Holiday Insurance for Over 90's

At Holiday Extras, we think you should be able to enjoy a holiday without worry, no matter your age. That's why we offer single-trip policies for those aged 90 and over.

We cover most pre-existing medical conditions and provide emergency assistance for the duration of your trip. Choose from bronze, silver or gold cover levels and book the right policy for you from Holiday Extras.

Whether you are off to a destination abroad, or need UK holiday insurance for over-90s, our policies cover the UK & Channel Islands, Europe, Australia, the USA and more.

Do senior policies have an upper age limit?

Not all insurers cover over-90s, but at Holiday Extras, we offer holiday insurance for seniors, with our single-trip policies having no upper age limit. Cruise-specific policies are also available to those aged over 90.

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What's included when you insure your holiday with us

If you've decided to go on holiday, the last thing you want to be worrying about is something going wrong.

Travel insurance helps protect you financially if something unexpected happens on your trip – like lost bags, cancelled holidays or medical emergencies.

You can also ask SYD (our AI document assistant) who can answer questions about your policy.

• Emergency Medical Cover - If you fall ill or are injured, you can focus on your recovery, secure in the knowledge that we'll cover your medical expenses.


• Trip Cancellation and Curtailment - Having to cancel or cut short your holiday is never nice, let alone the sting of a financial loss. With our cover, you can be rest assured that cancellation cover is in place should you unexpectantly fall ill. When your cancellation cover begins will be dependent on the policy type you choose.


• Personal Possession cover - Personal possessions cover protects your belongings against loss, theft or damage, so the items that matter the most to you can be replaced or reimbursed.

Cover is subject to the terms and conditions of your policy and the authorisation the emergency assistance team.

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Holiday Insurance for Over-90s with Pre-Existing Medical Conditions

We don't think having a medical condition should stop you from enjoying a well-deserved break. At Holiday Extras, we consider most medical conditions, and we are on hand to help you declare them easily.

You'll need to declare any pre-existing conditions at the time of booking your insurance. Visit our dedicated page on travelling with medical conditions for further information, or simply give us a call.

What is classed as a pre-existing medical condition?

A pre-existing medical condition is defined as an illness, injury or condition that exists before, or at the time, you take out an insurance policy. Even if some conditions have resolved, or you feel well, we may still need to assess them. This is so that we can provide you with the right level of cover.

Some common conditions that will need to be declared when you buy insurance can include:

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Top Tips for Travelling in Your 90s

Here are some gentle reminders to help you enjoy your trip with ease and confidence:

Travel at calmer times

For a more restful and stress-free journey, try to plan your trip outside of peak seasons and school holidays. This way, you'll avoid large crowds and enjoy a quieter, more relaxed experience.

Choose quality travel insurance

Having the right travel insurance is especially important. At Holiday Extras, we offer award-winning cover designed to protect you against the unexpected, so you can travel with confidence.

Pack medication with care

If you take regular medication, ensure you bring more than enough for the duration of your holiday – plus a little extra, just in case. It's also a good idea to keep some in your hand luggage so you'll always have access, even if your checked bags go astray. Take a look at our page on travelling with medication for more advice.

Research your destination thoroughly

A little preparation can make a big difference. Look into accessibility at your accommodation, the availability of lifts or step-free access, and what local amenities are nearby. This will help ensure an enjoyable and comfortable stay

Speak with your doctor beforehand

Before you travel, have a chat with your GP. They can confirm you're fit to fly, provide any health advice, and let you know if you need specific vaccinations or documents for your trip.

Be mindful of the climate

Check the weather conditions at your destination throughout the year. Choosing a time of year with milder temperatures will help you avoid extremes of heat or cold.

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How to book travel insurance

To book a travel insurance policy if you are over 90 or 95, simply click on the get a quote button below.

You will then be taken to a form where you can choose your policy and fill out your trip and traveller details.

Next, follow our online screening process to declare any medical conditions. From there, follow the on-screen instructions to get your travel insurance policy booked.

Get a quote

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Let us answer your questions

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Find out more about the policy types available to you

Whether you need annual holiday insurance for over 90s to cover every getaway, or just one-off trip protection, we've got you sorted.

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Award-winning Insurance - take a look at our awards page for more detail.