Cruise Travel Insurance with Medical Conditions
Finding suitable holiday insurance with pre-existing medical conditions doesn't have to be hard. Holiday Extras, consider all medical conditions, including asthma, diabetes, high blood pressure, and many more. Additionally, all Holiday Extras policies include emergency medical cover for when you're on holiday.
If you have a pre-existing medical condition, this will need to be declared when you book so that we can make sure it's covered whilst you're away.
Why choose Holiday Extras to insure your cruise holiday?
- ✔ All Holiday Extras policies meet the requirements stated by P&O cruises
- ✔ Top quality cover that doesn't break the bank
- ✔ Trusted by millions of travellers every year
- ✔ Checkout in 5 easy steps
What's classed as a pre-existing medical condition when it comes to travel insurance?
A pre-existing medical condition is defined as an illness, injury or condition that exists before, or at the time, you take out an insurance policy. Even if some conditions have resolved, or you feel well, we may still need to assess them. This is so that we can provide you with the right level of cover.
Other things you may be asked about include whether you are taking any prescription medication, are awaiting investigation, or are suffering from any kind of psychological condition.
What's covered?
Choose from three different levels of cover, each with its own cover limits. Ranging from a simpler 'Bronze' plan to a higher level 'Gold' plan, you can tailor your policy to suit your needs. Explore the Policy Documents for more detail on cover.
Emergency Medical
Our emergency medical expenses cover starts from £10 million, and goes up to unlimited on Gold policies. This includes repatriation from ship-to-shore if you require specialist medical assistance.
Cancellation
Cover for up to £5,000 on Gold policies if you need to cancel your trip ahead of departure with the option to increase to £65k.
Missed Port
Missed port cover of up to £2000 on Gold policies for port's your cruise failed to stop at.
Cabin Confinemnet
Cover of up to £1,000 on Gold policies if you are confined to your cabin due to injury or illness.
Unused Excursions
Up to £500 cover for unused pre-paid excursions.
Personal Posessions
Increased cover of up to £2,500 for personal baggage including cover for evening wear.
We cannot cover:
- A terminal illness without prior approval from our underwriter
- Any pre-existing condition and/or undiagnosed symptoms not declared/disclosed
- Travelling to receive medical attention/treatment abroad
- Travelling against medical advice
- You if your doctor declares you unfit to travel
24/7 Emergency Assistance
| Outside the USA, Canada, or Mexico: | +44 (0) 1403 788 718 |
| In the USA or Canada (Toll-Free): | +1-844-780-0494 |
| In Mexico: | 00 1 819 780 0494 |
AnywhereGP: 24/7 Medical Help
Powered by Air Doctor
We're thrilled to introduce AnywhereGP, powered by Air Doctor — your on-the-go medical solution abroad!
Included FREE with every Holiday Extras travel insurance policy, it provides fast, reliable medical support for everything from minor illnesses to urgent concerns, keeping you supported along the way.
You will receive information via email on how to access AnywhereGP, once you have made your booking
With AnywhereGP you can take advantage of:
✔ 24/7 Access to Medical Experts
Gain round-the-clock access to 20,000 certified doctors around the world. Consult with a professional using a seamless, app-based platform that's included with your travel insurance policy.
✔ Available Worldwide
Enjoy reliable medical assistance in over 75 countries, with video consultations offered in 21 different languages. Wherever your travels take you, language and location barriers won't stand in your way.
✔ Hassle-Free Healthcare
With Anywhere GP, medical consultations are free to access – no need to file a claim. Just book and receive care when you need it most.
✔ Video consultations in 21 languages
Receive expert medical advice in the language you're most comfortable with. Whether it's a routine check-up or addressing a health concern, the global network of doctors ensures you can communicate clearly and confidently, breaking down language barriers to provide care that truly meets your needs.
AnywhereGP ensures expert medical support right at your fingertips.
Discover More Travel Extras
Our cruise travel insurance policies include cover for:
- ● All policies offered by Holiday Extras meet the minimum requirements stated by P&O Cruises
- ● Cancellation Cover inc COVID-19
- ● Medical Expenses inc COVID-19
- ● Repatriation cover
- ● Cabin confinement
- ● Missed departure port
- ● Missed ports of call
- ● Missed Excursions
- ● Lost Baggage
- ● Mobile Device Cover
