If you're setting sail on a cruise holiday, we can help to make sure you're covered for activities both at sea and on land. Our cruise policy offers extra cover for situations that would not normally be included in standard travel insurance. This includes things like missed port insurance, unused excursions and cabin confinement. Get covered for your trip today and step aboard without a worry.
Why choose cruise travel insurance?
Missed-port & itinerary disruption
We cover you if your cruise is unable to make a scheduled stop due to bad weather or time table restrictions.
Cabin confinement cover
We will pay you a benefit if illness or injury forces you to stay in your cabin and miss out on activities.
Unused excursion refunds
Receive compensation for paid shore excursions you are unable to take should you become injured or unwell.
Cancellation & 24/7 medical support
Enjoy up to £5,000 cancellation cover (upgradeable to £15,000) plus free AnywhereGP medical advice wherever you sail.
What's the maximum trip duration with a cruise policy?
All of our travel insurance policies – including annual and single trip – come with with standard set trip duration limits:
Want to stay away longer on a cruise annual policy? No problem.
We get it, 31 days isn't always enough. If you're looking to travel for longer, you can extend your cover to 45 or 60 days by adding our Trip Extension Cover – available exclusively with annual cruise policies.
It's important to get the right level of cover, especially when travelling with pre-existing medical conditions. We believe everyone deserves a hassle-free holiday. That's why we consider all medical conditions. You'll need to declare any pre-existing medical conditions when booking your insurance. Our Kent-based team are on hand to help you through the process, should you need it. For more information, visit our page dedicated to travelling with medical conditions.
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs.
We're thrilled to introduce AnywhereGP, powered by Air Doctor – your on-the-go medical solution abroad!
Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.
If you are going on a sea-going cruise, it's important that you take out cruise-specific insurance. This is so you are covered for any cruise-related situations that aren't included in standard travel insurance policies. For example, missed port departure, cabin confinement or even evening wear cover.
When you're out at sea, medical treatment can also come at a higher cost if you fall ill and need to be evacuated back to shore. Our cruise insurance offers reassurance in these unexpected circumstances. It's also good to be aware that most cruise companies will not allow you to board without evidence of a cruise insurance policy.
How do I buy my Cruise travel insurance?
1) Enter your details at the top of the page in the yellow booking form.
2) Press 'Search'.
3) On the next page, make sure to select 'Yes' on the 'Are you going on a cruise?' section or let our agent know you are going on a cruise, if you decide to call us.
4) Follow the on-screen instructions to buy your Cruise travel insurance policy.
Does cruise insurance cover medical conditions?
It's important to get the right level of cover when travelling with a medical condition. At Holiday Extras, we consider all medical conditions, and our team of experts are on hand to help you through the process.
When booking your cruise travel insurance, you will need to declare any pre-existing medical conditions.
Why can cruise insurance be more expensive?
Cruise insurance tends to be more expensive due to the nature of the holiday. For instance, if you were to fall ill on land you could call an ambulance but, if this were to happen at sea a helicopter would be needed to transport you back to land.
The price of cruise insurance can also vary depending on other factors. For example, where you are travelling to, your medical conditions, the length of your stay and your age.
When should I buy cruise travel insurance?
You'll want to secure your travel insurance as soon as possible after booking your holiday. This means that you will be covered for cancellation in the event of something happening before you go away. We think it's better to look forward to your holiday without worry.
If you currently have a pre-existing medical condition, or have previously had one, then you will need to declare your condition(s) via our confidential medical screening process.
If you haven't already, our online quote system will guide you through the process of declaring your medical conditions, and you'll get an instant decision on whether we can provide cover or not. For more detailed information, including amending or cancelling a policy, or how to make a claim, check out our Travel Insurance Help & Support page.
Money Helper
Money Helper Service Information
What is Money Helper?
Money Helper is run by the Money and Pensions Service (MaPS). MaPS is a free and impartial money advice service, set up by the Government to provide information and guides to help improve your finances. The Money Helper travel insurance directory has been created for people who have potentially been refused cover, had cover excluded, or received a high additional premium in connection to their medical conditions, to allow them to shop around alternative providers. All providers listed on the directory are authorised and regulated by the Financial Conduct Authority (FCA).
Holiday Extras Cover Ltd are proud to have passed the rigorous selection process and feature as one of the travel insurance providers listed in the directory.
How can I access the Money Helper Directory?
By Phone - call 0800 138 7777, they are open Monday - Friday 8am to 6pm
Online - you can visit the online travel insurance Money Helper Directory for a full list of participating travel insurance brands.
Tel: +44 (0) 1403 788 718 (if You are anywhere except the USA, Canada or Mexico)
Tel: +1-844-780-0494 (toll free if You are in the USA or Canada)
Tel: 00 1 819 780 0494 (if You are in Mexico)
Make a complaint
If you wish to make a complaint
We understand things don't always go to plan, and we're here to help however we can. If you wish to make a complaint, please visit our dedicated complaints page and follow the instructions provided.
Policy documents
We've compiled all of our Policy Documents on to one concise page, allowing you to fully understand what you're covered for.
Medical Conditions
Money Helper
Making a claim
Contact information
Make a complaint
Policy Documents
Medical travel insurance
If you currently have a pre-existing medical condition, or have previously had one, then you will need to declare your condition(s) via our confidential medical screening process.
If you haven't already, our online quote system will guide you through the process of declaring your medical conditions, and you'll get an instant decision on whether we can provide cover or not. For more detailed information, including amending or cancelling a policy, or how to make a claim, check out our Travel Insurance Help & Support page.
Money Helper Service Information
What is Money Helper?
Money Helper is run by the Money and Pensions Service (MaPS). MaPS is a free and impartial money advice service, set up by the Government to provide information and guides to help improve your finances. The Money Helper travel insurance directory has been created for people who have potentially been refused cover, had cover excluded, or received a high additional premium in connection to their medical conditions, to allow them to shop around alternative providers. All providers listed on the directory are authorised and regulated by the Financial Conduct Authority (FCA).
Holiday Extras Cover Ltd are proud to have passed the rigorous selection process and feature as one of the travel insurance providers listed in the directory.
How can I access the Money Helper Directory?
By Phone - call 0800 138 7777, they are open Monday - Friday 8am to 6pm
Online - you can visit the online travel insurance Money Helper Directory for a full list of participating travel insurance brands.
Tel: +44 (0) 1403 788 718 (if You are anywhere except the USA, Canada or Mexico)
Tel: +1-844-780-0494 (toll free if You are in the USA or Canada)
Tel: 00 1 819 780 0494 (if You are in Mexico)
Make a complaint
If you wish to make a complaint
We understand things don't always go to plan, and we're here to help however we can. If you wish to make a complaint, please visit our dedicated complaints page and follow the instructions provided.
Policy Documents
We've compiled all of our Policy Documents on to one concise page, allowing you to fully understand what you're covered for.
"Protecting you and your trip has always been our priority. With three levels of cover to suit you and your trip and 24/7 support, it's never been easier to enjoy your holiday, hassle-free."
Alice Lawson, Associate Director of Holiday Extras Cover
If you are looking forward to your next cruise adventure and are preparing to step aboard, then please visit a few of our helpful cruise guides listed below. From travelling vaccinations for your next holiday, to the appropriate documentation you may need to travel with, these may help you in preparing for your next cruise holiday.
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*We offer up to £15k cancellation cover on our Cruise policies as standard, with an optional top-up cancellation cover available to the limit of £50k total. This optional cancellation cover can be added by contacting our call centre.
Award-winning Insurance - take a look at our awards page for more detail.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register