Is a mental health disorder classed as a pre-existing condition?

Both physical and mental health conditions need to be listed as pre-existing conditions when applying for travel insurance as both of these may need treatment when abroad.

Over a third of people have mental health disorders in their lifetimes, and so it is vital to understand how these can affect your travel insurance.

Declaring your mental health condition

Any mental health disorder that you have that needs medicating or affects your everyday life needs to be declared when booking travel insurance. The most common mental health disorders include:

• Anxiety and Panic Disorders
• Depression
• Bipolar Disorder
• Schizophrenia
• Obsessive Compulsive Disorder
• Eating Disorders such as Anorexia and Bulimia
• Tourettes Syndrome
• Psychosis

How to declare any pre-existing medical conditions

Declare any pre-existing medical conditions via our discreet online screening process.