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Why you need to declare your medical conditions on your travel insurance
Pre-existing medical conditions are not often covered by standard travel insurance policies and in failing to do so, you run the risk of invalidating any claims you need to make that relate to your pre-existing medical condition. As such it's imperative that you declare them when taking out such a policy, and secure a medical travel insurance policy that covers existing medical conditions.
Common conditions that need to be declared
Medical conditions that you will need to declare to claim travel insurance range from high cholesterol to cancer, and also include conditions or diagnoses that have recently occurred, such as a heart attack or stroke. These all present an 'increased risk' of needing medical treatment abroad and as such, are required to be declared when booking travel insurance. Though not immediately obvious, you will also need to declare 'manageable conditions' such as diabetes and asthma, conditions which travel and flying may present adverse effects.
When going through your health screening for medical travel insurance, answer all questions honestly as this will strengthen your claim, should you need to make one.
Why choose Holiday Extras for your medical travel insurance?
Holiday Extras travel insurance is available on single trip and annual travel insurance policies, in the UK, Europe and worldwide. Specific medical cover for cruises is also available. We cover the majority of pre-existing medical conditions and all conditions will be considered.
- - Over 25 years experience selling travel insurance.
- - Voted best insurance provider 12 years running.
- - Tailored policies to suit your personal requirements.
- - Policies with no excess available.
- - UK-based contact centre and 24/7 helpline.
- - All medical conditions considered.
How do I declare my pre-existing medical condition?
To declare any pre-existing medical conditions, simply enter your travel details at the top of this page to be taken through to our medical screening process. This should only take a few minutes, and all your information with be treated with the utmost care and confidentiality.
Compare medical travel insurance cover levels:
Our travel insurance for pre-existing medical conditions is available at bronze, silver, gold and platinum levels.
Baggage cover | ||||
Cancellation cover | ||||
Medical cover | ||||
Excess charge | ||||
Lost passport | ||||
Personal money | ||||
Wedding cover | ||||
Gadget cover |
- Find more information about cover for your condition below:
- Medical Insurance Homepage
- Allergies Travel Insurance
- Angina Travel Insurance
- Arthritis Travel Insurance
- Asthma Travel Insurance
- Brain Tumour Travel Insurance
- Breast Cancer Travel Insurance
- Broken Bones Travel Insurance
- Cancer Travel Insurance
- COPD Travel Insurance
- Crohn's Disease Travel Insurance
- Dementia Travel Insurance
- Depression Travel Insurance
- Diabetes Travel Insurance
- Disability Travel Insurance
- DVT Travel Insurance
- Epilepsy Travel Insurance
- Fibromyalgia Travel Insurance
- Heart Condition Travel Insurance
- High Blood Pressure Travel Insurance
- HIV Travel Insurance
- Gall Stones Travel Insurance
- Lung Cancer Travel Insurance
- Lupus Travel Insurance
- MS Travel Insurance
- Myeloma Travel Insurance
- Prostate Cancer Travel Insurance
- Stroke Travel Insurance
- Children with medical conditions:
- Travel Insurance Child with Medical Conditions
- Travel Insurance for Child with Autism
- Travel Insurance for Child with Cystic Fibrosis
- Travel Insurance for Child with Heart Conditions
- Travelling with a Disabled Child
- Child Travelling with Medication
- Additional information:
- Do you have to declare medical conditions for travel insurance?
- Are mental health conditions classed as a pre-existing medical condition?
- What is classed as a pre-existing medical condition?
- What medical conditions can stop me from flying?
- Travelling with Arthritis
- Travelling with Diabetes
- Travelling with Medication
- Guide to Flying with Back Pain
- Which countries have the best medical care?
- Deep Vein Thrombosis when Travelling
- Senior Travel Insurance with Medical Conditions
- Travel vaccinations:
- Travel Vaccinations
- BCG Tuberculosis Vaccine
- Cholera Vaccine
- Hepatitis A Vaccine
- Hepatitis B Vaccine
- Japanese Encephalitis Vaccine
- Meningitis Vaccine
- Polio Tetanus and Diphtheria Vaccine
- Rabies Vaccine
- Typhoid Vaccine
- Yellow Fever Vaccine
- Upgrade your policy with extra cover to suit how you like to travel:
- Business Travel Insurance
- Gadget Travel Insurance
- Cruise Travel Insurance
- Golf Travel Insurance
- Wedding Travel Insurance
- Excess Waiver Travel Insurance
- Car Hire Excess Cover
- Extreme Sports Travel Insurance
- Water Sports Travel Insurance
- Winter Sports Travel Insurance
- Travel insurance homepage
- Travel insurance FAQs
- Our cover levels:
- Basic cover policy
- Standard cover policy
- Premium cover policy
- Our policies:
- Single Trip Travel Insurance
- Annual Travel Insurance
- Latitude Medical Travel Insurance
- Coach Travel Insurance
- European Travel Insurance
- Worldwide Travel Insurance
- Cheap Travel Insurance
- Compare Travel Insurance
- Cheap Travel Insurance Europe
- Cheap Travel Insurance Worldwide
- Family travel:
- Children's Travel Insurance
- Family Travel Insurance
- Pregnancy Travel Insurance
- Single Parent Travel Insurance
- Under 16 Travel Insurance
- Under 18 Travel Insurance
- Single-Trip Family Travel Insurance
- Annual Family Travel Insurance
- Over 50's Travel Insurance
- Over 65's Travel Insurance
- Over 65's Travel Insurance
- Over 70's Travel Insurance
- Over 75's Travel Insurance
- Over 80's Travel Insurance
- Over 85's Travel Insurance
- Student travel:
- Backpacker Travel Insurance
- Gap Year Travel Insurance
- Nomad Travel Insurance
- School Trip Travel Insurance
- Student Travel Insurance
- Volunteering Abroad Travel Insurance
- Working Holiday Insurance
- Sports cover:
- Sports Travel Insurance
- Adventure Travel Insurance
- Camping Travel Insurance
- Football Travel Insurance
- Horse Riding Travel Insurance
- Hiking Travel Insurance
- Kayaking Travel Insurance
- Kitesurfing Travel Insurance
- Motorcycle Travel Insurance
- Mountain Biking Travel Insurance
- Off-piste Ski Travel Insurance
- Safari Travel Insurance
- Sailing Travel Insurance
- Scuba Diving Travel Insurance
- Ski Travel Insurance
- Snowboarding Travel Insurance
- Surfing Travel Insurance
- Trekking Travel Insurance
- Windsurfing Travel Insurance
- Further information:
- Annual Cruise Travel Insurance
- Brexit and Travel
- Couple's Travel Insurance
- EHIC Information
- End Supplier Failure Cover
- Group Travel Insurance
- Holiday Cancellation Insurance
- Independent Travel Insurance
- Interrail Travel Insurance
- International Travel Insurance
- Long Term Travel Insurance
- Senior Travel Insurance
- Travel Health Travel Insurance
- Weekend Travel Insurance
- What Happens If You Miss Your Flight?
- Travel insurance advice for your destination:
- European Travel Insurance
- Worldwide Travel Insurance
- UK
- Africa
- Australia
- Austria
- Bali
- Bangkok
- Barcelona
- Bhutan
- Brazil
- Budapest
- Canada
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- Norway
- Peru
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- Prague
- Romania
- Russia
- Scotland
- Singapore
- Spain
- South Africa
- Sri Lanka
- Switzerland
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- Thailand
- Tenerife
- Tunisia
- Turkey
- Uganda
- USA
- Vietnam
- e-Passport
- Visa Waiver Program
- ESTA
- B1 visa
- B2 visa
Holiday Extras Cover Ltd is authorised and regulated by the Financial Conduct Authority. Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address: Ashford Road, Newingreen, Kent CT21 4JF.
Holiday Extras Cover Ltd is underwritten by Travel Insurance Facilities plc which is authorised and regulated by the Financial Conduct Authority. Registered address: 2nd Floor, 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Company number 03220410.