Surfing travel insurance

If you're after the ultimate rush and are hitting up Bondi beach, or perhaps heading to the fierce Atlantic ocean off the Algarve, you'll want a sufficient travel insurance policy for your next surfing trip. Who knows when you might ding your board or get caught inside a wave.

Choosing Holiday Extras as your insurance provider

There are two main types of policy:

    Single trip - Covers one trip of up to 365 days. Worth getting if you know you're only likely to go abroad once in the year.

    Annual multi-trip - Provides cover for any number of trips taken throughout the year, up to 45 days at a time. Perfect for jet-setters and restless travellers.

With every policy, you'll need to specify whether you'll be travelling in Europe or worldwide. You'll also need to choose your level of cover:

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Booking your policy

Booking your policy couldn't be easier. Just fill out the quote form at the top of the page, select your level of cover, and any add-ons to your policy before making your payment. Then all you'll need to do is wait for us to email your travel insurance documents to you, and you're sorted!

Visit our HX blog for all things travel including the best destinations for water sports.

Common surfing injuries and how to avoid them

Lacerations to the head, lower legs and feet - Beginners are especially susceptible to cuts and bruises from falling off the board repeatedly, but over confident veterans are likewise not immune to these kinds of injuries. Wearing wetsuit boots can help protect your feet if you have to bail on sharp rock or coral, and some surfers even opt for a softer fin for their board.

Soft tissue strains - As a surfer, you are constantly making quick shifts in position, from lying down on the board to standing up, and as such, it's easy to strain your muscles and ligaments through over use. Make sure to do some proper stretches and warm up exercises before getting in the water.

Eye trauma - It's likely that while you're out on the waves, you'll be exposed to higher levels of UV light reflecting off the water's surface - up to 50%. For this reason, it's not always a good idea to surf during midday, when the sunlight is at its strongest.

Top surfing destinations in the world

Bondi Beach, Sydney -Located just 8km from Sydney town centre, Bondi beach is one of the most famous, sought after surfing location in the world.

Hanalei Bay, Hawaii - The largest bay on the north shore of Kaua'i island, Hanalei Bay is not only graced with timeless beauty, but also some of the most curvaceous barrels in the Hawaii surfing scene.

Jeffries Bay, South Africa - Located in the Eastern Cape town province, Jeffries Bay boasts the longest right-hand point-break on the planet.

Teahupo, Tahiti - An unassuming little village on the south-western coast of Tahiti, Teahupo'o was recently crowned the 'Worlds Heaviest Wave'. Veterans label Teahupo's surf as a 'freak of nature', with punishing waves and a ferocious swell. Definitely not for the faint-hearted.

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.