Backpacker Travel Insurance

Adventure awaits

Discover a world of adventure as a backpacker, with the perfect companion by your side – travel insurance. Tailored for those who want to holiday their own way, Holiday Extras' Backpacker insurance provides coverage for unexpected mishaps, medical emergencies, trip cancellations, lost belongings and much more. So, whether you're exploring remote destinations or immersing yourself in vibrant cultures, let Backpacker Travel Insurance be your safety net, ensuring your journey remains unforgettable for all the right reasons.

Who's eligible for cover?

Before getting your Backpacker policy, check that you're eligible for cover:

• You're currently in the United Kingdom when buying your policy.
• Your trip begins and ends in the UK, and it hasn't already started.
• You have a UK address, have lived in the UK for at least six of the past twelve months, and are registered with a General Practitioner in the UK.
• You'll be aged 64 or under at the start of your policy.

How long am I covered for?

Our Backpacker policies are designed for extended adventures, giving you the freedom to explore the world at your own pace. You'll be covered for trips lasting up to 550 days in total – that's around 18 months of travel time.

Whether you're planning a round–the–world journey, a gap year or an extended stay abroad, your cover will start from the date shown on your policy and continue until you return home to the UK, as long as your trip doesn't exceed the maximum duration.

Countries we cover

It's important to make sure your destination is included in your cover. The area you're insured for will be shown on your policy schedule.

Want to check before you buy?

You can use our destination checker to confirm your chosen country is covered before you purchase your insurance. You should always check the latest FCDO travel advice before booking or travelling to make sure your destination is safe and eligible for cover as well.

Compare Backpacker travel insurance cover levels

You can choose from two levels of cover, ranging from a standard Adventure Cover to a higher, premium level of Adventure Plus Cover. Here is a brief overview of some of the main upper limits and inclusions of each policy. Be sure to read through the Policy Documents for more comprehensive cover details.

Pre-existing medical conditions and changes to your health

It's important that you tell us about any pre-existing medical conditions and any changes to your health – even after you've taken out your policy. You need to update us as soon as there's a change, as not declaring it could affect your cover or make your policy null and void if you need to make a claim.

To make sure you're fully protected, find out more about travel insurance for medical conditions.

AnywhereGP: 24/7 Medical Help

Powered by Air Doctor

We're thrilled to introduce AnywhereGP, powered by Air Doctor – your on-the-go medical solution abroad!

Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.

Find Out More

Let us answer your questions

What insurance do you need for backpacking?

Planning the adventure of a lifetime? If you're heading off to explore the world, chances are you'll be away for a while. Our Backpacker Policy gives you the freedom to roam for up to 550 days, so you're covered every step of the way. Plus, with protection for a number of activities that may be popular with backpackers, you can dive into new experiences with confidence. Wherever your journey takes you, we've got your back!

Need to check if your activity is covered? Simply use our Activity checker or ask SYD, our AI travel insurance expert.

What is the difference between backpacker and annual travel insurance?

Backpacker insurance is designed for long-term adventurers exploring multiple destinations over an extended period – often up to a year or more. It offers flexible cover for a variety of activities and travel experiences, so you can enjoy your journey with confidence.

Annual multi-trip insurance is perfect for frequent travellers who take several shorter trips throughout the year. It's a great option to stay protected all year round.

How does backpacker insurance work?

A Backpacker Insurance policy provides you with cover for a longer period of time - ideal for those travelling for more than a year to multiple destinations. Our policies include a range of cover options to suit the needs of a backpacker, such as medical expenses, personal liability, cancellation, and personal belongings cover.

With the Backpacker policy you also have the option to return home at least once during your period of cover. This can be for any reason you choose, like attending a family event or even if you just feel a little homesick!

If you have a medical emergency abroad, your policy will automatically be extended until you return home to make sure you have cover for the entire time you are away.

Still unsure? Simply ask SYD (Search Your Documents), our AI travel insurance expert. SYD can search your documents and quickly tell you what is or is not covered.

Just ask