Business Travel Insurance
If you're heading away for a conference, meeting clients, or visiting another office, it's important to have travel cover in case things don't go to plan.
We don't offer a separate business travel insurance policy, but you could still get cover for emergency medical costs, cancellations, and lost baggage or gadgets under our Holiday Extras Travel Insurance, as long as your trip doesn't include manual work or using specialist equipment. Find out what's typically included and what's not with a travel insurance policy.
What Is Business Travel Insurance?
Business travel insurance is designed to protect you when travelling for work. At Holiday Extras, our travel insurance can cover some work-related trips, as long as they don't involve manual or physical work. This includes meetings, office-based training, and other admin-based travel that fits within your policy terms. You'll have access to the same key benefits as a leisure trip, like emergency medical cover, cancellation protection, and gadget cover for your work laptop or phone.
Just keep in mind that business income or contracts aren't covered, and you'll need to get in touch with us before travelling if your trip involves any manual work or specialist equipment.
Read our policy documents here.
What Does Our Travel Insurance Cover?
Travel insurance can cover you for many of the same things on a business trip as it does for leisure travel, as long as you're travelling within the policy terms and your work doesn't involve manual or physical tasks.
What's typically covered:
- Medical emergencies while you're away
- Trip cancellation or curtailment for valid reasons
- Lost, stolen or damaged baggage
- Gadget cover for your work laptop, phone or tablet
- Legal costs and expenses related to incidents while travelling
- Personal liability if you accidentally cause injury or damage
- Personal liability does not cover any business-related claims.
What's not:
- Manual or physical work abroad
- Business income, contracts or company losses
- Specialist equipment or tools used for work
- Trips outside the geographical areas or durations shown on your policy schedule
- Anything not covered under your individual policy terms
- Business-related personal liability claims
You can use our Activity Checker to confirm whether your work or planned activities are covered with Holiday Extras.
Is an annual insurance policy a better option?
If you travel regularly, an Annual Multi-Trip Travel Insurance policy could be a more convenient choice. It offers ongoing cover for multiple trips within a 12-month period, so you don't need to buy a new policy every time you travel.
Find out more about Annual Travel Insurance
Gadget cover
Relying on your laptop or phone while you're away? Every Holiday Extras Travel Insurance policy includes some gadget protection as standard, giving you cover for accidental damage, loss, or theft of your devices up to the limit shown in your policy.
If you'd like more protection, you can also choose from three levels of optional Gadget Cover add-ons when you get a quote, perfect if you travel with higher-value tech or multiple devices.
Where to add it: you'll see Gadget Cover during the online quote process, before you buy your policy. Want the full details first? Read our Gadget Cover guide.
Why Choose Holiday Extras?
Because, during our 40 years in the travel business, we've sold millions of policies to millions of satisfied customers, building on a solid foundation of trust.
Our travel insurance is there to protect you from the unexpected, with emergency medical cover, 24/7 support, and AnywhereGP for non-urgent advice.
Compare our travel insurance cover levels below to find the cover that fits your trip.
Over 40 years experience in travel services.
Voted Best Insurance Provider 16 years running – since 2009.
Tailored policies to suit your personal requirements.
£13.8 million paid in claims last year, providing reliable support when it matters most.
Smart, simple cover with help from our AI assistant, SYD.
What our customers are saying about us
Compare travel insurance cover levels
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Browse the key benefits below, or see the full breakdown in our cover-level table and Policy Documents.
Bronze
| £15,000,000 | Emergency medical and repatriation expenses |
| £1,000 | Cancellation & Cutting your trip short |
| £2,000 | Personal belongings |
| £500 | Personal money |
| £500 | Gadget Cover |
Silver
| £20,000,000 | Emergency medical and repatriation expenses |
| £2,500 | Cancellation & Cutting your trip short |
| £3,000 | Personal belongings |
| £750 | Personal money |
| £500 | Gadget Cover |
Gold
| Unlimited | Emergency medical and repatriation expenses |
| £5,000* | Cancellation & Cutting your trip short |
| £5,000 | Personal belongings |
| £1,000 | Personal money |
| £750 | Gadget Cover |
*Or as specified on your schedule
Let us answer your questions
Does Holiday Extras offer a business travel insurance policy?
No, we don't sell a separate business travel insurance policy, but you might still be covered for non-manual work trips under our standard Travel Insurance, as long as you're travelling within the policy terms.
Always check using our Activity Checker to confirm your role is included.
Are my work laptop and phone covered?
Yes, gadgets like laptops, tablets, and phones are covered under the Gadget section of your policy, up to the limit shown in your chosen cover level. Basic protection is included as standard, and you can upgrade during the quote process if you need a higher level of gadget cover for your work devices.
Do I need business travel insurance if I travel for work?
If you're travelling for meetings, training or other non-manual work, you might not need a separate business travel insurance policy. Our Holiday Extras Travel Insurance can cover many types of trip, as long as they fall within the policy terms and don't involve manual or physical work.
You can use our Activity Checker to confirm whether your work or planned activities are covered with Holiday Extras.
Still unsure? Simply ask SYD (Search Your Documents), our AI travel insurance expert. SYD can search your documents and quickly tell you what is or is not covered.
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Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 1 Fen Court, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: http://register.fca.org.uk