Annual Multi-Trip Travel Insurance

Travel insurance from as little as 10p per day*

Speedy Online Quote

You can get a quote in a couple of minutes online but if you'd prefer to talk to someone our number is 0333 016 5269. Our team are on-hand Mon–Fri 9am to 8pm, Sat-Sun 9am to 5pm. Calls to 03 numbers cost the same as calls to standard UK landlines (01 or 02). That means: From landlines, around 2p–10p per minute - often included in your call package. From mobiles: around 10p–40p per minute, usually included in your bundled minutes too. So in most cases, if you’ve got inclusive minutes, there’s nothing extra to pay.


Getting away more than once this year? Lucky you. Our Annual Multi-Trip travel insurance will cover you for multiple trips throughout the year, saving you the hassle of buying travel insurance each time. The more you travel, the more you can save.

Why choose annual travel insurance?

If you're looking to make your travel plans simpler and enjoy peace of mind throughout the year, annual travel insurance offers a great solution. Here are some reasons an Annual Multi-Trip policy may be for you:


Unlimited adventures, one policy


Take as many trips as you like in 12 months–no extra hassle, just one annual policy. Weekend getaway? Business trip? UK staycation? Big family holiday? You're covered.**

Money-saving


Planning two or more trips in the next 12 months? An annual policy could save you around 16%***. The more you travel, the more you can save.

One policy = Less hassle


An annual policy saves you the hassle of buying travel insurance every time you take a trip. Whether you're heading abroad or taking a short break in the UK, one policy keeps you covered for a full 12 months.


Trustpilot


How long can I go away with an Annual Multi-Trip policy?

Your trip duration depends on the cover level you choose.

Bronze Silver Gold
22 days max trip duration 31 days max trip duration 45 days max trip duration (31 for cruises)
*Unless you have paid to change your trip duration and this is shown on your policy schedule

Always check that your individual trips do not exceed the length of time allowed under your chosen cover level.

Taking a cruise? If you've chosen an annual cruise policy and are planning a trip longer than 31 days, you can add our Trip Extension Cover to increase your cover up to 45, 60 or 90 days.


Where can I travel to with an Annual Multi-Trip policy?


When booking an Annual Multi-Trip policy, you will need to select the area you will be travelling to. Choose from Europe, Worldwide exc USA, Canada, Mexico and the Caribbean or Worldwide inc USA, Canada, Mexico and the Caribbean. The destinations are broken up into these zones due to the variation in medical costs, which can have an impact on policy price.


Senior man lounging in a deck chair on a tropical beach under a parasol, enjoying a drink by the sea—highlighting the importance of annual travel insurance covering medical conditions for relaxing and stress-free holidays abroad.

Travel Insurance with Medical Conditions

It's important to get the right level of cover for your trip, especially when travelling with pre-existing medical conditions. We believe everyone deserves a hassle-free holiday. That's why we consider all medical conditions.

When booking travel insurance including pre-existing medical conditions, you’ll need to declare any conditions that you have. This can be done through our simple online screening. Our friendly UK-based team are also on hand to help, should you need it. To find out more, visit our page dedicated to travelling with medical conditions.



Let us answer your questions




someone playing volleyball. Text overlay reads: We paid out over £10.4m in claims last year – to smart travellers who expected the unexpected.


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*10p per day lead price is based on an individual traveller with an average age of 45 travelling to Europe Inc on a bronze annual policy. Lead price does not include any medical premiums or additional upgrades. Price correct as of 22/04/2026.

**You're covered subject to having the correct level of cover.

***This saving is calculated when comparing a worldwide Annual Multi-Trip policy to two Single worldwide policies between July 2024 – June 2025.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.

Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.

Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk

Our flight delay cover is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services Limited.