HIV Travel Insurance
Here at Holiday Extras, we appreciate that it can be daunting trying to find travel insurance for a HIV positive diagnosis - which is why we're on a mission to make the experience as effortless as possible.
Our policies are designed to provide comprehensive cover, while keeping your pre-existing medical conditions in mind. Our team are on-hand to help provide a stress-free booking experience.
All policies come equipped with cover for medical emergency expenses, repatriation, and lost medication, as well as cover for cancellation and curtailment.
How do I declare my condition?
Our screening questions have been designed with you in mind. Our straightforward booking process will ease any issues and help you find the right cover for you.
Just pop your details into the engine at the top of the page, and you'll be taken through to the medical screening. From there, you'll be asked a few questions regarding your condition - if you're unsure of any answers, we recommend you check with your doctor for clarification.
To give you an idea of what you'll be asked, we may want to know:
- In the last three months have you started a new antiviral drug or is a new drug planned?
- What is your latest CD4 count?
- If you have been on antiviral treatment for more than three months, what is your latest viral load?
- Have you been advised to start or alter antiviral treatment but chosen not to?
- What is your latest CD4 count?
Travelling with HIV
Consult your GP or HIV specialist
It's always advisable to see your GP or specialist before travelling, as they'll be able to advise you on numerous things. This can range from special arrangements you may need on your flight to information on where you're travelling to. Your GP will also be able to provide you with a medical note confirming your medical status, as well as any medications you are currently taking, should you need proof of your condition or need to secure medication whilst abroad.
Do your own independent research
There are some invaluable resources online offering advice for travelling with HIV. Fit For Travel offer great general travel advice, all of which is backed by the NHS. Both Aidsmap and HIVTravel give comprehensive information on any entry restrictions there may be in the destinations you're travelling to.
Pack enough medication for the entirety of your trip
By packing enough medication for the entirety of your trip, you'll eliminate any potential barriers that may occur when trying to secure a prescription abroad.
Translate important medical documents
In countries where English is not widely spoken, you may want to consider taking translated copies of your medical documents to further ease getting a prescription, should you inexplicably run out of medication.
Get necessary vaccines
Travelling to certain countries will require you to get appropriate vaccinations. The Centers of Disease Control and Preventaion state that those with HIV without severe immunosuppresion are subject to the same rules as any other traveller and should be vaccinated as such. Dependant on your CD4 count at the time, you may need booster vaccines before travelling. Your treatment specialist will be able to advise further on this.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.