What holiday insurance do I need?

By Michael Johnson

Holiday insurance is a must for any holidaymaker, especially so for those travelling with a baby and young children.

As much as we all believe it will never happen to us, medical emergencies and accidents do happen, and can spoil our holiday. Travelling overseas without cover is a lottery, and one that travellers with children should avoid at all costs.

Imagine if your little one contracts a serious illness or suffers an accident while overseas. The Foreign and Commonwealth Office provides an overview of the costs incurred for medical treatment for those that are uninsured, with repatriation from Europe alone setting you back between £12,000 and £16,000 on average.

The cost of cover for your family is minute in comparison. For a few extra pounds, you can head overseas safe in the knowledge that you are fully protected against loss and medical expenses. You even have the bonus of End Supplier Failure Cover, which means that if any part of your holiday, such as your hotel or airline, goes out of business, you will be fully covered.

But that's not all. As Andrea Clayton, head of insurance at HolidayExtras.com, adds: "We at HolidayExtras.com work hard to offer a wide range of holiday insurance to suit all travel needs, with complete protection available at an affordable price. And, to help family travellers make their holiday budgets stretch even further, we provide FREE cover for children up to the age of 18."

So, make sure you and your family are fully protected next time you travel by booking your holiday insurance with HolidayExtras.com. Travelling without it surely is a risk too far.

Remember to book your airport parking, airport hotels and airport lounges with HolidayExtras.com.