Holiday Insurance for Over 70's

Not all insurers cover over-70s, but at Holiday Extras we offer holiday insurance for seniors, with our single-trip policies having no upper age limit and other policy options available.

We cover most pre-existing medical conditions and provide emergency assistance for the duration of your trip. Choose from bronze, silver or gold cover levels and book the right policy for you from Holiday Extras.

Whether you're off on worldwide adventures or need UK holiday insurance for over-70s, our policies cover the UK & Channel Islands, Europe, Australia & New Zealand and more.

Do senior policies have an upper age limit?

The upper age limit can vary depending on the policy type that you choose and the type of activities that you wish to do during your trip.

Single Trip policy - no upper age limit

Annual policy - maximum age 85 years old

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What's included when you insure your holiday with us

If you've decided to go on holiday, the last thing you want to be worrying about is something going wrong.

Travel insurance helps protect you financially if something unexpected happens on your trip – like lost bags, cancelled holidays or medical emergencies.

You can also ask SYD (our AI document assistant) who can answer questions about your policy.

• Emergency Medical Cover - If you fall ill or are injured, you can focus on your recovery, secure in the knowledge that we'll cover your medical expenses.


• Trip Cancellation and Curtailment - Having to cancel or cut short your holiday is never nice, let alone the sting of a financial loss. With our cover, you can be rest assured that cancellation cover is in place should you unexpectantly fall ill. When your cancellation cover begins will be dependent on the policy type you choose.


• Personal Possession cover - Personal possessions cover protects your belongings against loss, theft or damage, so the items that matter the most to you can be replaced or reimbursed.

Cover is subject to the terms and conditions of your policy and the authorisation the emergency assistance team.

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Holiday Insurance for Over-70s with Pre-Existing Medical Conditions

We don't think having a medical condition should hold you back from enjoying a well-deserved break. At Holiday Extras, we believe everyone should enjoy a hassle-free holiday, which is why we consider most medical conditions.

You'll need to declare any pre-existing conditions when booking your insurance. Visit our dedicated page on travelling with medical conditions for further information.

What is classed as a pre-existing medical condition?

A pre-existing medical condition is defined as an illness, injury or condition that exists before, or at the time, you take out an insurance policy. Even if some conditions have resolved, or you feel well, we may still need to assess them. This is so that we can provide you with the right level of cover.

Some common conditions that will need to be declared when you buy insurance can include:

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Top tips for travelling in your 70's

Here's some tips for getting the most out of your trip:

Travel at quieter times

For a more peaceful and relaxing break, try to travel outside of peak seasons and school holidays to avoid the crowds.

Learn a few local phrases

Not only will the locals appreciate it but, it can really help when it comes to communication and navigating unfamiliar situations.

Choose quality travel insurance

It's essential to have a reliable travel insurance policy in place before your trip. At Holiday Extras, we offer award-winning cover to protect you from the unexpected.

Pack and prepare medication

If you take regular medication, be sure to pack enough for your trip – plus some extra, just in case. It's also wise to carry a spare supply in your hand luggage, in case your checked bags take a wander!

Research your destination

A bit of extra research into your accommodation and the local area can go a long way. Look into accessibility, available amenities, and potential noise levels to help ensure a comfortable and enjoyable stay.

Check in with your doctor

If you have a medical condition, it's a good idea to speak with your doctor before travelling. They can help address any concerns, confirm you're fit to travel, and advise on any necessary vaccinations.

Consider the climate

Research the weather for your destination throughout the year to help you pick the best time to travel – and avoid extreme heat or cold.

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How to book travel insurance

To book a travel insurance policy if you are over 75, simply click on the get a quote button below.

You will then be taken to a form where you can choose between a single or an annual policy and fill out your trip and traveller details.

Next, follow our online screening process to declare any medical conditions. From there, follow the on-screen instructions to get your travel insurance policy booked.

Get a quote

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Let us answer your questions

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Find out more about the policy types available to you

Whether you need annual holiday insurance for over 70s to cover every getaway, or just one-off trip protection, we've got you sorted.

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Award-winning Insurance - take a look at our awards page for more detail.