and anxiety. When you are out trekking, there are no distractions aside from majestic mountain views and natural scenery, and you have to maintain a level of concentration to navigate your surroundings.

What's the difference between trekking and hiking?

Although the terms trekking and hiking are used interchangeably to describe the same thing, there are certain differences between the two activities. Hiking is usually an activity that lasts no longer than a day, and takes place in some scenic natural environment.

Trekking on the other hand, is markedly different from hiking and describes an extended journey on foot for days or even weeks, across a variety of terrain. Trekkers will carry with them everything they need to survive, including tents, cooking equipment and other survival gear.

Trekkers will usually have as their objective a certain destination, often tens or hundreds of kilometers away. As such, a trek is considered significantly more challenging than a hike, often involving sound orientation skills.

Why choose Holiday Extras?

  • - Voted best insurance provider 12 years running.
  • - Policies with no excess available.
  • - UK based contact centre and 24/7 helpline.
  • - No maximum age on single trip policies*.
  • - Over 25 years experience selling Travel Insurance.


Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.

Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.