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Why you need to declare your medical conditions on your travel insurance

Pre-existing medical conditions are not often covered by standard travel insurance policies and in failing to do so, you run the risk of invalidating any claims you need to make that relate to your pre-existing medical condition. As such it's imperative that you declare them when taking out such a policy, and secure a medical travel insurance policy that covers existing medical conditions.

Common conditions that need to be declared

Medical conditions that you will need to declare to claim travel insurance range from high cholesterol to cancer, and also include conditions or diagnoses that have recently occurred, such as a heart attack or stroke. These all present an 'increased risk' of needing medical treatment abroad and as such, are required to be declared when booking travel insurance. Though not immediately obvious, you will also need to declare 'manageable conditions' such as diabetes and asthma, conditions which travel and flying may present adverse effects.

When going through your health screening for medical travel insurance, answer all questions honestly as this will strengthen your claim, should you need to make one.

Why choose Holiday Extras for your medical travel insurance?

  • - Over 40 years experience selling travel insurance.
  • - Voted best insurance provider 15 years running.
  • - Tailored policies to suit your personal requirements.
  • - UK-based contact centre and 24/7 helpline.

How do I declare my pre-existing medical condition?

To declare any pre-existing medical conditions, simply enter your travel details at the top of this page to be taken through to our medical screening process. This should only take a few minutes, and all your information with be treated with the utmost care and confidentiality.

Compare medical travel insurance cover levels:

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.

Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register