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Choosing between Single Trip vs. Annual Multi-Trip travel insurance

Can't make up your mind about which type of policy to take out? We don't blame you. There's so much talk about what policy you should get, which one's best, or saves you the most money. It can be very overwhelming when all you want to do is relax on your holiday. What we want to do is draw up a comparison between taking out a Single Trip travel insurance policy or an Annual Multi-Trip policy to make life that bit easier for you.

At the end of the day, you need to consider what is best for you and your travel plans. We adopt a "hassle-free" approach to just about everything, and especially when it comes to helping you pick the right insurance policy, keeping things as straightforward and transparent as possible.

Comparing policy cover levels

When you book one of our travel insurance policies you'll be able to choose from three levels of varying cover:

Bronze
Silver
Gold
Emergency medical and repatriation expenses
£5,000,000
£10,000,000
£15,000,000
Cancellation
£1,000*
£2,500*
£5,000*
Curtailment and loss of holiday
£1,000
£2,500
£5,000
Personal possessions
£500
£1,500
£2,000
Passport and other documents
£150
£250
£350
Personal money
£300
£500
£750
Baggage Delay (outward journey)
£100
£150
£300
Missed departure
£500
£500
£1,000
Missed connection
£500
£500
£1,000
Personal liability
£2,000,000
£2,000,000
£2,000,000
Legal costs and expenses
£25,000
£25,000
£25,000
Scheduled airline failure
£1,000
£2,500
£2,500
End supplier failure
X
£2,500
£2,500
Pet Care
X
X
£500

*Or as specified on your schedule

Things to consider

It's often said that if you're planning on going on holiday more than once in a year, an Annual Multi-Trip policy is often the best to pick. Depending on what criteria you need your insurance to meet, we recommend researching the benefits between an Annual Multi-Trip policy and a Single Trip policy. Before making a decision you will need to base your research on where you will be travelling to and what type of holiday you plan for each trip.

Why choose Holiday Extras?

  • - Voted best insurance provider 11 years running.
  • - Policies with no excess available.
  • - UK based contact centre and 24/7 helpline.
  • - No maximum age on single trip policies.
  • - Over 30 years experience selling Travel Insurance.

How to book online

To book online, or simply just to get a quote with your specific travel plans in mind, simply click below and bear in mind the following bits of information:

    - Location: Where abouts are you going?

    - Dates: When will you be going/how long for?

    - Money: The total cost of your holiday?

    - Health: Any pre-existing medical conditions?

Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited

Holiday Extras Travel Insurance is provided by Taurus Insurance Services, an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.