Travel Insurance for Deafness
At Holiday Extras it's our aim to deliver comprehensive travel insurance policies that cover for a wide range of pre-existing medical conditions. As a traveller who is hard of hearing or who suffers from deafness, this shouldn't prevent you from enjoying your holiday with peace of mind, knowing that you are insured in case of a medical emergencies or baggage loss.
Are you curious to know what our previous customers had to say about our travel insurance? Check out our reviews, for more information before taking out a policy.
How do I declare my condition?
Declaring pre-existing medical conditions like deafness is a simple process. When making a quote, you will be asked a brief set of questions pertaining to your general medical history, the answer to which are handled in strict accordance with data protection laws. It's important to answer honestly, as based on the answers you give, we will be able to return an accurate quote for your policy.
How do we calculate the price of your policy?
In order to give you an accurate quote, our insurance experts take into account a number of factors:
- Level of risk - The nature and severity of your condition is determined from the answers given at the screening process.
- Age - Your age is also considered when producing a quote, as generally speaking, the likelihood of having to make a claim increases the older a traveller is.
- Destination -This factor plays an important role in accurately determining your quote as in certain countries, healthcare and emergency medical treatment can be extremely expensive. For this reason, you may find that the policy price to such a destination will be slightly higher, to accomodate for more costly emergency medical expenses.
Travelling with Deafness
Overcoming the language barrier - If you are travelling to a country where English is not so widely spoken, then your ability to lip read will naturally be more limited. There are however some helpful tools like Google voice translate, which can decipher what's being said and translate it into english text on the screen. It's also a good idea to have a pen and paper handy for written communication. In situations where none of the above methods work, using gestures and even drawing pictures can be a surprisingly effective way of communicating.
Don't be afraid to ask for help - Unfortunately many places aren't adequately equipped to cater for deaf people. For example, many train stations may not have enough visual aids to communicate information, or may make important announcements only over the tannoy. In such circumstances, asking for help from staff or other travellers can be effective in getting the information you need for you journey and avoiding stress.
Looking for information regarding a different condition?
Be sure to have a read up on our pre-existing conditions travel insurance.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited
Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.
The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.