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Travel Insurance from Holiday Extras

Welcome back to holidays! Our flexible policies, with three different levels of cover are here to help you travel hassle-free in the new normal.

With over 30 years' experience selling holiday insurance, half a million policies sold annually and the recipient of Globe's Best Insurance Provider twelve years running, it's safe to say we know a thing or two. That's why, at Holiday Extras we've put together three levels of cover that can be tailored specifically to your individual needs.

Book on or offline! We have over 30 trained insurance specialists, as well as an Insurance Support Page waiting to help you book the perfect policy and answer any questions you may have.

We've also put together the Holiday Extras' Hassle-free Holiday Hub, your one-stop shop for information to get you prepared for travel returning.

Travel insurance and the FCDO

As a result of COVID-19 risks, from Midday 26th November 2021, the following countries have been placed in the UK "Red" country list:


As such, no cover will apply for:

  • Travel to any of these destinations (where travel commenced after the announcement), or
  • Cancellation of a trip due to the new Government advice, or
  • Curtailment of a trip or repatriation costs when returning early due to the new Government advice.
  • If you have purchased a policy which includes the Enhanced Covid cover extension, you will not be covered to travel into these countries or territories as they do not fall within the Geographical area of Europe.

What is Travel Insurance?

To put it simply, travel insurance or holiday insurance is a precaution. When going on holiday you invest money in your trip: from transport, parking, accommodation and luggage — not to mention your health too.

While no one wants to think about worst-case scenarios on holiday, it is worth having a safety net in place should something go wrong down the line that could potentially leave you out of pocket. That's why it's important to have the best travel insurance for your own specific needs.

Whether you need a single trip or annual travel insurance policy, or maybe you're setting sail and need cruise insurance — we have a wide array of comparable cover level options for you to choose from.

Alongside our trusted, reliable and comprehensive cover, Holiday Extras are also specialists for medical travel insurance. If you have a serious medical condition (or multiple conditions), our compassionate and understanding team will work with you to find you a policy that meets your requirements.

With over 99% of common conditions covered, we are proud to say that our specialist medical cover meets the requirements for inclusion on the Money Advice Service (MAS) travel insurance directory.

Four reasons to choose Holiday Extras as your travel insurance provider:

travel insurance 1. Flexible policies
travel insurance 2. Trusted providers
medical insurance 3. Medical specialists
travel insurance 4. Cruise cover specialists
Three cover levels to suit your travel needs Voted best insurance provider by the Globe Travel Awards 12 years running We will consider ALL medical conditions Cruise-specific policies available
UK cover available for those not travelling internationally Rated Excellent on Trustpilot Up to £15 million worth of medical cover We're partnered with the largest cruise lines
Single or Annual? Europe or Worldwide? Recommended and used by over 500 travel agents COVID cover included as standard Cruise cover for itinerary change, cabin confinement and abandonment
Extras including gadget cover, winter sports, extreme sports available. Award-winning Kent-based contact centre 24/7 online medical screening No upper age limit on single trip policies

Travel Insurance with COVID-19 cover

While travel restrictions are beginning to lift, we understand that this is still an unpredictable time. That's why at Holiday Extras, we offer travel insurance that provides COVID-19 cover on our Bronze, Silver and Gold policies as standard for specific events. As such, you are insured for the following:

Cancellation:

  • If the insured, their relative, a member of their household or travelling companion contract COVID-19 within 14 days of the booked departure date.
  • If the insured is denied boarding on pre-booked outward travel due to contracting COVID-19 following a medically approved test or having a confirmed temperature above 38.C.

Curtailment:

  • Death of a relative or member of the insured's household as a result of COVID-19.
  • Hospitalisation of a relative or member of insured's household requiring treatment with mechanical ventilation as a result of COVID-19.

Medical & Repatriation Expenses:

  • Cover for medical costs for any treatment and associated expenses required abroad as a result of contracting COVID-19 following a medically approved test (up to £15m), as long as they have not travelled against the advice of the FCDO*.

Enhanced COVID-19 protect

If you're looking for an increased level of cover, you can add our optional enhanced COVID-19 protect to your policy, including cover for:

FCDO cover:

  • Cover if customers wish to travel against the advice of the FCDO providing the advice is against "all but essential travel" solely as a result of COVID-19 and no other factors. This is only applicable for holidays within Europe.

Cancellation:

  • Cover for cancellation as a result of being contacted by NHS Test & Trace due to coming into contact with someone who has tested positive for COVID-19 and needing to self isolate, preventing the insured from making the outward journey.
  • Cancellation as a result of experiencing an adverse reaction to the COVID-19 vaccine within 14 days of departure resulting in the insured being unfit to travel as confirmed by a medical practitioner.
  • The insured being unable to complete their COVID-19 vaccination course before the scheduled departure date as a result of unforeseen illness.

Be sure to check both our policy documents and coronavirus travel insurance pages for a more in-depth breakdown of what our policies cover.

*Unless they have paid the Enhanced COVID-19 Cover premium.

Cheap Travel Insurance

Compare travel insurance cover levels

You can then choose from three levels of cover, each differently priced, ranging from a basic and essential cover to a higher, premium level of cover.
Here is a brief overview of some of the main upper limits and inclusions of each policy. Be sure to read through the Policy Documents for more comprehensive cover details.

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

What is the Money Advice Service (MAS) travel insurance directory?

The MAS directory will help you find a travel insurance provider if you have a serious medical condition.

The directory can't provide quotes itself - but it can direct you to specialist firms that can. All firms, such as Holiday Extras Cover Ltd are authorised and regulated by the Financial Conduct Authority (FCA) and have been through a rigorous selection process to prove their specialism. Holiday Extras Cover are proud to be featured in the directory.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.