Award-winning Travel Insurance
Award-winning, flexible Travel Insurance.
With 40 years experience selling holiday insurance, over half a million policies sold annually, and the recipient of Globe's Best Insurance Provider 15 years running, it's safe to say we know a thing or two about travel insurance. That's why, at Holiday Extras we've put together three levels of cover that can be tailored specifically to your individual needs.
What travel insurance do you require?
Single Trip Travel Insurance
Coverage for single-trips, protecting against unexpected events, emergencies, and trip cancellations.
Get coveredAnnual Travel Insurance
Our annual multi-trip policies cover you for an unlimited number of trips over a twelve month period.
Get coveredCruise Travel Insurance
Our Cruise cover offers specific coverage for potential risks and issues that may arise on a cruise holiday.
Get coveredFour reasons to choose Holiday Extras for your travel insurance
- Three cover levels to suit your travel needs and budget
- UK cover available for those not travelling internationally
- Extras including gadget cover, winter sports available.
- Voted best insurance provider by the Globe Travel Awards 15 years running
- Rated Excellent on Trustpilot
- Recommended and used by over 500 travel agents
- We cover 1000s of medical conditions
- Unlimited medical cover on Gold policies
- 24/7 online confidential medical screening
- Cruise-specific policies available
- Cruise cover for itinerary change, cabin confinement and abandonment
- Cover for your unused excursions
"We've tried to make it as simple as possible to get you and your trip protected. With three levels of cover to suit you and your trip, you can focus on enjoying your holiday, hassle-free."
Howard Dove, MD of Holiday Extras Cover
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits, ranging from a simple and essential plan to a more comprehensive premium plan. Be sure to read through the Policy Documents for more comprehensive cover details.
Making a claim
For comprehensive information on how to make a claim, please visit our dedicated Travel Insurance Claims Help & Support page.
Policy documents
We've compiled all of our Policy Documents on to one concise page, allowing you to fully understand what you're covered for.
Medical Conditions
Medical travel insurance
If you currently have a pre-existing medical condition, or have previously had one, then you will need to declare your condition(s) via our confidential medical screening process.
Holiday Extras features on the Money Helper travel insurance directory, which the FCA (Financial Conduct Authority) has confirmed meets its criteria for addition to the 'medical cover firm directory'. For more more information can be found on the Money Helper website. If you have a serious medical condition or multiple conditions, we will endeavour to find a policy that both covers your needs and suits your exacting requirements.
Holiday cancellation and curtailment
If you can't go on your holiday for unforeseeable circumstances or reasons beyond your control, you may be able to claim on holiday cancellation cover to reimburse any money you lose out on by having to cancel your trip. Be sure to read through the Policy Documents for more detail on what you may be covered for.
Depending on the total cost of your holiday — from money spent on flights and airport transfers, to accommodation and pre-paid expenses for excursions — you can select a cover level which appropriately covers the amount paid by a traveller to go on the trip.
We offer cover which can pay up to £5,000 for your share of any lost pre-paid expenses which you cannot get back or be transferred.
If you have to cut your trip short (curtailment) if any of the following reasons happen while on your trip: a family member, travelling companion or business associate becomes ill, injured or dies. You might be called for jury service, or be a member of HM Forces and have your leave orders cancelled.
Missed departure
You can claim on your travel insurance if you are late checking in at your international destination for any of the following reasons:
- If you miss your pre-booked departure from your home country (outbound) because your flight, train, bus or boat (public service) was delayed, cancelled, or affected by extreme weather or a strike.
- If while on the way to the airport your car breaks down, or you're involved in an accident and makes you miss your departure.
If any of the following scenarios happen we will pay you up to £1,000 for both a missed departure or a missed connection.
Baggage
It can be one of the most stressful and irritating situations to happen while you're on holiday. Sadly, it does happen. Losing your luggage while in transit — either by the airline, or a transfer — is the last thing you want to happen.
Backpacker
Discover a world of adventure as a backpacker, with the perfect companion by your side – Backpacker travel insurance. For more information, including detailed information on how to book, please visit our dedicated Backpacker travel insurance page.
Car Hire Excess Insurance
Protect your excess on your holiday car hire, with Holiday Extras' Car Hire Excess Insurance. This includes cover against misfuelling, theft, possession loss, key cover, and breakdown recovery.
Additional cover options
Gadget cover
Make sure all your technology is insured and protected while you're away with our handy gadget cover. With three different levels to choose from, you can get varying protection to mirror the value of your gadgets. We offer cover against loss, accidental damage, malicious damage and unauthorised usage.
We have a great and varied selection of optional cover you can add on to your travel insurance policy for extra safety. Depending on the type of holiday you're going on, what you will be bringing with you or what you plan on doing, we can offer flexible cover which you can add on to your policy as you see fit.
Winter Sports
We want to make sure you are covered for whatever winter sports activity you choose. Our winter sports add-on provides extra cover in place if you plan on skiing, snowboarding, outdoor ice-skating, ice-windsurfing or snowmobiling.
Contact information
If you need to make a claim:
Please consult our claims page for in-depth instructions on how to make a claim.
To amend or cancel your policy:
Please visit: www.holidayextras.co.uk/insurance-support or contact Your travel agent that You purchased the Policy from.
If you wish to make a complaint
We understand things don't always go to plan, and we're here to help however we can. If you wish to make a complaint, please visit our dedicated complaints page and follow the instructions provided.
Emergency Assistance for customers abroad:
24 hours, 7 days a week
Tel: +44 (0) 1403 788 718 (if You are anywhere except the USA, Canada or Mexico)
Tel: +1-844-780-0494 (toll free if You are in the USA or Canada)
Tel: 00 1 819 780 0494 (if You are in Mexico)
FAQs
Finding and booking travel insurance can be a potentially confusing and time-consuming affair. That's why we've put together a list of the top insurance queries, so you can spend less time being confused and more time getting on with your holiday plans. For a comprehensive list of our most frequently asked questions please consult our Travel Insurance FAQ page.
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Last updated: 25th October 2023
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register