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HIV Travel Insurance

Here at Holiday Extras, we appreciate that it can be daunting trying to find travel insurance for a HIV positive diagnosis - which is why we're on a mission to make the experience as effortless as possible.

Our policies are designed to provide comprehensive cover, while keeping your pre-existing medical conditions in mind. Our team are on-hand to help provide a stress-free booking experience.

All policies come equipped with cover for medical emergency expenses, repatriation, and lost medication, as well as cover for cancellation and curtailment.

How do I declare my condition?

Our screening questions have been designed with you in mind. Our straightforward booking process will ease any issues and help you find the right cover for you.

Just pop your details into the engine at the top of the page, and you'll be taken through to the medical screening. From there, you'll be asked a few questions regarding your condition - if you're unsure of any answers, we recommend you check with your doctor for clarification.

To give you an idea of what you'll be asked, we may want to know:

  • In the last three months have you started a new antiviral drug or is a new drug planned?
  • What is your latest CD4 count?
  • If you have been on antiviral treatment for more than three months, what is your latest viral load?
  • Have you been advised to start or alter antiviral treatment but chosen not to?
  • What is your latest CD4 count?

Travelling with HIV

Consult your GP or HIV specialist

It's always advisable to see your GP or specialist before travelling, as they'll be able to advise you on numerous things. This can range from special arrangements you may need on your flight to information on where you're travelling to. Your GP will also be able to provide you with a medical note confirming your medical status, as well as any medications you are currently taking, should you need proof of your condition or need to secure medication whilst abroad.

Do your own independent research

There are some invaluable resources online offering advice for travelling with HIV. Fit For Travel offer great general travel advice, all of which is backed by the NHS. Both Aidsmap and HIVTravel give comprehensive information on any entry restrictions there may be in the destinations you're travelling to.

Pack enough medication for the entirety of your trip

By packing enough medication for the entirety of your trip, you'll eliminate any potential barriers that may occur when trying to secure a prescription abroad.

Translate important medical documents

In countries where English is not widely spoken, you may want to consider taking translated copies of your medical documents to further ease getting a prescription, should you inexplicably run out of medication.

Get necessary vaccines

Travelling to certain countries will require you to get appropriate vaccinations. The Centers of Disease Control and Preventaion state that those with HIV without severe immunosuppresion are subject to the same rules as any other traveller and should be vaccinated as such. Dependant on your CD4 count at the time, you may need booster vaccines before travelling. Your treatment specialist will be able to advise further on this.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.

Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register