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Activity Cover Checker

Check if your activity is covered

Not sure if your holiday activity is covered? You're not alone.

That's why we've made this clear, easy-to-use list of popular activities and whether they're covered by your travel insurance.

Whether it's a beach adventure, a mountain trek or something in between, we'll help you check if you're covered — fast.






To put it simply


'Yes' - Your activity is covered!


'Refer' - Only certain circumstances will be covered, please call up to check.


'Excluded' - We do not provide cover for this activity and any claims relating to it.


'Without cover for personal accident and Personal Liability' - You are covered for this activity but will not entitled to any benefit payable under the Personal Accident and personal liability section.


'With Extended Risk Activities add on' - This activity is covered, provided you have purchased the Extended Risk Activities add on.


'With Winter Sports add on' - This activity is covered, provided you have purchased the Winter Sports add on.

An additional premium per person will apply for Extended Risk Activities and Winter Sports Add On.


Please read your policy documents for full information on what's covered.




A woman in scuba diving gear, sitting on a boat, checking her phone.Just ask SYD logo - a purple badge with a yellow border, the word SYD in bold white letters, and two sparkles in the top right corner.

Activity list correct as of May 2025

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.

Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk