Travel Insurance for Kidney Transplant patients
At Holiday Extras, we understand that the idea of travelling can appear to be a bit of a challenge when you have had chronic kidney (renal) failure and have undergone a kidney transplant. Finding the ideal travel insurance policy for you might seem one of too many things to consider when it really needn't be.
How do I declare my condition?
When taking out any travel insurance policy, we always ask if you have any pre-existing medical conditions and we like to keep things as straightforward as possible for you. We want to make sure you feel at ease when disclosing the sensitive details of your recent medical history.
Here are some examples of questions you might be asked when being screened for kidney failure and/if you've had a transplant:
- How often are you being monitored for your kidney problem?
- How long is it since you had your transplant?
- Have you had any episodes of rejection within the last year?
- Has your doctor altered your medication within the last 2 months?
Although medical travel insurance is completed via our online screening system, in some slightly more complicated cases, you might have to declare your condition over the phone to one of our brilliant insurance specialists.
|Emergency medical and repatriation expenses|
|Curtailment and loss of holiday|
|Passport and other documents|
|Baggage Delay (outward journey)|
|Legal costs and expenses|
|Scheduled airline failure|
|End supplier failure|
*Or as specified on your schedule
Our top tips:
- One of the most enjoyable things about going on holiday is sampling local cuisine. If you've previously undergone dialysis treatment and after your kidney transplant, most people enjoy a much more varied diet.
- The NHS website recommends to keep a "low salt, high fibre diet" and to prevent food poisoning by avoiding unpasteurised cheese, milk or yoghurt, raw eggs, as well as undercooked meats and fish.
- Keep all of your medication in a clear plastic bag and its original packaging. That way, when you pass through security at an airport, it's all ready for inspection.
- Make sure you're well and truly stocked up on your immunosuppressants. These counteract your body's potential rejection of your new kidney.
- Travelling often involves different time zones depending on your destination and can disrupt your medication schedule. We would advise you consult with your doctor about your medical schedule before travelling.
If you've still got some questions about life post-kidney transplant, then check out the websites of the NHS and Kidney Research UK.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.