Award-winning Travel Insurance from just *
With 40 years experience selling holiday insurance, over half a million policies sold annually and the recipient of Globe's Best Insurance Provider 15 years running, it's safe to say we know a thing or two about travel insurance. That's why, at Holiday Extras we've put together three levels of cover that can be tailored specifically to your individual needs.
What travel insurance do you require?
Single Trip Travel Insurance
Coverage for single-trips, protecting against unexpected events, emergencies, and trip cancellations.
Get covered
Annual Travel Insurance
Our annual multi-trip policies cover you for an unlimited number of trips over a twelve month period.
Get covered
Cruise Travel Insurance
Our cruise cover offers specific coverage for potential risks and issues that may arise on a cruise holiday.
Get coveredBook your travel insurance online or offline
We have over 30 trained insurance specialists, as well as an insurance support page waiting to help you book the perfect policy and answer any questions you may have. We've also put together the Holiday Extras' Travel Insurance Hub; your one-stop shop for everything you need to know about travel insurance.
What is Travel Insurance?
While no one wants to think about worst-case scenarios whilst on holiday, it is worth having a safety net in place should something go wrong down the line that could potentially leave you out of pocket. That's why it's important to have the best travel insurance for your own specific needs. Whether you need a single trip or annual travel insurance policy, or maybe you're setting sail and need cruise insurance, we have a wide array of comparable holiday insurance options for you to choose from.
Alongside our trusted, award-winning cover, Holiday Extras also offer travel insurance for your medical conditions. If you have a medical condition (or multiple conditions), our compassionate and understanding team will work with you to find you a policy that meets your requirements. We're also proud to say that our specialist medical cover meets the requirements for inclusion on the Money Helper travel insurance directory (MaPS).
Four reasons to choose Holiday Extras for your travel insurance
1. Flexible policies
- Three cover levels to suit your travel needs and budget
- UK cover available for those not travelling internationally
- Extras including gadget cover, winter sports available.
2. Trusted providers
- Voted best insurance provider by the Globe Travel Awards 15 years running
- Rated Excellent on Trustpilot
- Recommended and used by over 500 travel agents
3. Medical conditions
- We cover 1000s of medical conditions
- Unlimited medical cover on Gold policies
- 24/7 online confidential medical screening
4. Cruise cover specialists
- Cruise-specific policies available
- Cruise cover for itinerary change, cabin confinement and abandonment
- Cover for your unused excursions
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Compare travel insurance cover levels
You can then choose from three different levels of cover, each with its own cover limits, ranging from a simple and essential plan to a more comprehensive premium plan. Be sure to read through the Policy Documents for more comprehensive cover details.
Everything you need to know about Travel Insurance
Whether you're looking for inspiration for your next trip, how to be protected on your trips, or the best travel insurance for you – we've got you covered!
Learn moreSingle trip and annual travel insurance policies available.
Our single trip travel insurance is a great option if you're looking for insurance for one holiday. A single trip policy will cover you for one trip up to 365 days.
If you're planning on taking more than one trip in a year, you may want to consider taking out an annual multi-trip travel insurance policy. This annual policy insures you for an unlimited number of trips throughout the 12 month policy period, given that each trip does not exceed 45 days, and could save you the money and the hassle of having to take out a brand new policy for each individual trip. Our annual trip insurance also covers you both abroad and for UK trips.
Medical travel insurance
With a Holiday Extras policy, you can get from 5 million to unlimited medical cover, should anything happen to you while abroad. If you currently have a pre-existing medical condition, or have previously had one, then you will need to declare your condition(s) via our confidential medical screening process.
"Protecting you and your trip has always been our priority. With three levels of cover to suit you and your trip and 24/7 support, it's never been easier to enjoy your holiday, hassle-free."
Alice Lawson, Associate Director of Holiday Extras Cover
Medical Conditions and Money Helper Service Information
Medical travel insurance
If you currently have a pre-existing medical condition, or have previously had one, then you will need to declare your condition(s) via our confidential medical screening process.
If you haven't already, our online quote system will guide you through the process of declaring your medical conditions, and you'll get an instant decision on whether we can provide cover or not. Simply get a quote or contact us on 0800 042 0309 to discuss further.
Money Helper Directory
What is Money Helper?
Money Helper is run by the Money and Pensions Service (MaPS). MaPS is a free and impartial money advice service, set up by the Government to provide information and guides to help improve your finances. The Money Helper travel insurance directory has been created for people who have potentially been refused cover, had cover excluded, or received a high additional premium in connection to their medical conditions, to allow them to shop around alternative providers. All providers listed on the directory are authorised and regulated by the Financial Conduct Authority (FCA).
Holiday Extras Cover Ltd are proud to have passed the rigorous selection process and feature as one of the travel insurance providers listed in the directory.
How can I access the Money Helper Directory?
- By Phone – call 0800 138 7777, they are open Monday – Friday 8am to 6pm
- Online – you can visit the online travel insurance Money Helper Directory for a full list of participating travel insurance brands.
- By Email – simply contact [email protected]
Holiday cancellation and curtailment
If you can't go on your holiday for unforeseeable circumstances or reasons beyond your control, you may be able to claim on holiday cancellation cover to reimburse any money you lose out on by having to cancel your trip. Be sure to read through the Policy Documents for more detail on what you may be covered for.
Depending on the total cost of your holiday — from money spent on flights and airport transfers, to accommodation and pre-paid expenses for excursions — you can select a cover level which appropriately covers the amount paid by a traveller to go on the trip.
We offer cover which can pay up to £5,000 for your share of any lost pre-paid expenses which you cannot get back or be transferred.
If you have to cut your trip short (curtailment) if any of the following reasons happen while on your trip: a family member, travelling companion or business associate becomes ill, injured or dies. You might be called for jury service, or be a member of HM Forces and have your leave orders cancelled.
Missed departure
You can claim on your travel insurance if you are late checking in at your international destination for any of the following reasons:
- If you miss your pre-booked departure from your home country (outbound) because your flight, train, bus or boat (public service) was delayed, cancelled, or affected by extreme weather or a strike.
- If while on the way to the airport your car breaks down, or you're involved in an accident and makes you miss your departure.
If any of the following scenarios happen we will pay you up to £1,000 for both a missed departure or a missed connection.
Backpacker
Discover a world of adventure as a backpacker, with the perfect companion by your side – Backpacker travel insurance. For more information, including detailed information on how to book, please visit our dedicated Backpacker travel insurance page.
Car Hire Excess Insurance
Protect your excess on your holiday car hire, with Holiday Extras' Car Hire Excess Insurance. This includes cover against misfuelling, theft, possession loss, key cover, and breakdown recovery.
Additional cover options
Gadget cover
Make sure all your technology is insured and protected while you're away with our handy gadget cover. With three different levels to choose from, you can get varying protection to mirror the value of your gadgets. We offer cover against loss, accidental damage and malicious damage.
We have a great and varied selection of optional cover you can add on to your travel insurance policy for extra safety. Depending on the type of holiday you're going on, what you will be bringing with you or what you plan on doing, we can offer flexible cover which you can add on to your policy as you see fit.
Winter Sports
We want to make sure you are covered for whatever winter sports activity you choose. Our winter sports add-on provides extra cover in place if you plan on skiing, snowboarding, outdoor ice-skating, ice-windsurfing or snowmobiling.
Wedding
Getting married abroad? Protect your big day with a wedding travel insurance add-on. You'll be covered for replacement, reinstatement or repair of your ceremonial attire and ceremonial gifts.
Making a claim
For comprehensive information on how to make a claim, please visit our dedicated Travel Insurance Claims Help & Support page.
Policy documents
We've compiled all of our Policy Documents on to one concise page, allowing you to fully understand what you're covered for.
Contact information
For insurance enquiries:
If you have any questions and would like to contact us, our Live Chat Help Squad are on hand.
If you'd like to speak to someone over the phone, call 0800 042 0309 and one of our dedicated insurance experts will assist you.
If you need to make a claim:
Please consult our claims page for in-depth instructions on how to make a claim.
To amend or cancel your policy:
Please visit: www.holidayextras.co.uk/insurance-support or contact Your travel agent that You purchased the Policy from.
Emergency Assistance for customers abroad:
24 hours, 7 days a week
Tel: +44 (0) 1403 788 718 (if You are anywhere except the USA, Canada or Mexico)
Tel: +1-844-780-0494 (toll free if You are in the USA or Canada)
Tel: 00 1 819 780 0494 (if You are in Mexico)
Make a complaint
If you wish to make a complaint
We understand things don't always go to plan, and we're here to help however we can. If you wish to make a complaint, please visit our dedicated complaints page and follow the instructions provided.
FAQs
Finding and booking travel insurance can be a potentially confusing and time-consuming affair. That's why we've put together a list of the top insurance queries, so you can spend less time being confused and more time getting on with your holiday plans. For a comprehensive list of our most frequently asked questions please consult our Travel Insurance FAQ page.
Vulnerable customer policy
For detailed information regarding Holiday Extras' vulnerable customer considerations, please visit our Vulnerable Customer Policy page.
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*Based on a 35 year old travelling to France, for 5 days, in 8 days time, on a Bronze single trip policy. Price correct as of 5th September 2024.
Holiday Extras Travel Insurance is sold and administered by Holiday Extras Cover Limited, registered office address: Ashford Road, Newingreen, Hythe, Kent CT21 4JF.
Holiday Extras Cover Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority, registration number 828848. You can check this by visiting the Financial Services Register
Holiday Extras™ is a Trading Name of Holiday Extras Cover Limited. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.
Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this by visiting the Financial Services Register